SBA by NAICS · 423390

SBA lenders for NAICS 423390: Other Construction Material Merchant Wholesalers

34 lenders made 111 SBA loans to businesses in NAICS 423390, Other Construction Material Merchant Wholesalers, in the 36 months ending September 30, 2026, $82M in all. Northeast Bank made the most, with 7. The typical loan was about $250K.

Evidence
SBA 7(a) and 504 loans in NAICS 423390
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
34
SBA FOIA,
SBA loans, 36 months
111
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$82.0M
SBA FOIA,
Typical loan
$250K
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for NAICS 423390: Other Construction Material Merchant Wholesalers, https://lender.report/sba-lenders-for/naics/423390/, data as of September 30, 2026.

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SBA lenders for NAICS 423390, Other Construction Material Merchant Wholesalers. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 34.
LenderKindBased inLoansDollarsLast 12 months
Northeast Bank SBA 7(a) recordBankPortland, ME7$1.35M2
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD6$5.90M0
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL6$765K0
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC4$7.50M0
The Huntington National Bank SBA 7(a) recordBankColumbus, OH4$6.40M3
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL4$4.35M2
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN3$7.60M0
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA3$780K0
Manufacturers and Traders Trust Company SBA 7(a) recordBankBuffalo, NY2$3.95M0
Cross River Bank SBA 7(a) recordBankFort Lee, NJ2$1.25M0
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH2$570K0
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT2$300K1
Colony Bank SBA 7(a) recordBankFitzgerald, GA2$300K0
TD Bank, National Association SBA 7(a) recordBankWilmington, DE2$245K0
Paradise Bank SBA 7(a) recordBankBoca Raton, FL1$4.70M0
Momentus Direct Capital SBA 504 recordNon-bankNot reported1$2.80M0
KeyBank National Association SBA 7(a) recordBankCleveland, OH1$2.00M0
BMO Bank National Association SBA 7(a) recordBankChicago, IL1$1.20M0
Sunflower Bank, National Association SBA 7(a) recordBankDallas, TX1$1.10M0
River Valley Community Bank SBA 504 recordBankYuba City, CA1$1.00M0
Poppy Bank SBA 504 recordBankSanta Rosa, CA1$890K0
Grow America Fund, Incorporated SBA 7(a) recordNon-bankNew York, NY1$600K1
Rhinebeck Bank SBA 7(a) recordSavingsRhinebeck, NY1$500K0
Tompkins Bank & Trust SBA 7(a) recordBankIthaca, NY1$400K1
Fifth Third Bank, National Association SBA 7(a) recordBankCincinnati, OH1$350K0
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Where these loans were made
StateLoansDollars
Florida19$18.8M
California15$12.8M
New York14$7.56M
Texas8$5.74M
Washington5$5.55M
Ohio4$4.70M
Wisconsin4$3.60M
SBA FOIA,
SBA loans in NAICS 423390, by size
Loan sizeLoans
Under $150K13
$150K to $350K27
$350K to $1M11
$1M to $2.5M8
$2.5M or more10
SBA FOIA,
  • SBA lenders recorded 111 loans to businesses in NAICS 423390 totaling $82M nationwide in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $250K, with the middle half between $150K and $1M. SBA FOIA,
  • 101 were SBA 7(a) loans and 10 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.50% on 64 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 61 of the loans, credit unions 0, and non-banks 8. SBA FOIA,
  • The five most active lenders made 24.3% of the loans. SBA FOIA,
  • The three most active lenders were Northeast Bank with 7, BayFirst National Bank with 6, and Wells Fargo Bank, National Association with 6. SBA FOIA,
  • 13 of the loans were under $150K, and 18 were $1M or more. SBA FOIA,
  • 42 of these loans were made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
  • The SBA file shows 24 approvals of these loans dated in the 12 months to September 30, 2026, versus 60 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • Florida (19), California (15), New York (14) recorded the most of these loans. SBA FOIA,
  • NAICS 423390 is Other Construction Material Merchant Wholesalers, in the Wholesale Trade sector. SBA FOIA,
  • The lenders are based most often in New York, California and Ohio. SBA FOIA,

How this list is defined

Measure
SBA loans made to businesses in NAICS 423390, Other Construction Material Merchant Wholesalers
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens dated in the 36 months ending September 30, 2026 and not cancelled whose NAICS code the SBA file shows as 423390, at 6 digits.
Order
Largest first by loans nationally, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

A 6-digit code is printed only where the SBA file holds 5 or more loans of that program in that state, so loans the file shows only as a 2-digit sector are not counted here. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.