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SBA 504 record
Zions Bancorporation, N.A.: SBA 504 first liens made
Zions Bancorporation, N.A., a bank based in Salt Lake City, UT, made 114 SBA 504 first liens in the 36 months ending September 30, 2026, $119.6M in all, net of cancelled approvals. The typical first lien was about $750K, and 57 were in the last 12 months. Most were in California.
- Evidence
- SBA 504 loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 11, 2026
- First liens, 36 months
- 114
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $120M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $750K
- SBA FOIA,
- Largest loan
- $7.4M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 57
- SBA FOIA,
Cite this
Source: The Lender Report, Zions Bancorporation, N.A.: SBA 504 first liens made, https://lender.report/lender/zions-bancorporation-ut/sba-504/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Jun 2026 | Colorado | SBA 504, Educational Services | $260K | 25 yr | SBA FOIA | ||
| May 2026 | California | SBA 504, Child Care Services | $670K | 25 yr | SBA FOIA | ||
| May 2026 | Colorado | SBA 504, Educational Services | $580K | 25 yr | SBA FOIA | ||
| Apr 2026 | Colorado | SBA 504, Car Washes | $2.9M | 25 yr | SBA FOIA | ||
| Apr 2026 | California | SBA 504, Wholesale Trade | $1.4M | 25 yr | SBA FOIA | ||
| Apr 2026 | Utah | SBA 504, Limited-Service Restaurants | $690K | 25 yr | SBA FOIA | ||
| Mar 2026 | Utah | SBA 504, Offices of Physical, Occupational and Speech Therapists, and Audiologists | $1.4M | 25 yr | SBA FOIA | ||
| Mar 2026 | Oregon | SBA 504, Other Services (except Public Administration) | $290K | 25 yr | SBA FOIA | ||
| Feb 2026 | Utah | SBA 504, Offices of Lawyers | $2.4M | 25 yr | SBA FOIA | ||
| Feb 2026 | Nevada | SBA 504, Other Services (except Public Administration) | $1.7M | 25 yr | SBA FOIA | ||
| Feb 2026 | Nevada | SBA 504, Construction | $800K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, General Automotive Repair | $640K | 25 yr | SBA FOIA | ||
| Feb 2026 | California | SBA 504, New Single-Family Housing Construction (except For-Sale Builders) | $630K | 25 yr | SBA FOIA | ||
| Feb 2026 | Texas | SBA 504, Child Care Services | $610K | 25 yr | SBA FOIA | ||
| Jan 2026 | Utah | SBA 504, Manufacturing | $520K | 10 yr | SBA FOIA | ||
| Jan 2026 | Utah | SBA 504, General Automotive Repair | $460K | 25 yr | SBA FOIA | ||
| Dec 2025 | California | SBA 504, Real Estate and Rental and Leasing | $680K | 25 yr | SBA FOIA | ||
| Nov 2025 | Nevada | SBA 504, Construction | $2.5M | 25 yr | SBA FOIA | ||
| Nov 2025 | California | SBA 504, Transportation and Warehousing | $980K | 25 yr | SBA FOIA | ||
| Nov 2025 | Colorado | SBA 504, Construction | $570K | 25 yr | SBA FOIA | ||
| Sep 2025 | Utah | SBA 504, All Other Personal Services | $2.8M | 25 yr | SBA FOIA | ||
| Aug 2025 | California | SBA 504, All Other Plastics Product Manufacturing | $7.4M | 25 yr | SBA FOIA | ||
| Aug 2025 | California | SBA 504, All Other Personal Services | $1.1M | 25 yr | SBA FOIA | ||
| Aug 2025 | Utah | SBA 504, New Single-Family Housing Construction (except For-Sale Builders) | $1.1M | 25 yr | SBA FOIA | ||
| Aug 2025 | Utah | SBA 504, All Other Specialty Trade Contractors | $780K | 25 yr | SBA FOIA | ||
| 114 SBA 504 first liens since October 2023, net of cancelled | $120M | SBA FOIA | |||||
A blank means the source did not report it.
| State | First liens | Dollars |
|---|---|---|
| California | 35 | $40.3M |
| Utah | 23 | $28.7M |
| Colorado | 20 | $20.0M |
| Nevada | 16 | $17.6M |
| Arizona | 11 | $8.54M |
| Texas | 5 | $2.80M |
| Idaho | 2 | $780K |
| Oregon | 1 | $290K |
| Wyoming | 1 | $680K |
SBA loans are on record by state only.
| Loan size | First liens | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 17 | $4.36M |
| $350K to $1M | 59 | $38.7M |
| $1M to $2.5M | 28 | $41.2M |
| $2.5M or more | 10 | $35.4M |
| Quarter | First liens | Dollars |
|---|---|---|
| 2023 Q4 | 8 | $7.53M |
| 2024 Q1 | 18 | $15.8M |
| 2024 Q2 | 13 | $12.3M |
| 2024 Q3 | 15 | $18.5M |
| 2024 Q4 | 9 | $5.48M |
| 2025 Q1 | 16 | $19.3M |
| 2025 Q2 | 7 | $4.73M |
| 2025 Q3 | 8 | $15.3M |
| 2025 Q4 | 4 | $4.73M |
| 2026 Q1 | 10 | $9.45M |
| 2026 Q2 | 6 | $6.50M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | First liens |
|---|---|
| Construction | 11 |
| General Automotive Repair (811111) | 7 |
| Health Care and Social Assistance | 6 |
| Offices of Lawyers (541110) | 5 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 5 |
| Professional, Scientific, and Technical Services | 5 |
| Other Services (except Public Administration) | 4 |
| Retail Trade | 4 |
| All Other Personal Services (812990) | 3 |
| Car Washes (811192) | 3 |
| Child Care Services (624410) | 3 |
| New Single-Family Housing Construction (except For-Sale Builders) (236115) | 3 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Accredited Lenders Program | 77 |
| ALP Express | 21 |
| 504 Basic | 8 |
| 504 Refinancing Program | 7 |
| Premier Certified Lenders Program | 1 |
| Certified Development Company | Projects |
|---|---|
| B:Side Capital | 18 |
| Mountain West Small Business Finance | 15 |
| The Mortgage Capital Development Corporation | 14 |
| Business Finance Capital | 13 |
| Nevada State Development Corporation | 10 |
| Southland Economic Development Corporation | 10 |
| California Statewide Certified Development Corporation | 9 |
| Intermountain Business Lending, Inc. | 6 |
| Pikes Peak Regional Development Corporation | 5 |
| Bay Area Employment Development Company | 2 |
- Zions Bancorporation, N.A. made 114 SBA 504 first liens totaling $119.6M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
- The SBA file shows 57 approvals naming Zions Bancorporation, N.A. as first-lien lender dated in the 12 months to September 30, 2026, and 52 in the 12 months before. Both counts leave out cancelled approvals and include approvals not yet funded, so the two periods are measured the same way. SBA FOIA,
- The typical first lien was about $750K, with the middle half between $470K and $1.1M. SBA FOIA,
- The largest was about $7.4M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 38 were $1M or more. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Construction, with 11. SBA FOIA,
- The SBA file lists 77 of its loans as processed under Accredited Lenders Program. SBA FOIA,
- It worked with 21 Certified Development Companies, most often B:Side Capital. SBA FOIA,
- Its loans were most often in California (35), Utah (23) and Colorado (20). SBA FOIA,
What we don't know
- Whether Zions Bancorporation, N.A. is taking new SBA 504 loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
SBA 504 figures count the first-lien lender on each SBA approval. Dollars are first-lien amounts.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.