County · AL
Multifamily lenders in Baldwin County, AL
17 lenders made 29 multifamily loans in Baldwin County, AL in 2024 and 2025, $227.3M in all. Renasant Bank made the most, with 4. The typical loan was about $2.4M. The county is part of the Daphne, AL metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 17
- HMDA,
- Multifamily loans, 2024-25
- 29
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $227M
- HMDA,
- Typical loan
- $2.4M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Baldwin County, AL, https://lender.report/lenders-in/alabama/baldwin-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Renasant Bank multifamily record | Bank | Tupelo, MS | 4 | $10.8M | 4 | 0 | $2.4M |
| Century Bank multifamily record | Bank | Lucedale, MS | 4 | $9.60M | 4 | 0 | $2.9M |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 3 | $76.0M | 1 | 2 | $26M |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 2 | $48.0M | 2 | 0 | $28M |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 2 | $13.8M | 2 | 0 | $9.1M |
| CBRE Multifamily Capital, Inc. multifamily record | Non-bank | Houston, TX | 1 | $30.0M | 1 | 0 | $30M |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 1 | $19.0M | 1 | 0 | $19M |
| Merchants Bank of Indiana multifamily record | Bank | Carmel, IN | 1 | $7.20M | 0 | 1 | $7.2M |
| West Alabama Bank & Trust multifamily record | Bank | Reform, AL | 1 | $5.00M | 0 | 1 | $5M |
| PNC Bank, National Association multifamily record | Bank | Wilmington, DE | 1 | $1.80M | 1 | 0 | $1.8M |
| SouthPoint Bank | Bank | Birmingham, AL | 1 | $1.20M | 0 | 1 | $1.2M |
| Heritage Community Bank multifamily record | Bank | Union, MO | 1 | $800K | 0 | 1 | $800K |
| The Citizens Bank | Bank | Enterprise, AL | 1 | $620K | 1 | 0 | $620K |
| AmeriFirst Bank | Bank | Montgomery, AL | 1 | $580K | 1 | 0 | $580K |
| Dominion Financial Services, LLC multifamily record | Non-bank | Baltimore, MD | 1 | $520K | 0 | 1 | $520K |
| BankPlus multifamily record | Bank | Belzoni, MS | 1 | $360K | 0 | 1 | $360K |
| Bryant Bank multifamily record | Bank | Tuscaloosa, AL | 1 | $55.0K | 0 | 1 | $55K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 8 | 7 |
| $1M to $2.5M | 7 | 4 |
| $2.5M to $5M | 3 | 2 |
| $5M to $10M | 4 | 4 |
| $10M or more | 7 | 4 |
- Lenders made 29 multifamily loans totaling $227.3M in Baldwin County, AL in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 20 of the loans were made in 2025 and 9 in 2024. HMDA,
- The typical loan in Baldwin County, AL was about $2.4M, with the middle half between $960K and $9.1M. HMDA,
- 8 of the loans were under $1M, and 11 were $5M or more. HMDA,
- Lenders reported a median rate of 7.10% on 19 loans in Baldwin County, AL, with the middle half between 5.87% and 8.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 66%. HMDA,
- 66% of the loans were refinancings and 31% were purchases. HMDA,
- Banks and savings institutions made 17 of the loans, credit unions 0, and non-banks 10. HMDA,
- The five most active lenders made 51.7% of the loans. HMDA,
- The three most active lenders were Renasant Bank with 4, Century Bank with 4, and LendingOne LLC with 3. HMDA,
- 5 of the 17 lenders are based in Alabama. The rest are based elsewhere, most often in Mississippi, Texas and Delaware. HMDA,
- The most common property size was 5 to 24 units, with 11 loans. HMDA,
- Baldwin County, AL is part of the Daphne-Fairhope-Foley, AL metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Baldwin County, AL
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.