Metro area · TN
Lenders in Johnson City, TN
29 lenders made 77 multifamily loans in the Johnson City, TN metro area in 2024 and 2025, $319.6M in all. Eastman Credit Union made the most, with 18. The typical loan was about $1.1M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 29
- HMDA,
- Multifamily loans, 2024-25
- 77
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $320M
- HMDA,
- Typical loan
- $1.1M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Johnson City, TN, https://lender.report/lenders-in/johnson-city-tn/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Eastman Credit Union multifamily record | Credit union | Kingsport, TN | 18 | $25.5M | 7 | 11 |
| Bank of Tennessee multifamily record | Bank | Kingsport, TN | 8 | $4.90M | 2 | 6 |
| Citizens Bank multifamily record | Bank | Elizabethton, TN | 7 | $39.7M | 2 | 5 |
| Y-12 Credit Union multifamily record | Credit union | Oak Ridge, TN | 6 | $13.8M | 6 | 0 |
| New Peoples Bank, Inc. multifamily record | Bank | Honaker, VA | 4 | $12.9M | 4 | 0 |
| Consumer Credit Union multifamily record | Credit union | Greeneville, TN | 4 | $7.42M | 2 | 2 |
| Commercial Bank multifamily record | Bank | Harrogate, TN | 3 | $11.6M | 2 | 1 |
| Elizabethton Federal Savings Bank | Savings | Elizabethton, TN | 3 | $2.64M | 2 | 1 |
| Colliers Mortgage LLC multifamily record | Non-bank | Minneapolis, MN | 2 | $34.1M | 0 | 2 |
| Renasant Bank multifamily record | Bank | Tupelo, MS | 2 | $1.00M | 1 | 1 |
| First Community Bank multifamily record | Bank | Bluefield, VA | 2 | $460K | 1 | 1 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $64.0M | 0 | 1 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | $19.0M | 1 | 0 |
| Provident Bank multifamily record | Savings | Jersey City, NJ | 1 | $16.0M | 1 | 0 |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 1 | $12.0M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Washington County, TN | 59 | $294M | 26 |
| Carter County, TN | 14 | $13.1M | 7 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 35 |
| $1M to $2.5M | 18 |
| $2.5M to $5M | 8 |
| $5M to $10M | 8 |
| $10M or more | 8 |
- Lenders made 77 multifamily loans totaling $319.6M in Johnson City, TN in 2024 and 2025. HMDA,
- 35 of the loans were made in 2025 and 42 in 2024. HMDA,
- The typical loan in Johnson City, TN was about $1.1M, with the middle half between $500K and $3.2M. HMDA,
- 35 of the loans were under $1M, and 16 were $5M or more. HMDA,
- Lenders reported a median rate of 6.98% on 61 loans in Johnson City, TN, with the middle half between 6.50% and 7.65%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 70%. HMDA,
- 29% of the loans were refinancings and 60% were purchases. HMDA,
- Banks and savings institutions made 41 of the loans, credit unions 28, and non-banks 8. HMDA,
- The five most active lenders made 55.8% of the loans. HMDA,
- The three most active lenders were Eastman Credit Union with 18, Bank of Tennessee with 8, and Citizens Bank with 7. HMDA,
- 10 of the 29 lenders are based in Tennessee. The rest are based elsewhere, most often in Virginia, New Jersey and Ohio. HMDA,
- The most common property size was 5 to 24 units, with 42 loans. HMDA,
- 2 counties in the metro area have loans on record, and Washington County, TN has the most, with 59. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Johnson City, TN metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.