Metro area · TN
Lenders in Memphis, TN-MS-AR
71 lenders made 230 multifamily loans in the Memphis, TN-MS-AR metro area in 2024 and 2025, $1.7B in all. Independent Bank made the most, with 12. The typical loan was about $1.3M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 71
- HMDA,
- Multifamily loans, 2024-25
- 230
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.65B
- HMDA,
- Typical loan
- $1.3M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Memphis, TN-MS-AR, https://lender.report/lenders-in/memphis-tn-ms-ar/, data as of December 31, 2025.
Describe a deal in Memphis, TN-MS-AR
This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Independent Bank multifamily record | Bank | Memphis, TN | 12 | $18.1M | 8 | 4 |
| Planters Bank & Trust Company multifamily record | Bank | Indianola, MS | 11 | $20.6M | 7 | 4 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 9 | $188M | 3 | 6 |
| BankFirst Financial Services multifamily record | Bank | Columbus, MS | 9 | $10.3M | 5 | 4 |
| Evolve Bank & Trust multifamily record | Bank | West Memphis, AR | 8 | $13.4M | 4 | 4 |
| Security Bank and Trust Company multifamily record | Bank | Paris, TN | 7 | $89.0M | 6 | 1 |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 7 | $7.20M | 4 | 3 |
| Renasant Bank multifamily record | Bank | Tupelo, MS | 7 | $4.12M | 3 | 4 |
| Community Bank of Mississippi multifamily record | Bank | Flowood, MS | 7 | $3.78M | 6 | 1 |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 6 | $16.3M | 4 | 2 |
| Commercial Bank & Trust Co. multifamily record | Bank | Paris, TN | 6 | $12.9M | 3 | 3 |
| Guaranty Bank and Trust Company multifamily record | Bank | Belzoni, MS | 6 | $10.8M | 3 | 3 |
| Simmons Bank multifamily record | Bank | Pine Bluff, AR | 6 | $3.08M | 4 | 2 |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 5 | $74.1M | 2 | 3 |
| Regions Bank multifamily record | Bank | Birmingham, AL | 5 | $35.7M | 3 | 2 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Shelby County, TN | 173 | $1.43B | 60 |
| Crittenden County, AR | 15 | $74.1M | 9 |
| Tipton County, TN | 15 | $60.7M | 9 |
| DeSoto County, MS | 14 | $15.6M | 8 |
| Tunica County, MS | 5 | $8.14M | 2 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 96 |
| $1M to $2.5M | 58 |
| $2.5M to $5M | 23 |
| $5M to $10M | 15 |
| $10M or more | 38 |
- Lenders made 230 multifamily loans totaling $1.7B in Memphis, TN-MS-AR in 2024 and 2025. HMDA,
- 12 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 127 of the loans were made in 2025 and 103 in 2024. HMDA,
- The typical loan in Memphis, TN-MS-AR was about $1.3M, with the middle half between $480K and $4.5M. HMDA,
- 96 of the loans were under $1M, and 53 were $5M or more. HMDA,
- Lenders reported a median rate of 7.25% on 181 loans in Memphis, TN-MS-AR, with the middle half between 6.45% and 8.00%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 69%. HMDA,
- 48% of the loans were refinancings and 47% were purchases. HMDA,
- Banks and savings institutions made 146 of the loans, credit unions 16, and non-banks 56. HMDA,
- The five most active lenders made 21.3% of the loans. HMDA,
- The three most active lenders were Independent Bank with 12, Planters Bank & Trust Company with 11, and Walker & Dunlop, LLC with 9. HMDA,
- 15 of the 71 lenders are based in Tennessee. The rest are based elsewhere, most often in Mississippi, Arkansas and California. HMDA,
- The most common property size was 5 to 24 units, with 126 loans. HMDA,
- 5 counties in the metro area have loans on record, and Shelby County, TN has the most, with 173. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Memphis, TN-MS-AR metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.