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Bank, Tuscaloosa, AL

Bryant Bank

A bank based in Tuscaloosa, AL. Its commercial book is led by non-owner-occupied CRE and construction. Public files show recent multifamily, 1-4 unit investor, SBA 7(a) and SBA 504 loans it made.

Kind
Bank
Data as of
June 30, 2026
Page last changed
November 12, 2026
Commercial book
$964M
FDIC call report,
Holds, not loans made
Multifamily loans made, 2025
18
HMDA,
HMDA, 5 or more units
SBA loans, 36 months
9
SBA FOIA,
7(a) and 504, net of cancelled
Total assets
$2.94B
FDIC call report,
Does it fit my deal?

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How to reach them

Each line shows where it came from

Phone
205-464-4646 From the lender's website, retrieved November 9, 2026. Source page
Website
www.bryantbank.comFrom the FDIC record, November 9, 2026.
Commercial lending page
bryantbank.comFrom the lender's website, retrieved November 11, 2026.
Address
1550 Mcfarland Blvd N, Tuscaloosa, AL 35406FDIC institution record,
Regulator record
FDIC BankFind

Recently done

Recorded lending

Recorded lending. Two or more public files show loans this lender made.

What the public record shows, newest first
WhenWhat the record showsSource
Last 24 months Office changes in the last 24 months: 1 opened, 0 closed, 1 relocated.FDIC structure history. FDIC history
Jun 2025 to Jun 2026 Non-owner-occupied CRE balance rose 17.5% to $314.2M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. FDIC call report
Jun 2025 to Jun 2026 Unused commitments on commercial real estate rose 18.6% to $150M in the year to June 30, 2026.Call report commitments. Not a measure of new lending. FDIC call report
2024 Reported making 758 small business loans totaling $160.1M in 2024.FFIEC CRA disclosure data. A small business loan here is a commercial and industrial loan or a loan secured by nonfarm nonresidential property of $1 million or less when made. FFIEC CRA disclosure data

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Bryant BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
2025Pike County, ALPurchase, 150 or more units$4.5M6.67%5 yr31%HMDA 2025
2025Madison County, ALPurchase, 50 to 99 units$4M6.45%1 yr59%HMDA 2025
2025Mobile County, ALRefinance, 50 to 99 units$3.4M6.75%5 yr71%HMDA 2025
2025Tuscaloosa County, ALPurchase, 5 to 24 units$2.9M6.85%5 yr46%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$2.3M6.23%5 yr69%HMDA 2025
2025Marshall County, ALPurchase, 25 to 49 units$1.1M6.75%5 yr60%HMDA 2025
2025Tuscaloosa County, ALRefinance, 5 to 24 units$880K8%0.2 yr74%HMDA 2025
2025Walton County, FLRefinance, 5 to 24 units$580K7.5%0.3 yr69%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$560K9%0.9 yr46%HMDA 2025
2025Walton County, FLRefinance, 5 to 24 units$500K7%0.6 yr59%HMDA 2025
2025Madison County, ALPurchase, 25 to 49 units$340K8.25%5 yr64%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$320K7.5%5 yr72%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$200K7.35%5 yr78%HMDA 2025
2025Limestone County, ALRefinance, 5 to 24 units$200K7.5%1 yr29%HMDA 2025
2025Madison County, ALPurchase, 5 to 24 units$180K8.5%1 yr78%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$85K8.85%4.3 yr60%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$55K8.85%4 yr56%HMDA 2025
2025Madison County, ALRefinance, 5 to 24 units$25K9.25%2.9 yr52%HMDA 2025
Sep 2025AlabamaSBA 504, Arts, Entertainment, and Recreation$1.3M25 yrSBA FOIA
Apr 2025AlabamaSBA 504, Hotels (except Casino Hotels) and Motels$2.3M25 yrSBA FOIA
2024Walton County, FLRefinance, 5 to 24 units$2.9M8%5 yr61%HMDA 2024
2024Mobile County, ALPurchase, 50 to 99 units$2.9M7.93%5 yr62%HMDA 2024
2024Madison County, ALRefinance, 5 to 24 units$1.8M8.5%2 yr68%HMDA 2024
2024Mobile County, ALPurchase, 5 to 24 units$1.1M8.75%3 yr80%HMDA 2024
Aug 2024AlabamaSBA 7(a), All Other Specialty Trade Contractors$280K9%10 yrSBA FOIA
18 multifamily loans made in 2025$22.2MHMDA 2025

A blank means the source did not report it.

