Metro area · TN
Lenders in Chattanooga, TN-GA
46 lenders made 150 multifamily loans in the Chattanooga, TN-GA metro area in 2024 and 2025, $613.4M in all. Builtwell Bank made the most, with 28. The typical loan was about $1M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 46
- HMDA,
- Multifamily loans, 2024-25
- 150
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $613M
- HMDA,
- Typical loan
- $1M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Chattanooga, TN-GA, https://lender.report/lenders-in/chattanooga-tn-ga/, data as of December 31, 2025.
Describe a deal in Chattanooga, TN-GA
This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Builtwell Bank multifamily record | Bank | Chattanooga, TN | 28 | $46.1M | 14 | 14 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 9 | $89.5M | 6 | 3 |
| Tennessee Valley Credit Union multifamily record | Credit union | Chattanooga, TN | 8 | $7.06M | 3 | 5 |
| SmartBank multifamily record | Bank | Pigeon Forge, TN | 6 | $17.2M | 1 | 5 |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 6 | $7.50M | 3 | 3 |
| Wilson Bank and Trust multifamily record | Bank | Lebanon, TN | 5 | $4.96M | 3 | 2 |
| The Bank of LaFayette, Georgia multifamily record | Bank | La Fayette, GA | 5 | $1.94M | 1 | 4 |
| RockPointBank, National Association multifamily record | Bank | Chattanooga, TN | 4 | $8.38M | 1 | 3 |
| First Financial Bank, National Association multifamily record | Bank | Terre Haute, IN | 4 | $4.58M | 4 | 0 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 3 | $87.0M | 2 | 1 |
| Old National Bank multifamily record | Bank | Evansville, IN | 3 | $33.9M | 2 | 1 |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 3 | $26.5M | 2 | 1 |
| Citizens National Bank multifamily record | Bank | Sevierville, TN | 3 | $4.98M | 2 | 1 |
| FirstBank multifamily record | Bank | Nashville, TN | 3 | $3.06M | 2 | 1 |
| SouthEast Bank multifamily record | Bank | Farragut, TN | 3 | $2.04M | 1 | 2 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Hamilton County, TN | 101 | $516M | 38 |
| Walker County, GA | 26 | $54.1M | 11 |
| Catoosa County, GA | 13 | $23.3M | 6 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 72 |
| $1M to $2.5M | 32 |
| $2.5M to $5M | 15 |
| $5M to $10M | 15 |
| $10M or more | 16 |
- Lenders made 150 multifamily loans totaling $613.4M in Chattanooga, TN-GA in 2024 and 2025. HMDA,
- 18 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 74 of the loans were made in 2025 and 76 in 2024. HMDA,
- The typical loan in Chattanooga, TN-GA was about $1M, with the middle half between $440K and $3.2M. HMDA,
- 72 of the loans were under $1M, and 31 were $5M or more. HMDA,
- Lenders reported a median rate of 6.95% on 96 loans in Chattanooga, TN-GA, with the middle half between 6.20% and 7.59%. HMDA,
- The median term was 5.1 years. HMDA,
- The median loan to value was 64%. HMDA,
- 44% of the loans were refinancings and 45% were purchases. HMDA,
- Banks and savings institutions made 94 of the loans, credit unions 9, and non-banks 29. HMDA,
- The five most active lenders made 38.0% of the loans. HMDA,
- The three most active lenders were Builtwell Bank with 28, Walker & Dunlop, LLC with 9, and Tennessee Valley Credit Union with 8. HMDA,
- 17 of the 46 lenders are based in Tennessee. The rest are based elsewhere, most often in Alabama, Arkansas and Georgia. HMDA,
- The most common property size was 5 to 24 units, with 89 loans. HMDA,
- 3 counties in the metro area have loans on record, and Hamilton County, TN has the most, with 101. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Chattanooga, TN-GA metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.