County · AL

Multifamily lenders in Tuscaloosa County, AL

19 lenders made 66 multifamily loans in Tuscaloosa County, AL in 2024 and 2025, $153.4M in all. BankFirst Financial Services made the most, with 25. The typical loan was about $1M. The county is part of the Tuscaloosa, AL metro area.

Evidence
Multifamily loans placed in the county, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
19
HMDA,
Multifamily loans, 2024-25
66
HMDA,
Manufactured-home parks excluded
Dollars
$153M
HMDA,
Typical loan
$1M
HMDA,

Cite this

Source: The Lender Report, Multifamily lenders in Tuscaloosa County, AL, https://lender.report/lenders-in/alabama/tuscaloosa-county/, data as of December 31, 2025.

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Tuscaloosa County, AL multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order.
LenderKindBased inLoansDollars2025 loans2024 loansTypical loan
BankFirst Financial Services multifamily recordBankColumbus, MS25$44.4M718$1M
SmartBank multifamily recordBankPigeon Forge, TN7$34.3M16$3.7M
Bryant Bank multifamily recordBankTuscaloosa, AL5$5.74M23$840K
Renasant Bank multifamily recordBankTupelo, MS4$4.92M31$680K
West Alabama Bank & Trust multifamily recordBankReform, AL3$1.26M21$300K
Bellwether Enterprise Real Estate Capital, LLC multifamily recordNon-bankCleveland, OH2$20.7M20$11M
First Bank of Alabama multifamily recordBankTalladega, AL2$7.90M11$5.9M
Robertson Banking CompanyBankDemopolis, AL2$2.12M20$2M
CB&S Bank, Inc. multifamily recordBankRussellville, AL2$1.32M02$880K
Alliant Credit Union multifamily recordCredit unionChicago, IL1$13.0M10$13M
CommerceOne Bank multifamily recordBankBirmingham, AL1$4.90M01$4.9M
First US BankBankBirmingham, AL1$4.90M01$4.9M
Greystone Servicing Corporation, Inc. multifamily recordNon-bankMemphis, TN1$2.10M10$2.1M
SouthState Bank, National Association multifamily recordBankWinter Haven, FL1$1.70M01$1.7M
Citizens Bank & Trust multifamily recordBankGuntersville, AL1$600K10$600K
FirstBank multifamily recordBankNashville, TN1$580K10$580K
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL1$580K01$580K
Bank of Madison multifamily recordBankMadison, GA1$540K10$540K
Silver Hill Funding multifamily recordNon-bankCoral Gables, FL1$180K01$180K
HMDA,

Check a deal in Tuscaloosa County, AL in Loan Comps

Loans by size in Tuscaloosa County, AL
Loan sizeLoansLenders
Under $1M3312
$1M to $2.5M166
$2.5M to $5M96
$5M to $10M44
$10M or more44
HMDA,
  • Lenders made 66 multifamily loans totaling $153.4M in Tuscaloosa County, AL in 2024 and 2025. HMDA,
  • 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 27 of the loans were made in 2025 and 39 in 2024. HMDA,
  • The typical loan in Tuscaloosa County, AL was about $1M, with the middle half between $540K and $2.5M. HMDA,
  • 33 of the loans were under $1M, and 8 were $5M or more. HMDA,
  • Lenders reported a median rate of 7.40% on 54 loans in Tuscaloosa County, AL, with the middle half between 6.97% and 8.00%. HMDA,
  • The median term was 5 years. HMDA,
  • The median loan to value was 62%. HMDA,
  • 38% of the loans were refinancings and 56% were purchases. HMDA,
  • Banks and savings institutions made 56 of the loans, credit unions 1, and non-banks 5. HMDA,
  • The five most active lenders made 66.7% of the loans. HMDA,
  • The three most active lenders were BankFirst Financial Services with 25, SmartBank with 7, and Bryant Bank with 5. HMDA,
  • 8 of the 19 lenders are based in Alabama. The rest are based elsewhere, most often in Tennessee, Florida and Illinois. HMDA,
  • The most common property size was 5 to 24 units, with 48 loans. HMDA,
  • Tuscaloosa County, AL is part of the Tuscaloosa, AL metro area, which has its own page. OMB metro list,

How this list is defined

Measure
Multifamily loans made in Tuscaloosa County, AL
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.