Metro area · TX
Lenders in El Paso, TX
28 lenders made 89 multifamily loans in the El Paso, TX metro area in 2024 and 2025, $641.5M in all. Berkadia Commercial Mortgage made the most, with 17. The typical loan was about $4.8M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 28
- HMDA,
- Multifamily loans, 2024-25
- 89
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $641M
- HMDA,
- Typical loan
- $4.8M
- HMDA,
Cite this
Source: The Lender Report, Lenders in El Paso, TX, https://lender.report/lenders-in/el-paso-tx/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| County | Loans | Dollars | Lenders |
|---|---|---|---|
| El Paso County, TX | 72 | $514M | 27 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 23 |
| $1M to $2.5M | 14 |
| $2.5M to $5M | 8 |
| $5M to $10M | 18 |
| $10M or more | 26 |
- Lenders made 89 multifamily loans totaling $641.5M in El Paso, TX in 2024 and 2025. HMDA,
- 55 of the loans were made in 2025 and 34 in 2024. HMDA,
- The typical loan in El Paso, TX was about $4.8M, with the middle half between $960K and $12M. HMDA,
- 23 of the loans were under $1M, and 44 were $5M or more. HMDA,
- Lenders reported a median rate of 6.75% on 79 loans in El Paso, TX, with the middle half between 5.66% and 7.67%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 65%. HMDA,
- 57% of the loans were refinancings and 37% were purchases. HMDA,
- Banks and savings institutions made 30 of the loans, credit unions 12, and non-banks 47. HMDA,
- The five most active lenders made 48.3% of the loans. HMDA,
- The three most active lenders were Berkadia Commercial Mortgage with 17, Lument Real Estate Capital with 8, and GECU Credit Union with 7. HMDA,
- 6 of the 28 lenders are based in Texas. The rest are based elsewhere, most often in New Mexico, Ohio and California. HMDA,
- The most common property size was 150 or more units, with 31 loans. HMDA,
- 1 county in the metro area has loans on record, and El Paso County, TX has the most, with 72. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the El Paso, TX metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.