Metro area · FL
Lenders in Miami, FL
70 lenders made 333 multifamily loans in the Miami-Miami Beach-Kendall, FL metro area in 2024 and 2025, $5.2B in all. U. S. Century Bank made the most, with 23. The typical loan was about $2.8M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 70
- HMDA,
- Multifamily loans, 2024-25
- 333
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $5.20B
- HMDA,
- Typical loan
- $2.8M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Miami, FL, https://lender.report/lenders-in/miami-fl/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| U. S. Century Bank multifamily record | Bank | Doral, FL | 23 | $60.6M | 16 | 7 |
| City National Bank of Florida multifamily record | Bank | Miami, FL | 21 | $246M | 12 | 9 |
| Ocean Bank multifamily record | Bank | Miami, FL | 21 | $191M | 15 | 6 |
| Amerant Bank, National Association multifamily record | Bank | Coral Gables, FL | 14 | $43.0M | 7 | 7 |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 13 | $264M | 6 | 7 |
| Terrabank, National Association multifamily record | Bank | Coral Gables, FL | 13 | $18.5M | 6 | 7 |
| Popular Bank multifamily record | Bank | New York, NY | 12 | $41.5M | 12 | 0 |
| Bradesco Bank multifamily record | Bank | Coral Gables, FL | 12 | $25.0M | 7 | 5 |
| Brightstar Credit Union multifamily record | Credit union | Fort Lauderdale, FL | 12 | $18.5M | 9 | 3 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 11 | $703M | 8 | 3 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 11 | $190M | 3 | 8 |
| Banesco USA multifamily record | Bank | Miami, FL | 11 | $31.4M | 10 | 1 |
| A&D Mortgage LLC multifamily record | Non-bank | Ft. Lauderdale, FL | 10 | $8.40M | 4 | 6 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 9 | $309M | 5 | 4 |
| First American Bank multifamily record | Bank | Elk Grove Village, IL | 9 | $13.6M | 7 | 2 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Miami-Dade County, FL | 327 | $5.00B | 69 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 66 |
| $1M to $2.5M | 90 |
| $2.5M to $5M | 62 |
| $5M to $10M | 35 |
| $10M or more | 80 |
- Lenders made 333 multifamily loans totaling $5.2B in Miami, FL in 2024 and 2025. HMDA,
- 2 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 203 of the loans were made in 2025 and 130 in 2024. HMDA,
- The typical loan in Miami, FL was about $2.8M, with the middle half between $1.2M and $9.8M. HMDA,
- 66 of the loans were under $1M, and 115 were $5M or more. HMDA,
- Lenders reported a median rate of 6.52% on 231 loans in Miami, FL, with the middle half between 5.79% and 7.66%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 60%. HMDA,
- 53% of the loans were refinancings and 42% were purchases. HMDA,
- Banks and savings institutions made 211 of the loans, credit unions 19, and non-banks 101. HMDA,
- The five most active lenders made 27.6% of the loans. HMDA,
- The three most active lenders were U. S. Century Bank with 23, City National Bank of Florida with 21, and Ocean Bank with 21. HMDA,
- 17 of the 70 lenders are based in Florida. The rest are based elsewhere, most often in Illinois, North Carolina and New York. HMDA,
- The most common property size was 5 to 24 units, with 182 loans. HMDA,
- 1 county in the metro area has loans on record, and Miami-Dade County, FL has the most, with 327. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Miami, FL metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.