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The Lender Report built this page from public records. Somerset Regal Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Somerset Regal Bank itself. Each figure shows its source and date. Work at Somerset Regal Bank? You can claim this page for free.

Multifamily record

Somerset Regal Bank: multifamily loans made

Somerset Regal Bank, a bank based in Bound Brook, NJ, made 42 multifamily loans in 2024 and 2025, $109.1M in all, in 1 state. The typical loan was about $1.7M, and the largest about $8.3M. Most were in Hudson County, NJ.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
42
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$109M
HMDA,
Rounded amounts
Typical loan
$1.7M
HMDA,
Largest loan
$8.3M
HMDA,
Rounded to 2 significant figures
States
1
HMDA,

Cite this

Source: The Lender Report, Somerset Regal Bank: multifamily loans made, https://lender.report/lender/somerset-regal-bank-nj/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Somerset Regal BankNewest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Hudson County, NJPurchase, 25 to 49 units$8.3MHMDA 2025
2025Burlington County, NJPurchase, 50 to 99 units$6.2MHMDA 2025
2025Burlington County, NJCash-out refinance, 25 to 49 units$3.7MHMDA 2025
2025Hudson County, NJCash-out refinance, 5 to 24 units$3.5MHMDA 2025
2025Hudson County, NJPurchase, 5 to 24 units$3.2MHMDA 2025
2025Hudson County, NJCash-out refinance, 25 to 49 units$2.1MHMDA 2025
2025Hudson County, NJPurchase, 5 to 24 units$2.1MHMDA 2025
2025Essex County, NJCash-out refinance, 5 to 24 units$2MHMDA 2025
2025Hudson County, NJRefinance, 5 to 24 units$1.6MHMDA 2025
2025Hudson County, NJCash-out refinance, 5 to 24 units$1.5MHMDA 2025
2025Hudson County, NJCash-out refinance, 5 to 24 units$1.4MHMDA 2025
2025Bergen County, NJCash-out refinance, 5 to 24 units$1.3MHMDA 2025
2025Union County, NJCash-out refinance, 5 to 24 units$1.2MHMDA 2025
2025Bergen County, NJPurchase, 5 to 24 units$1MHMDA 2025
2025Essex County, NJCash-out refinance, 5 to 24 units$1MHMDA 2025
2025Hudson County, NJPurchase, 5 to 24 units$1MHMDA 2025
2025Hudson County, NJCash-out refinance, 5 to 24 units$1MHMDA 2025
2025Hudson County, NJRefinance, 5 to 24 units$960KHMDA 2025
2025Hudson County, NJCash-out refinance, 5 to 24 units$960KHMDA 2025
2025Hudson County, NJRefinance, 5 to 24 units$780KHMDA 2025
2024Essex County, NJCash-out refinance, 50 to 99 units$8MHMDA 2024
2024Camden County, NJCash-out refinance, 100 to 149 units$7MHMDA 2024
2024Hudson County, NJCash-out refinance, 25 to 49 units$6MHMDA 2024
2024Bergen County, NJCash-out refinance, 25 to 49 units$5.5MHMDA 2024
2024Bergen County, NJRefinance, 25 to 49 units$5.3MHMDA 2024
42 multifamily loans made in 2024 and 2025$109MHMDA 2024 and 2025

A blank means the source did not report it.

Where Somerset Regal Bank's multifamily loans are, most loans first
PlaceAs namedLoansDollars
Hudson County, NJCounty21$46.8M
Bergen County, NJCounty7$20.4M
Essex County, NJCounty7$19.5M
Burlington County, NJCounty3$12.1M
Union County, NJCounty2$2.90M
Camden County, NJCounty1$7.00M
Passaic County, NJCounty1$460K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Somerset Regal Bank: multifamily loans by size
Loan sizeLoansDollars
Under $1M6$4.54M
$1M to $2.5M23$35.2M
$2.5M to $5M5$18.1M
$5M to $10M8$51.3M
$10M or more0$0
HMDA,
Somerset Regal Bank: multifamily loans by year
YearLoansDollarsTypical loan
202422$64.3M$2.2M
202520$44.8M$1.5M
HMDA,
What the loans were for
PurposeLoans
Purchase11
Refinance7
Cash-out refinance24
HMDA,
Size of the property
UnitsLoans
5 to 24 units25
25 to 49 units13
50 to 99 units3
100 to 149 units1
HMDA,
  • Somerset Regal Bank made 42 multifamily loans totaling $109.1M in 2024 and 2025, in 7 named places across 1 state. HMDA,
  • It made 20 of them in 2025 and 22 in 2024. HMDA,
  • The typical loan was about $1.7M, with the middle half between $1.1M and $3.5M. HMDA,
  • The largest was about $8.3M. Every amount is rounded to 2 significant figures. HMDA,
  • 6 loans were under $1M, and 8 were $5M or more. HMDA,
  • 74% of the loans were refinancings and 26% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 25 loans. HMDA,
  • Its loans were most often in Hudson County, NJ (21), Bergen County, NJ (7) and Essex County, NJ (7). HMDA,

What we don't know

  • Whether Somerset Regal Bank is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.