What it holds

FDIC call report, June 30, 2026

Commercial book on the latest filing
BookHoldsOf its loansYear over year
Multifamily$67.1M5.0%-31.4%
Construction and land development$206M15.4%-5.3%
Owner-occupied CRE$201M15.1%-3.5%
Non-owner-occupied CRE$314M23.5%+17.5%
Farmland$4.90M0.4%-20.1%
Commercial and industrial$171M12.8%-16.7%
Commercial total$964M
FDIC call report,

Reference only: $335M of 1-4 family residential loans, which call reports cannot split owner-occupied from investor. Excluded from the totals above.

Table
Commercial book by quarter
QuarterCommercial book
Q3 2023$860M
Q4 2023$901M
Q1 2024$919M
Q2 2024$920M
Q3 2024$956M
Q4 2024$974M
Q1 2025$1.00B
Q2 2025$1.00B
Q3 2025$961M
Q4 2025$1.00B
Q1 2026$977M
Q2 2026$964M
FDIC call reports,
Loans on record, by kind
Kind of loanPeriodLoans madeDollarsTypical sizeLargestSource
Multifamily, 5 or more units202518$22.2M$530K$4.5MHMDA,
Multifamily, 5 or more units202426$18.8M$530KHMDA,
1-4 unit investor or business purpose2025176$52.7M$165KHMDA,
SBA 7(a), net of cancelled36 months to Sep 20261$280K$280K$280KSBA FOIA,
SBA 504 first lien, net of cancelled36 months to Sep 20268$11.1M$993K$4.2MSBA FOIA,

How these public files were tied to this lender. HMDA: its legal entity identifier (LEI). SBA 7(a) loans: its FDIC certificate number. SBA 504 first liens: name and lender office city.

Programs on record: Federal Home Loan Bank member, Atlanta district (FHFA).

Small business loans reported under CRA

FFIEC CRA, 2024

  • Bryant Bank reported making 758 small business loans totaling $160,059,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 377 of $100,000 or less, 176 over $100,000 up to $250,000, 205 over $250,000 up to $1 million.
  • 305 of them, totaling $63,023,000, went to businesses with revenue of $1 million or less.
  • Bryant Bank reported making 1 small farm loans totaling $50,000 in 2024, in its Community Reinvestment Act filing (FFIEC, calendar 2024).
  • By size when made: 1 of $100,000 or less, 0 over $100,000 up to $250,000, 0 over $250,000 up to $500,000.
  • 1 of them, totaling $50,000, went to farms with revenue of $1 million or less.
Counties with 5 or more small business loans in 2024. Other counties, each under 5 loans: 44 loans, $14,271,000.
CountyLoansTotal
Tuscaloosa County, AL240$46.4M
Madison County, AL133$28.1M
Baldwin County, AL124$23.0M
Jefferson County, AL93$22.6M
Mobile County, AL43$11.1M
Shelby County, AL22$2.54M
Limestone County, AL19$4.47M
St. Clair County, AL10$1.68M
Pickens County, AL9$984K
Greene County, AL8$3.14M
FFIEC CRA disclosure data,

In this filing a small business loan is a commercial and industrial loan, or a loan secured by nonfarm nonresidential property, of $1 million or less when it was made. Multifamily loans are not included.

Only banks with about $1.6 billion or more in assets must file this data. The cutoff is set each year; it was $1.564 billion for 2024. A bank that is not listed here can still make small business loans.

How this filing was tied to this bank: FDIC certificate (respondent ID) + transmittal RSSD.

Undrawn commitments

FFIEC Call Report, June 30, 2026

  • Bryant Bank reported commitments to fund construction loans that had not been drawn at June 30, 2026: $55,358,000 for 1-4 family residential construction and $94,662,000 for commercial real estate, other construction and land development (FFIEC Call Report). A commitment is an agreement to fund a loan if it is drawn. It is not a loan made.
  • Undrawn commitments to commercial and industrial borrowers at June 30, 2026: $218,942,000. These are credit lines not yet used.

