Unverified listing What this means

The Lender Report built this page from public records. Rhinebeck Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Rhinebeck Bank itself. Each figure shows its source and date. Work at Rhinebeck Bank? You can claim this page for free.

SBA 7(a) record

Rhinebeck Bank: SBA 7(a) loans made

Rhinebeck Bank, a savings institution based in Rhinebeck, NY, made 18 SBA 7(a) loans in the 36 months ending September 30, 2026, $7M in all, net of cancelled approvals. The typical loan was about $140K, and 5 were in the last 12 months. Most were in New York.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
18
SBA FOIA,
Net of cancelled approvals
Dollars
$6.97M
SBA FOIA,
Rounded amounts
Typical loan
$140K
SBA FOIA,
Largest loan
$3.4M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
5
SBA FOIA,

Cite this

Source: The Lender Report, Rhinebeck Bank: SBA 7(a) loans made, https://lender.report/lender/rhinebeck-bank-ny/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Rhinebeck BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jul 2026New YorkSBA 7(a), Fitness and Recreational Sports Centers$3.4M7.75%10 yrSBA FOIA
Jul 2026New YorkSBA 7(a), Fitness and Recreational Sports Centers$200K8.75%1 yrSBA FOIA
Jul 2026New YorkSBA 7(a), Other Services to Buildings and Dwellings$55K8.25%5 yrSBA FOIA
Nov 2025New YorkSBA 7(a), Full-Service Restaurants$50K9%7 yrSBA FOIA
Nov 2025New YorkSBA 7(a), Full-Service Restaurants$50K9%10 yrSBA FOIA
May 2025New YorkSBA 7(a), Limited-Service Restaurants$160K8%7 yrSBA FOIA
Apr 2025New YorkSBA 7(a), Manufacturing$75K9%10 yrSBA FOIA
Mar 2025New YorkSBA 7(a), Fitness and Recreational Sports Centers$1.4M8.5%7 yrSBA FOIA
Mar 2025New YorkSBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists$180K8.5%7 yrSBA FOIA
Mar 2025New YorkSBA 7(a), Fitness and Recreational Sports Centers$50K9.5%1 yrSBA FOIA
Aug 2024New YorkSBA 7(a), Other Construction Material Merchant Wholesalers$500K9.5%10 yrSBA FOIA
Jun 2024New YorkSBA 7(a), Beauty Salons$140K10%8 yrSBA FOIA
Jun 2024New YorkSBA 7(a), Beauty Salons$25K10.5%10 yrSBA FOIA
May 2024New YorkSBA 7(a), Full-Service Restaurants$50K10%10 yrSBA FOIA
Jan 2024New YorkSBA 7(a), Insurance Agencies and Brokerages$320K7.75%7 yrSBA FOIA
Jan 2024New YorkSBA 7(a), Full-Service Restaurants$140K8.75%7 yrSBA FOIA
Jan 2024New YorkSBA 7(a), Insurance Agencies and Brokerages$25K9.75%10 yrSBA FOIA
Nov 2023New YorkSBA 7(a), Manufacturing$150K8.75%7 yrSBA FOIA
18 SBA 7(a) loans since October 2023, net of cancelled$6.97MSBA FOIA

A blank means the source did not report it.

Where Rhinebeck Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
New York18$6.97M
SBA FOIA,

SBA loans are on record by state only.

Rhinebeck Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K10$660K
$150K to $350K5$1.01M
$350K to $1M1$500K
$1M to $2.5M1$1.40M
$2.5M or more1$3.40M
SBA FOIA,
Rhinebeck Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q41$150K
2024 Q13$485K
2024 Q23$215K
2024 Q31$500K
2025 Q13$1.63M
2025 Q22$235K
2025 Q42$100K
2026 Q33$3.65M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program9
SBA Express Program9
SBA FOIA,
  • Rhinebeck Bank made 18 SBA 7(a) loans totaling $7M in the 36 months ending September 30, 2026, net of cancelled approvals, in 1 state. SBA FOIA,
  • 5 of them were in the 12 months to September 30, 2026, and 5 in the 12 months before. SBA FOIA,
  • The typical loan was about $140K, with the middle half between $50K and $200K. SBA FOIA,
  • The largest was about $3.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 10 loans were under $150K, and 2 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.00% on 18 loans, with the middle half between 8.50% and 9.50%. SBA FOIA,
  • The median term was 7 years. SBA FOIA,
  • Its loans went most often to Fitness and Recreational Sports Centers, with 4. SBA FOIA,
  • The SBA file lists 9 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in New York (18). SBA FOIA,

What we don't know

  • Whether Rhinebeck Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.