County · NJ
Multifamily lenders in Bergen County, NJ
50 lenders made 122 multifamily loans in Bergen County, NJ in 2024 and 2025, $1.4B in all. ConnectOne Bank made the most, with 11. The typical loan was about $3M. The county is part of the New York, NY-NJ metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 50
- HMDA,
- Multifamily loans, 2024-25
- 122
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.38B
- HMDA,
- Typical loan
- $3M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Bergen County, NJ, https://lender.report/lenders-in/new-jersey/bergen-county/, data as of December 31, 2025.
Describe a deal in Bergen County, NJ
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show multifamily loans in Bergen County, NJOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| ConnectOne Bank multifamily record | Bank | Englewood Cliffs, NJ | 11 | $79.8M | 8 | 3 | $3.7M |
| Columbia Bank multifamily record | Savings | Fair Lawn, NJ | 10 | $73.8M | 8 | 2 | $3.5M |
| Provident Bank multifamily record | Savings | Jersey City, NJ | 10 | $27.1M | 5 | 5 | $2.2M |
| TD Bank, National Association multifamily record | Bank | Wilmington, DE | 8 | $22.0M | 6 | 2 | $2.5M |
| Somerset Regal Bank multifamily record | Bank | Bound Brook, NJ | 7 | $20.4M | 2 | 5 | $1.3M |
| Freedom Bank multifamily record | Bank | Maywood, NJ | 6 | $10.2M | 3 | 3 | $1M |
| Champions Funding, LLC multifamily record | Non-bank | Gilbert, AZ | 5 | $6.20M | 5 | 0 | $1.2M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 4 | $31.6M | 3 | 1 | $7.6M |
| Spencer Savings Bank, SLA multifamily record | Savings | Elmwood Park, NJ | 4 | $14.7M | 1 | 3 | $5.1M |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 3 | $87.1M | 2 | 1 | $35M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 3 | $59.4M | 1 | 2 | $19M |
| Kearny Bank multifamily record | Savings | Kearny, NJ | 3 | $18.3M | 1 | 2 | $5.8M |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 2 | $128M | 2 | 0 | $100M |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 2 | $88.2M | 1 | 1 | $85M |
| PNC Bank, National Association multifamily record | Bank | Wilmington, DE | 2 | $74.5M | 2 | 0 | $70M |
| The Atlantic Credit Union multifamily record | Credit union | Kenilworth, NJ | 2 | $2.64M | 1 | 1 | $1.7M |
| BPL Mortgage, LLC multifamily record | Non-bank | Oakbrook Terrace, IL | 2 | $1.90M | 2 | 0 | $1.1M |
| NewPoint Real Estate Capital multifamily record | Non-bank | Plano, TX | 1 | $110M | 1 | 0 | $110M |
| JPMorgan Chase Bank, National Association multifamily record | Bank | Columbus, OH | 1 | $93.0M | 1 | 0 | $93M |
| Truist Bank multifamily record | Bank | Charlotte, NC | 1 | $79.0M | 1 | 0 | $79M |
| Valley National Bank multifamily record | Bank | Passaic, NJ | 1 | $64.0M | 1 | 0 | $64M |
| Popular Bank multifamily record | Bank | New York, NY | 1 | $60.0M | 1 | 0 | $60M |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | $56.0M | 0 | 1 | $56M |
| Nationwide Life Insurance Company multifamily record | Non-bank | Columbus, OH | 1 | $28.0M | 1 | 0 | $28M |
| Lument Structured Finance LLC multifamily record | Non-bank | Columbus, OH | 1 | $19.0M | 0 | 1 | $19M |
| Cross River Bank multifamily record | Bank | Fort Lee, NJ | 1 | $16.0M | 0 | 1 | $16M |
| Manasquan Bank multifamily record | Savings | Manasquan, NJ | 1 | $4.60M | 1 | 0 | $4.6M |
| First Hope Bank, A National Banking Association multifamily record | Bank | Hope, NJ | 1 | $4.20M | 1 | 0 | $4.2M |
| Bayport Funding LLC multifamily record | Non-bank | Great Neck, NY | 1 | $3.50M | 1 | 0 | $3.5M |
| The Bank of Princeton multifamily record | Bank | Princeton, NJ | 1 | $3.00M | 0 | 1 | $3M |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 21 | 17 |
| $1M to $2.5M | 35 | 19 |
| $2.5M to $5M | 23 | 13 |
| $5M to $10M | 17 | 10 |
| $10M or more | 26 | 17 |
- Lenders made 122 multifamily loans totaling $1.4B in Bergen County, NJ in 2024 and 2025. HMDA,
- 5 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 75 of the loans were made in 2025 and 47 in 2024. HMDA,
- The typical loan in Bergen County, NJ was about $3M, with the middle half between $1.1M and $6.4M. HMDA,
- 21 of the loans were under $1M, and 43 were $5M or more. HMDA,
- Lenders reported a median rate of 6.28% on 81 loans in Bergen County, NJ, with the middle half between 5.75% and 7.63%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 62%. HMDA,
- 53% of the loans were refinancings and 44% were purchases. HMDA,
- Banks and savings institutions made 81 of the loans, credit unions 4, and non-banks 32. HMDA,
- The five most active lenders made 37.7% of the loans. HMDA,
- The three most active lenders were ConnectOne Bank with 11, Columbia Bank with 10, and Provident Bank with 10. HMDA,
- 17 of the 50 lenders are based in New Jersey. The rest are based elsewhere, most often in New York, Ohio and Pennsylvania. HMDA,
- The most common property size was 5 to 24 units, with 72 loans. HMDA,
- Bergen County, NJ is part of the New York-Jersey City-White Plains, NY-NJ metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Bergen County, NJ
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.