FFIEC Call Report,

Small loans it holds, by original size

FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30, June 30, 2026

Loans held on the report date, grouped by the amount when each loan was made. Not loans made in a period.

Commercial and industrial loans, by original amount
Original amountLoansHolds
$100,000 or less635$19.2M
Over $100,000 up to $250,000207$18.3M
Over $250,000 up to $1 million202$43.7M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by nonfarm nonresidential property, by original amount
Original amountLoansHolds
$100,000 or less89$3.96M
Over $100,000 up to $250,000153$21.7M
Over $250,000 up to $1 million321$135M
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,
Loans secured by farmland, by original amount
Original amountLoansHolds
$100,000 or less2$88.0K
Over $100,000 up to $250,0003$376K
Over $250,000 up to $500,0003$56.0K
FDIC BankFind Suite API, /banks/financials (Call Report), report dates 2026-06-30 and 2025-06-30,

Where it lends

Offices beside loans on record

Offices and recorded loans by state
StateOfficesMultifamily 20251-4 investor 2025SBA 7(a) 36 mo.SBA 504 36 mo.
Alabama HQ191616818
Florida02400
Mississippi00200
Georgia00100
Tennessee00100
FDIC office list, HMDA, SBA FOIA,
Counties with the most recorded loans (5 or more)
CountyRecorded loansDollars
Madison County, AL20$13.8M
Mobile County, AL6$8.80M
Tuscaloosa County, AL5$5.75M
HMDA, SBA FOIA,
Metro areas with the most recorded loans (5 or more)
MetroRecorded loansDollars
Huntsville, AL21$14.0M
Mobile, AL6$8.80M
Tuscaloosa, AL5$5.75M
HMDA, SBA FOIA,

Offices by county

FDIC Summary of Deposits, June 30, 2026

  • Bryant Bank has 18 offices in 7 counties and 1 state (FDIC Summary of Deposits, June 30, 2026): 18 full service and 0 limited service.
Counties with the most offices
CountyFull-service officesLimited-service offices
Jefferson County, AL50
Tuscaloosa County, AL40
Baldwin County, AL30
Madison County, AL20
Shelby County, AL20
Limestone County, AL10
Mobile County, AL10
FDIC Summary of Deposits,

Loan production offices are not in this file. A bank with no office here can still lend here.

Capacity. Not a rating

Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.

Lending capacity measures, with peers
MeasureThis lenderIts peersHow it is worked outSource
Estimated largest single loan$44.0M$18.6M to $60.6M across 8 peersEstimate: 15% of tier 1 capital plus allowance. A further 10% is allowed with readily marketable collateral, and state-chartered banks follow state limits. Not a limit the lender has stated.FDIC call report, 12 CFR 32.3, Jun 30, 2026
CRE to capital200.2%144.9% to 306.0% across 8 peers(Construction + multifamily + non-owner-occupied CRE loans) divided by tier 1 capital plus allowance.FDIC call report,
Construction to capital70.1%31.5% to 85.7% across 8 peersConstruction loans divided by tier 1 capital plus allowance.FDIC call report,
Loans to deposits57.1%66.1% to 97.7% across 8 peersTotal loans divided by total deposits.FDIC call report,
Unused CRE commitments$150M$20.3M to $162M across 8 peersCommitments to lend on commercial real estate that are not yet drawn, up 18.6% from a year earlier.FDIC call report,
Loans to assets45.6%56.1% to 81.0% across 8 peersTotal loans divided by total assets.FDIC call report,

Our calculation: construction, multifamily and non-owner-occupied nonfarm nonresidential loans, divided by tier 1 capital plus the allowance for loan losses. It is not the test in the 2006 interagency guidance on commercial real estate concentrations (December 12, 2006; OCC Bulletin 2006-46, Federal Reserve SR 07-1). That guidance measures against total risk-based capital, also counts loans that finance commercial real estate but are not secured by real estate, and looks more closely when construction and land loans reach 100% of that capital, or commercial real estate loans reach 300% of it and have grown 50% or more in the prior 36 months. This figure uses a different capital base, leaves out the unsecured loans and applies no growth condition. The guidance sets no limit on lending. Not a rating, and not a statement about safety or deposits.

