Metro area · TX

Lenders in Killeen, TX

39 lenders made 93 multifamily loans in the Killeen-Temple, TX metro area in 2024 and 2025, $283.4M in all. First National Bank Texas made the most, with 8. The typical loan was about $920K.

Evidence
Multifamily loans placed in the metro area, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Lenders on record
39
HMDA,
Multifamily loans, 2024-25
93
HMDA,
Manufactured-home parks excluded
Dollars
$283M
HMDA,
Typical loan
$920K
HMDA,

Cite this

Source: The Lender Report, Lenders in Killeen, TX, https://lender.report/lenders-in/killeen-tx/, data as of December 31, 2025.

Describe a deal in Killeen, TX

This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.

Start with a deal in Killeen, TXA lender in Killeen, TX? Find your page

Killeen, TX multifamily lenders. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 15 of 39.
LenderKindBased inLoansDollars2025 loans2024 loans
First National Bank Texas multifamily recordBankKilleen, TX8$11.3M44
RF Renovo Management Company, LLC multifamily recordNon-bankChicago, IL7$3.98M07
Lima One Capital, LLC multifamily recordNon-bankGreenville, SC5$9.00M05
VeraBank, National Association multifamily recordBankHenderson, TX5$5.26M14
Central National Bank multifamily recordBankWaco, TX4$13.0M31
PlainsCapital Bank multifamily recordBankUniversity Park, TX3$38.9M21
Lument Real Estate Capital multifamily recordNon-bankColumbus, OH3$35.0M21
Merchants Capital Corp. multifamily recordNon-bankCarmel, IN2$22.0M02
Direct Lending Partners LLC multifamily recordNon-bankSt. Augustine, FL2$20.2M02
Alliance Bank Central Texas multifamily recordBankWoodway, TX2$8.54M11
Berkadia Commercial Mortgage multifamily recordNon-bankAmbler, PA2$5.80M20
Regions Bank multifamily recordBankBirmingham, AL2$4.00M11
Arbor Realty Trust, Inc. multifamily recordNon-bankUniondale, NY2$3.10M11
First Financial Bank multifamily recordBankAbilene, TX2$2.90M20
First United Bank and Trust Company multifamily recordBankDurant, OK2$1.34M11
HMDA,

All 39 lenders in Killeen, TX, by loan size

Counties in the Killeen, TX metro area, by loans recorded
CountyLoansDollarsLenders
Bell County, TX82$265M34
Coryell County, TX6$11.0M4
HMDA,

A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.

Loans by size in Killeen, TX
Loan sizeLoans
Under $1M48
$1M to $2.5M22
$2.5M to $5M8
$5M to $10M5
$10M or more10
HMDA,
  • Lenders made 93 multifamily loans totaling $283.4M in Killeen, TX in 2024 and 2025. HMDA,
  • 15 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
  • 49 of the loans were made in 2025 and 44 in 2024. HMDA,
  • The typical loan in Killeen, TX was about $920K, with the middle half between $500K and $2.4M. HMDA,
  • 48 of the loans were under $1M, and 15 were $5M or more. HMDA,
  • Lenders reported a median rate of 7.35% on 69 loans in Killeen, TX, with the middle half between 6.75% and 7.95%. HMDA,
  • The median term was 10.8 years. HMDA,
  • The median loan to value was 69%. HMDA,
  • 52% of the loans were refinancings and 45% were purchases. HMDA,
  • Banks and savings institutions made 45 of the loans, credit unions 1, and non-banks 32. HMDA,
  • The five most active lenders made 31.2% of the loans. HMDA,
  • The three most active lenders were First National Bank Texas with 8, RF Renovo Management Company, LLC with 7, and Lima One Capital, LLC with 5. HMDA,
  • 19 of the 39 lenders are based in Texas. The rest are based elsewhere, most often in California, Colorado and Louisiana. HMDA,
  • The most common property size was 5 to 24 units, with 58 loans. HMDA,
  • 2 counties in the metro area have loans on record, and Bell County, TX has the most, with 82. HMDA,

How this list is defined

Measure
Multifamily loans made in the Killeen, TX metro area
Period
2024 and 2025
Formula
Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
Order
Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
As of
2025
Source
HMDA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new loans today.
  • What they charge or require beyond the rate and term that HMDA reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.

HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.

Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.