County · NJ
Multifamily lenders in Union County, NJ
51 lenders made 119 multifamily loans in Union County, NJ in 2024 and 2025, $618.5M in all. Provident Bank made the most, with 13. The typical loan was about $1.6M. The county is part of the Newark, NJ metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 51
- HMDA,
- Multifamily loans, 2024-25
- 119
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $619M
- HMDA,
- Typical loan
- $1.6M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Union County, NJ, https://lender.report/lenders-in/new-jersey/union-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Provident Bank multifamily record | Savings | Jersey City, NJ | 13 | $73.3M | 9 | 4 | $4.7M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 7 | $41.3M | 4 | 3 | $5.7M |
| Spencer Savings Bank, SLA multifamily record | Savings | Elmwood Park, NJ | 5 | $32.4M | 4 | 1 | $4M |
| Peapack Private Bank & Trust multifamily record | Bank | Bedminster, NJ | 5 | $17.5M | 5 | 0 | $3.6M |
| Manasquan Bank multifamily record | Savings | Manasquan, NJ | 5 | $4.66M | 1 | 4 | $580K |
| Columbia Bank multifamily record | Savings | Fair Lawn, NJ | 4 | $13.5M | 2 | 2 | $4.3M |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 4 | $4.36M | 1 | 3 | $1M |
| Ice Lender Holdings LLC multifamily record | Non-bank | New York, NY | 4 | $2.36M | 3 | 1 | $580K |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 3 | $111M | 2 | 1 | $26M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 3 | $25.7M | 3 | 0 | $6.5M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 3 | $14.9M | 2 | 1 | $4.2M |
| Mid Penn Bank multifamily record | Bank | Millersburg, PA | 3 | $8.50M | 3 | 0 | $3.5M |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 3 | $2.06M | 2 | 1 | $660K |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 3 | $2.04M | 1 | 2 | $660K |
| Habib American Bank multifamily record | Bank | New York, NY | 3 | $1.64M | 2 | 1 | $500K |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $61.0M | 0 | 2 | $36M |
| ConnectOne Bank multifamily record | Bank | Englewood Cliffs, NJ | 2 | $9.96M | 1 | 1 | $9.3M |
| Magyar Bank multifamily record | Savings | New Brunswick, NJ | 2 | $7.80M | 1 | 1 | $4.3M |
| Wilmington Savings Fund Society, FSB multifamily record | Savings | Wilmington, DE | 2 | $3.50M | 0 | 2 | $1.8M |
| Haven Savings Bank multifamily record | Savings | Hoboken, NJ | 2 | $3.48M | 0 | 2 | $2.5M |
| Somerset Regal Bank multifamily record | Bank | Bound Brook, NJ | 2 | $2.90M | 1 | 1 | $1.7M |
| Ascendia Bank multifamily record | Savings | Glen Rock, NJ | 2 | $2.84M | 1 | 1 | $2.1M |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 2 | $2.30M | 2 | 0 | $1.3M |
| Logan Finance Corporation multifamily record | Non-bank | Haupaugge, NY | 2 | $2.16M | 1 | 1 | $1.3M |
| Freedom Bank multifamily record | Bank | Maywood, NJ | 2 | $1.80M | 0 | 2 | $1.1M |
| TD Bank, National Association multifamily record | Bank | Wilmington, DE | 2 | $1.40M | 1 | 1 | $800K |
| Bank OZK multifamily record | Bank | Little Rock, AR | 1 | $63.0M | 1 | 0 | $63M |
| NewPoint Real Estate Capital multifamily record | Non-bank | Plano, TX | 1 | $32.0M | 1 | 0 | $32M |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 1 | $20.0M | 1 | 0 | $20M |
| Univest Bank and Trust Co. multifamily record | Bank | Souderton, PA | 1 | $17.0M | 1 | 0 | $17M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 37 | 22 |
| $1M to $2.5M | 36 | 25 |
| $2.5M to $5M | 20 | 11 |
| $5M to $10M | 11 | 7 |
| $10M or more | 15 | 10 |
- Lenders made 119 multifamily loans totaling $618.5M in Union County, NJ in 2024 and 2025. HMDA,
- 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 71 of the loans were made in 2025 and 48 in 2024. HMDA,
- The typical loan in Union County, NJ was about $1.6M, with the middle half between $820K and $4.5M. HMDA,
- 37 of the loans were under $1M, and 26 were $5M or more. HMDA,
- Lenders reported a median rate of 6.63% on 83 loans in Union County, NJ, with the middle half between 6.00% and 8.25%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 63%. HMDA,
- 55% of the loans were refinancings and 41% were purchases. HMDA,
- Banks and savings institutions made 64 of the loans, credit unions 2, and non-banks 49. HMDA,
- The five most active lenders made 29.4% of the loans. HMDA,
- The three most active lenders were Provident Bank with 13, Walker & Dunlop, LLC with 7, and Spencer Savings Bank, SLA with 5. HMDA,
- 18 of the 51 lenders are based in New Jersey. The rest are based elsewhere, most often in New York, California and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 80 loans. HMDA,
- Union County, NJ is part of the Newark, NJ metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Union County, NJ
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.