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SBA 7(a) record
United Business Bank: SBA 7(a) loans made
United Business Bank, a bank based in Walnut Creek, CA, made 34 SBA 7(a) loans in the 36 months ending September 30, 2026, $31M in all, net of cancelled approvals. The typical loan was about $600K, and 17 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 34
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $31.0M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $600K
- SBA FOIA,
- Largest loan
- $4.1M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 17
- SBA FOIA,
Cite this
Source: The Lender Report, United Business Bank: SBA 7(a) loans made, https://lender.report/lender/united-business-bank-ca/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), All Other Specialty Trade Contractors | $1.4M | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Nevada | SBA 7(a), Drycleaning and Laundry Services (except Coin-Operated) | $350K | 8.75% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Apparel Accessories and Other Apparel Manufacturing | $3.1M | 8.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Office Administrative Services | $1M | 8.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Limited-Service Restaurants | $680K | 8.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Office Administrative Services | $500K | 7.75% | 7 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Apparel Accessories and Other Apparel Manufacturing | $500K | 7.75% | 7 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Electronics and Appliance Retailers | $670K | 8.5% | 14 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Residential Remodelers | $550K | 8.75% | 25 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Beer, Wine, and Liquor Retailers | $440K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Fitness and Recreational Sports Centers | $350K | 9.5% | 10 yr | SBA FOIA | |
| May 2026 | Nevada | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $350K | 11.25% | 10 yr | SBA FOIA | |
| May 2026 | Colorado | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $55K | 12.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), Gasoline Stations with Convenience Stores | $860K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | California | SBA 7(a), Limited-Service Restaurants | $440K | 8.25% | 10 yr | SBA FOIA | |
| Mar 2026 | California | SBA 7(a), All Other Miscellaneous Waste Management Services | $120K | 9.75% | 10 yr | SBA FOIA | |
| Dec 2025 | California | SBA 7(a), Limited-Service Restaurants | $350K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Clothing and Clothing Accessories Retailers | $2.3M | 6.5% | 25 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Beer, Wine, and Liquor Retailers | $900K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Limited-Service Restaurants | $700K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | California | SBA 7(a), Automotive Glass Replacement Shops | $250K | 10.5% | 10 yr | SBA FOIA | |
| Feb 2025 | North Carolina | SBA 7(a), Cafeterias, Grill Buffets, and Buffets | $3M | 8.75% | 25 yr | SBA FOIA | |
| Jan 2025 | California | SBA 7(a), Limited-Service Restaurants | $280K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2024 | California | SBA 7(a), Full-Service Restaurants | $200K | 10% | 7 yr | SBA FOIA | |
| Jul 2024 | California | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $780K | 10.25% | 10 yr | SBA FOIA | |
| 34 SBA 7(a) loans since October 2023, net of cancelled | $31.0M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 30 | $27.3M |
| Nevada | 2 | $700K |
| Colorado | 1 | $55.0K |
| North Carolina | 1 | $3.00M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 2 | $175K |
| $150K to $350K | 4 | $1.02M |
| $350K to $1M | 19 | $10.6M |
| $1M to $2.5M | 6 | $9.10M |
| $2.5M or more | 3 | $10.2M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 4 | $2.46M |
| 2024 Q1 | 3 | $6.27M |
| 2024 Q2 | 2 | $2.19M |
| 2024 Q3 | 2 | $980K |
| 2025 Q1 | 2 | $3.28M |
| 2025 Q3 | 4 | $4.15M |
| 2025 Q4 | 1 | $350K |
| 2026 Q1 | 1 | $120K |
| 2026 Q2 | 4 | $1.71M |
| 2026 Q3 | 11 | $9.54M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 31 |
| SBA Express Program | 2 |
| 7a General | 1 |
- United Business Bank made 34 SBA 7(a) loans totaling $31M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 17 of them were in the 12 months to September 30, 2026, and 6 in the 12 months before. SBA FOIA,
- The typical loan was about $600K, with the middle half between $350K and $1M. SBA FOIA,
- The largest was about $4.1M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 2 loans were under $150K, and 9 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 34 loans, with the middle half between 8.50% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Limited-Service Restaurants, with 6. SBA FOIA,
- The SBA file lists 31 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in California (30), Nevada (2) and Colorado (1). SBA FOIA,
What we don't know
- Whether United Business Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.