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SBA 7(a) record
River City Bank, Rome, GA: SBA 7(a) loans made
River City Bank, Rome, GA, a bank based in Rome, GA, made 26 SBA 7(a) loans in the 36 months ending September 30, 2026, $14.4M in all, net of cancelled approvals. The typical loan was about $400K, and 7 were in the last 12 months. Most were in Georgia.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 26
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $14.4M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $400K
- SBA FOIA,
- Largest loan
- $2.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 7
- SBA FOIA,
Cite this
Source: The Lender Report, River City Bank, Rome, GA: SBA 7(a) loans made, https://lender.report/lender/river-city-bank-ga/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Georgia | SBA 7(a), Manufacturing | $2.1M | 6.25% | 20 yr | SBA FOIA | |
| Jun 2026 | Georgia | SBA 7(a), Arts, Entertainment, and Recreation | $200K | 9.25% | 10 yr | SBA FOIA | |
| May 2026 | Georgia | SBA 7(a), Hotels (except Casino Hotels) and Motels | $1.3M | 8.25% | 25 yr | SBA FOIA | |
| Apr 2026 | Georgia | SBA 7(a), Limited-Service Restaurants | $340K | 9% | 10 yr | SBA FOIA | |
| Mar 2026 | Georgia | SBA 7(a), Solid Waste Collection | $440K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2026 | Georgia | SBA 7(a), General Freight Trucking, Local | $290K | 9.25% | 10 yr | SBA FOIA | |
| Feb 2026 | Georgia | SBA 7(a), Sporting Goods Retailers | $230K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Georgia | SBA 7(a), Drycleaning and Laundry Services (except Coin-Operated) | $400K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2025 | Georgia | SBA 7(a), Used Merchandise Retailers | $400K | 10.5% | 10 yr | SBA FOIA | |
| Jul 2025 | Georgia | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $680K | 10.5% | 10 yr | SBA FOIA | |
| Jun 2025 | Alabama | SBA 7(a), Full-Service Restaurants | $850K | 7.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Georgia | SBA 7(a), Wholesale Trade | $320K | 10% | 10 yr | SBA FOIA | |
| Jan 2025 | Georgia | SBA 7(a), Commercial Photography | $500K | 10.5% | 10 yr | SBA FOIA | |
| Dec 2024 | Georgia | SBA 7(a), Full-Service Restaurants | $710K | 10% | 25 yr | SBA FOIA | |
| Dec 2024 | Georgia | SBA 7(a), Flooring Contractors | $500K | 10.25% | 10 yr | SBA FOIA | |
| Dec 2024 | Georgia | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $68K | 10.25% | 10 yr | SBA FOIA | |
| Oct 2024 | Georgia | SBA 7(a), Private Mail Centers | $330K | 11% | 10 yr | SBA FOIA | |
| Aug 2024 | Georgia | SBA 7(a), Construction | $480K | 10.5% | 10 yr | SBA FOIA | |
| Aug 2024 | Georgia | SBA 7(a), Fitness and Recreational Sports Centers | $350K | 11.5% | 10 yr | SBA FOIA | |
| Jun 2024 | Georgia | SBA 7(a), Clothing and Clothing Accessories Retailers | $260K | 11.5% | 10 yr | SBA FOIA | |
| May 2024 | Georgia | SBA 7(a), Limited-Service Restaurants | $110K | 11% | 10 yr | SBA FOIA | |
| Feb 2024 | North Carolina | SBA 7(a), Hotels (except Casino Hotels) and Motels | $140K | 8.5% | 10 yr | SBA FOIA | |
| Dec 2023 | Georgia | SBA 7(a), Manufacturing | $2M | 10.5% | 26 yr | SBA FOIA | |
| Dec 2023 | Georgia | SBA 7(a), Clothing and Clothing Accessories Retailers | $620K | 11.5% | 10 yr | SBA FOIA | |
| Dec 2023 | North Carolina | SBA 7(a), Fitness and Recreational Sports Centers | $250K | 12.5% | 10 yr | SBA FOIA | |
| 26 SBA 7(a) loans since October 2023, net of cancelled | $14.4M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Georgia | 22 | $12.6M |
| North Carolina | 3 | $880K |
| Alabama | 1 | $850K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 3 | $318K |
| $150K to $350K | 8 | $2.22M |
| $350K to $1M | 12 | $6.42M |
| $1M to $2.5M | 3 | $5.40M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 4 | $3.36M |
| 2024 Q1 | 1 | $140K |
| 2024 Q2 | 2 | $370K |
| 2024 Q3 | 2 | $830K |
| 2024 Q4 | 4 | $1.61M |
| 2025 Q1 | 2 | $820K |
| 2025 Q2 | 1 | $850K |
| 2025 Q3 | 3 | $1.48M |
| 2026 Q1 | 3 | $960K |
| 2026 Q2 | 3 | $1.84M |
| 2026 Q3 | 1 | $2.10M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Fitness and Recreational Sports Centers (713940) | 3 |
| Clothing and Clothing Accessories Retailers (458110) | 2 |
| Full-Service Restaurants (722511) | 2 |
| Hotels (except Casino Hotels) and Motels (721110) | 2 |
| Limited-Service Restaurants (722513) | 2 |
| Arts, Entertainment, and Recreation | 1 |
| Commercial Photography (541922) | 1 |
| Construction | 1 |
| Drycleaning and Laundry Services (except Coin-Operated) (812320) | 1 |
| Flooring Contractors (238330) | 1 |
| General Freight Trucking, Local (484110) | 1 |
| General Freight Trucking, Long-Distance, Truckload (484121) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| 7a General | 26 |
- River City Bank, Rome, GA made 26 SBA 7(a) loans totaling $14.4M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 7 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
- The typical loan was about $400K, with the middle half between $260K and $620K. SBA FOIA,
- The largest was about $2.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 3 loans were under $150K, and 3 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.50% on 26 loans, with the middle half between 9.25% and 11.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 3. SBA FOIA,
- The SBA file lists 26 of its loans as processed under 7a General. SBA FOIA,
- Its loans were most often in Georgia (22), North Carolina (3) and Alabama (1). SBA FOIA,
What we don't know
- Whether River City Bank, Rome, GA is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.