Unverified listing What this means

The Lender Report built this page from public records. Valley National Bank has not reviewed it. Every lender's page starts this way, and it says nothing about Valley National Bank itself. Each figure shows its source and date. Work at Valley National Bank? You can claim this page for free.

SBA 504 record

Valley National Bank: SBA 504 first liens made

Valley National Bank, a bank based in Passaic, NJ, made 36 SBA 504 first liens in the 36 months ending September 30, 2026, $43.1M in all, net of cancelled approvals. The typical first lien was about $850K, and 19 were in the last 12 months. Most were in Florida.

Evidence
SBA 504 loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 11, 2026
First liens, 36 months
36
SBA FOIA,
Net of cancelled approvals
Dollars
$43.1M
SBA FOIA,
Rounded amounts
Typical loan
$850K
SBA FOIA,
Largest loan
$7.9M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
19
SBA FOIA,

Cite this

Source: The Lender Report, Valley National Bank: SBA 504 first liens made, https://lender.report/lender/valley-national-bank-nj/sba-504/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Valley National BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Jun 2026FloridaSBA 504, Child Care Services$500K25 yrSBA FOIA
Apr 2026FloridaSBA 504, Offices of Lawyers$310K25 yrSBA FOIA
Mar 2026FloridaSBA 504, All Other Professional, Scientific, and Technical Services$1.5M25 yrSBA FOIA
Feb 2026FloridaSBA 504, Full-Service Restaurants$3.8M25 yrSBA FOIA
Dec 2025FloridaSBA 504, Other Building Material Dealers$1.4M25 yrSBA FOIA
Nov 2025New JerseySBA 504, Full-Service Restaurants$1.2M25 yrSBA FOIA
Sep 2025FloridaSBA 504, Child Care Services$1.1M25 yrSBA FOIA
Aug 2025FloridaSBA 504, Commercial and Institutional Building Construction$1.2M25 yrSBA FOIA
Jul 2025FloridaSBA 504, Other Personal Care Services$480K25 yrSBA FOIA
Jun 2025FloridaSBA 504, Professional, Scientific, and Technical Services$1.1M25 yrSBA FOIA
Jun 2025New JerseySBA 504, Retail Trade$680K25 yrSBA FOIA
Apr 2025FloridaSBA 504, Limited-Service Restaurants$510K25 yrSBA FOIA
Mar 2025New JerseySBA 504, Arts, Entertainment, and Recreation$1.5M25 yrSBA FOIA
Mar 2025FloridaSBA 504, Agriculture, Forestry, Fishing and Hunting$870K25 yrSBA FOIA
Feb 2025FloridaSBA 504, Offices of Chiropractors$240K25 yrSBA FOIA
Jan 2025New YorkSBA 504, All Other Specialty Trade Contractors$420K25 yrSBA FOIA
Dec 2024FloridaSBA 504, Offices of All Other Miscellaneous Health Practitioners$930K25 yrSBA FOIA
Nov 2024FloridaSBA 504, All Other Specialty Trade Contractors$420K25 yrSBA FOIA
Oct 2024FloridaSBA 504, Commercial and Institutional Building Construction$850K25 yrSBA FOIA
Sep 2024FloridaSBA 504, Automotive Oil Change and Lubrication Shops$900K25 yrSBA FOIA
Sep 2024FloridaSBA 504, Site Preparation Contractors$660K25 yrSBA FOIA
Sep 2024FloridaSBA 504, Automotive Oil Change and Lubrication Shops$560K25 yrSBA FOIA
Aug 2024FloridaSBA 504, Hotels (except Casino Hotels) and Motels$7.9M25 yrSBA FOIA
Aug 2024FloridaSBA 504, Breweries$2.2M25 yrSBA FOIA
Aug 2024FloridaSBA 504, Full-Service Restaurants$1.6M25 yrSBA FOIA
36 SBA 504 first liens since October 2023, net of cancelled$43.1MSBA FOIA

A blank means the source did not report it.

Where Valley National Bank's SBA 504 first liens were made, most loans first
StateFirst liensDollars
Florida31$39.0M
New Jersey4$3.70M
New York1$420K
SBA FOIA,

SBA loans are on record by state only.

Valley National Bank: SBA 504 first liens by size
Loan sizeFirst liensDollars
Under $150K1$100K
$150K to $350K6$1.61M
$350K to $1M16$11.0M
$1M to $2.5M10$14.5M
$2.5M or more3$15.9M
SBA FOIA,
Valley National Bank: SBA 504 first liens by quarter
QuarterFirst liensDollars
2023 Q44$2.33M
2024 Q23$2.13M
2024 Q310$19.6M
2024 Q43$2.20M
2025 Q14$3.03M
2025 Q23$2.29M
2025 Q33$2.78M
2025 Q42$2.60M
2026 Q12$5.30M
2026 Q22$810K
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Accredited Lenders Program20
ALP Express10
504 Basic3
504 Refinancing Program2
Premier Certified Lenders Program1
SBA FOIA,
Certified Development Companies on Valley National Bank's 504 projects
Certified Development CompanyProjects
Florida Business Development Corporation11
Florida First Capital Finance Corporation, Inc.10
Sunshine State Economic Development Corporation10
Trenton Business Assistance Corporation3
Empire State Certified Development Corporation2
SBA FOIA,
  • Valley National Bank made 36 SBA 504 first liens totaling $43.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
  • The SBA file shows 19 approvals naming Valley National Bank as first-lien lender dated in the 12 months to September 30, 2026, and 20 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
  • The typical first lien was about $850K, with the middle half between $480K and $1.4M. SBA FOIA,
  • The largest was about $7.9M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 1 loan was under $150K, and 13 were $1M or more. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Automotive Oil Change and Lubrication Shops, with 4. SBA FOIA,
  • The SBA file lists 20 of its loans as processed under Accredited Lenders Program. SBA FOIA,
  • It worked with 5 Certified Development Companies, most often Florida Business Development Corporation. SBA FOIA,
  • Its loans were most often in Florida (31), New Jersey (4) and New York (1). SBA FOIA,

What we don't know

  • Whether Valley National Bank is taking new SBA 504 loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.