Peers

Same kind of lender, similar size and book

Peers
LenderStateTotal assetsCommercial book
CB&S Bank, Inc.AL$3.07B$1.10B
Bank IndependentAL$2.86B$1.45B
River Bank & TrustAL$4.02B$1.54B
Troy Bank & Trust CompanyAL$1.60B$709M
SouthPoint BankAL$1.36B$782M
First Bank of AlabamaAL$1.36B$602M
Oakworth Capital BankAL$2.13B$1.35B
Peoples Bank of AlabamaAL$1.42B$740M
FDIC call report,

Compare these lenders side by side

What we don't know

  • Whether it is taking new loans today, or on what terms.
  • How much of its book it made recently. Call reports carry balances, not loans made.
  • Which of its commercial real estate is office, retail, industrial or hotel. Call reports do not split the book by property type.
  • How its 1-4 family loans divide between owner-occupied and investor.
  • Whether it takes brokers. No figure here means no evidence, not a refusal.

Check this page

Against the regulator's own record

  1. Name and charter. Bryant Bank, FDIC certificate 57997. Compare it with the regulator's record. [FDIC BankFind]
  2. Balances. $2.94B in total assets and $964M in commercial loans held, from the call report for June 30, 2026. [Source]
  3. Loans made. 229 recorded loans from HMDA and SBA files, through September 30, 2026: 18 HMDA multifamily 2025, 26 HMDA multifamily 2024, 176 HMDA 1-4 unit investor 2025, 1 SBA 7(a) in 36 months, 8 SBA 504 first liens in 36 months. Each has its source and date. [How each file was tied to Bryant Bank]
  4. Phone and website. Phone 205-464-4646, from the lender's website on November 9, 2026. Website bryantbank.com, from the FDIC record. [How to reach them]
  5. Small business loans reported under CRA. 758 small business loans reported in its CRA filing for 2024. [Source]

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For the record

Data as of June 30, 2026. Page last changed November 12, 2026.

Regulator
FDIC
FDIC certificate
57997
RSSD
3356191
LEI
54930069UB3VEGAQ9661
The Lender Report ID
lr_000620
FDIC classifies this bank as
Commercial Lending Specialization
Ownership
Stock
Head office metro area
Tuscaloosa, AL

FDIC institution record, The classification is FDIC's description of the balance sheet. It is not a statement about what the bank will lend on.

  • Reported $2.9B in total assets as of June 30, 2026 (FDIC call report).
  • Held $964.3M of commercial and commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Held $314.2M of non-owner-occupied commercial real estate loans as of June 30, 2026, up 17.5% from a year earlier (FDIC call report).
  • Held $205.7M of construction and land loans as of June 30, 2026 (FDIC call report).
  • Held $201.4M of owner-occupied commercial real estate loans as of June 30, 2026 (FDIC call report).
  • Originated 18 multifamily loans totaling $22.2M in 2025 (HMDA).
10 more sentences
  • Originated 26 multifamily loans totaling $18.8M in 2024 (HMDA).
  • Originated 176 1-4 unit investor or business-purpose loans totaling $52.7M in 2025 (HMDA).
  • Recorded 1 SBA 7(a) approval totaling $280K from October 1, 2023 to September 30, 2026 (SBA).
  • Provided the first lien on 9 SBA 504 projects with $12.4M in first-lien dollars from October 1, 2023 to September 30, 2026, of which 1 was later cancelled (SBA).
  • Listed 19 offices in 1 state (FDIC).
  • Reported making 758 small business loans totaling $160.1M in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Reported making 1 small farm loan totaling $50K in 2024, in its Community Reinvestment Act filing (FFIEC).
  • Held 1,044 commercial and industrial loans that were $1 million or less when made, with a balance of $81.2M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Held 563 loans secured by nonfarm nonresidential property that were $1 million or less when made, with a balance of $160.3M as of June 30, 2026 (FDIC call report). These are loans held, not loans made.
  • Reported commitments to fund construction loans that had not been drawn at June 30, 2026: $55.4M for 1-4 family and $94.7M for commercial and other construction (FFIEC Call Report). A commitment is not a loan made.

Cite this

Source: The Lender Report, Bryant Bank, https://lender.report/lender/bryant-bank-al/, data as of June 30, 2026.

Sources

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.

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Work at Bryant Bank? Claim this page, free.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem