Unverified listing What this means
The Lender Report built this page from public records. Ponce Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about Ponce Bank, National Association itself. Each figure shows its source and date. Work at Ponce Bank, National Association? You can claim this page for free.
SBA 7(a) record
Ponce Bank, National Association: SBA 7(a) loans made
Ponce Bank, National Association, a bank based in Bronx, NY, made 21 SBA 7(a) loans in the 36 months ending September 30, 2026, $27.8M in all, net of cancelled approvals. The typical loan was about $730K, and 2 were in the last 12 months. Most were in New Jersey.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 21
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $27.8M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $730K
- SBA FOIA,
- Largest loan
- $4.5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 2
- SBA FOIA,
Cite this
Source: The Lender Report, Ponce Bank, National Association: SBA 7(a) loans made, https://lender.report/lender/ponce-bank-ny/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New York | SBA 7(a), All Other Amusement and Recreation Industries | $400K | 3% | 10 yr | SBA FOIA | |
| Jul 2026 | Florida | SBA 7(a), Other Grocery and Related Products Merchant Wholesalers | $500K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Golf Courses and Country Clubs | $350K | 10.5% | 10 yr | SBA FOIA | |
| Mar 2025 | Florida | SBA 7(a), Wholesale Trade | $4.5M | 9% | 10 yr | SBA FOIA | |
| Mar 2025 | New Jersey | SBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers | $730K | 9.5% | 10 yr | SBA FOIA | |
| Mar 2025 | New Jersey | SBA 7(a), Hobby, Toy, and Game Retailers | $500K | 10.5% | 10 yr | SBA FOIA | |
| Mar 2025 | New Jersey | SBA 7(a), Child Care Services | $400K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | New Jersey | SBA 7(a), Accommodation and Food Services | $1.3M | 10% | 10 yr | SBA FOIA | |
| Jan 2025 | New Jersey | SBA 7(a), Full-Service Restaurants | $2.7M | 10.5% | 26 yr | SBA FOIA | |
| Dec 2024 | New York | SBA 7(a), Other Miscellaneous Nondurable Goods Merchant Wholesalers | $4.1M | 9.75% | 10 yr | SBA FOIA | |
| Dec 2024 | New Jersey | SBA 7(a), Industrial Supplies Merchant Wholesalers | $1.9M | 10.5% | 10 yr | SBA FOIA | |
| Dec 2024 | New York | SBA 7(a), Offices of Lawyers | $430K | 8.75% | 25 yr | SBA FOIA | |
| Nov 2024 | New Jersey | SBA 7(a), Automotive Parts and Accessories Retailers | $3M | 10% | 10 yr | SBA FOIA | |
| Nov 2024 | New York | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $2.2M | 10% | 10 yr | SBA FOIA | |
| Nov 2024 | New Jersey | SBA 7(a), Home Health Care Services | $830K | 10% | 10 yr | SBA FOIA | |
| Nov 2024 | New York | SBA 7(a), Limited-Service Restaurants | $790K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2024 | New Jersey | SBA 7(a), Full-Service Restaurants | $510K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2024 | New York | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $1.7M | 10.5% | 11 yr | SBA FOIA | |
| Aug 2024 | New York | SBA 7(a), Insurance Agencies and Brokerages | $250K | 11% | 10 yr | SBA FOIA | |
| Jul 2024 | Delaware | SBA 7(a), Full-Service Restaurants | $520K | 11% | 10 yr | SBA FOIA | |
| Jul 2024 | New Jersey | SBA 7(a), Clothing and Clothing Accessories Retailers | $210K | 11.25% | 10 yr | SBA FOIA | |
| 21 SBA 7(a) loans since October 2023, net of cancelled | $27.8M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New Jersey | 10 | $12.1M |
| New York | 8 | $10.2M |
| Florida | 2 | $5.00M |
| Delaware | 1 | $520K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 2 | $460K |
| $350K to $1M | 11 | $5.96M |
| $1M to $2.5M | 4 | $7.10M |
| $2.5M or more | 4 | $14.3M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q3 | 5 | $3.19M |
| 2024 Q4 | 7 | $13.3M |
| 2025 Q1 | 6 | $10.1M |
| 2025 Q3 | 1 | $350K |
| 2026 Q3 | 2 | $900K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 3 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 2 |
| Accommodation and Food Services | 1 |
| All Other Amusement and Recreation Industries (713990) | 1 |
| Automotive Parts and Accessories Retailers (441330) | 1 |
| Child Care Services (624410) | 1 |
| Clothing and Clothing Accessories Retailers (458110) | 1 |
| Golf Courses and Country Clubs (713910) | 1 |
| Hobby, Toy, and Game Retailers (459120) | 1 |
| Home Health Care Services (621610) | 1 |
| Industrial Supplies Merchant Wholesalers (423840) | 1 |
| Insurance Agencies and Brokerages (524210) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 21 |
- Ponce Bank, National Association made 21 SBA 7(a) loans totaling $27.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 2 of them were in the 12 months to September 30, 2026, and 14 in the 12 months before. SBA FOIA,
- The typical loan was about $730K, with the middle half between $430K and $1.9M. SBA FOIA,
- The largest was about $4.5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 8 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 21 loans, with the middle half between 9.50% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 3. SBA FOIA,
- The SBA file lists 21 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in New Jersey (10), New York (8) and Florida (2). SBA FOIA,
What we don't know
- Whether Ponce Bank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.