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SBA 7(a) record
Unity Bank, Clinton, NJ: SBA 7(a) loans made
Unity Bank, Clinton, NJ, a bank based in Clinton, NJ, made 34 SBA 7(a) loans in the 36 months ending September 30, 2026, $51.5M in all, net of cancelled approvals. The typical loan was about $1.2M, and 18 were in the last 12 months. Most were in New Jersey.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 34
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $51.5M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1.2M
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 18
- SBA FOIA,
Cite this
Source: The Lender Report, Unity Bank, Clinton, NJ: SBA 7(a) loans made, https://lender.report/lender/unity-bank-nj/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | New Jersey | SBA 7(a), Hotels (except Casino Hotels) and Motels | $4.9M | 9% | 25 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Wineries | $4.8M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Massachusetts | SBA 7(a), Gasoline Stations with Convenience Stores | $2.2M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Connecticut | SBA 7(a), Retail Trade | $2.1M | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), Full-Service Restaurants | $1.6M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Retail Bakeries | $1.6M | 9.25% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $1.1M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Other Personal Care Services | $810K | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | New Jersey | SBA 7(a), All Other Amusement and Recreation Industries | $310K | 9.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Pennsylvania | SBA 7(a), Fitness and Recreational Sports Centers | $770K | 9% | 10 yr | SBA FOIA | |
| Jul 2026 | New Jersey | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $740K | 8.5% | 25 yr | SBA FOIA | |
| Jul 2026 | New Jersey | SBA 7(a), Hobby, Toy, and Game Retailers | $300K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | New Jersey | SBA 7(a), Automotive Body, Paint, and Interior Repair and Maintenance | $4.3M | 9.5% | 25 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $560K | 9% | 10 yr | SBA FOIA | |
| Jan 2026 | New Jersey | SBA 7(a), General Automotive Repair | $1.2M | 9% | 20 yr | SBA FOIA | |
| Jan 2026 | New Jersey | SBA 7(a), Breweries | $640K | 9.25% | 26 yr | SBA FOIA | |
| Dec 2025 | New Jersey | SBA 7(a), Beauty Salons | $5M | 9.25% | 26 yr | SBA FOIA | |
| Nov 2025 | New Jersey | SBA 7(a), Full-Service Restaurants | $1.8M | 9.25% | 25 yr | SBA FOIA | |
| Sep 2025 | New Jersey | SBA 7(a), Full-Service Restaurants | $1.4M | 9.5% | 20 yr | SBA FOIA | |
| Sep 2025 | New Jersey | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $500K | 10% | 25 yr | SBA FOIA | |
| Aug 2025 | New Jersey | SBA 7(a), Beer, Wine, and Liquor Retailers | $630K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2025 | New Jersey | SBA 7(a), Car Washes | $1.3M | 9.75% | 10 yr | SBA FOIA | |
| Jun 2025 | New Jersey | SBA 7(a), Full-Service Restaurants | $980K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2025 | New Jersey | SBA 7(a), Fitness and Recreational Sports Centers | $720K | 10% | 10 yr | SBA FOIA | |
| Mar 2025 | New Jersey | SBA 7(a), Pharmacies and Drug Retailers | $2.9M | 9.25% | 10 yr | SBA FOIA | |
| 34 SBA 7(a) loans since October 2023, net of cancelled | $51.5M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New Jersey | 26 | $40.6M |
| New York | 3 | $2.47M |
| Pennsylvania | 3 | $4.07M |
| Connecticut | 1 | $2.10M |
| Massachusetts | 1 | $2.20M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 3 | $810K |
| $350K to $1M | 13 | $8.77M |
| $1M to $2.5M | 13 | $20.0M |
| $2.5M or more | 5 | $21.9M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2024 Q1 | 2 | $1.89M |
| 2024 Q2 | 2 | $2.90M |
| 2024 Q3 | 1 | $550K |
| 2024 Q4 | 2 | $780K |
| 2025 Q1 | 3 | $5.10M |
| 2025 Q2 | 2 | $1.70M |
| 2025 Q3 | 4 | $3.83M |
| 2025 Q4 | 2 | $6.80M |
| 2026 Q1 | 3 | $2.40M |
| 2026 Q2 | 1 | $4.30M |
| 2026 Q3 | 12 | $21.2M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 33 |
| 7a General | 1 |
- Unity Bank, Clinton, NJ made 34 SBA 7(a) loans totaling $51.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 5 states. SBA FOIA,
- 18 of them were in the 12 months to September 30, 2026, and 11 in the 12 months before. SBA FOIA,
- The typical loan was about $1.2M, with the middle half between $630K and $1.7M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 18 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 34 loans, with the middle half between 9.25% and 10.00%. SBA FOIA,
- The median term was 20 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 5. SBA FOIA,
- The SBA file lists 33 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in New Jersey (26), New York (3) and Pennsylvania (3). SBA FOIA,
What we don't know
- Whether Unity Bank, Clinton, NJ is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.