SBA by industry · ND
SBA lenders for construction trades in North Dakota
19 lenders made 46 SBA loans to construction trades in North Dakota in the 36 months ending September 30, 2026. Town and Country Credit Union made the most, with 6. The typical loan was about $150K.
- Evidence
- SBA 7(a) and 504 loans to construction trades in North Dakota, NAICS 23
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 19
- SBA FOIA,
- SBA loans, 36 months
- 46
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $25.7M
- SBA FOIA,
- Last 12 months
- 11
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for construction trades in North Dakota, https://lender.report/sba-lenders-for/construction-trades/north-dakota/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Town and Country Credit Union SBA 7(a) record | Credit union | Minot, ND | 6 | $1.71M | 6 | 0 | 3 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 6 | $284K | 6 | 0 | 2 |
| North Star Community Credit Union SBA 7(a) record | Credit union | Maddock, ND | 5 | $241K | 5 | 0 | 0 |
| Bravera Bank SBA 7(a) record | Bank | Dickinson, ND | 5 | $185K | 5 | 0 | 0 |
| Capital Credit Union SBA 7(a) record | Credit union | Bismarck, ND | 4 | $859K | 3 | 1 | 0 |
| Alerus Financial, National Association SBA 7(a) record | Bank | Grand Forks, ND | 3 | $6.81M | 2 | 1 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 3 | $520K | 3 | 0 | 1 |
| Bell Bank SBA 7(a) record | Bank | Fargo, ND | 2 | $1.04M | 2 | 0 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 2 | $300K | 2 | 0 | 0 |
| Pathward, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 1 | $5.00M | 1 | 0 | 1 |
| Cornerstone Bank | Bank | Fargo, ND | 1 | $3.00M | 0 | 1 | 0 |
| First State Bank | Bank | Buxton, ND | 1 | $1.90M | 1 | 0 | 0 |
| Dacotah Bank SBA 7(a) record | Bank | Aberdeen, SD | 1 | $1.40M | 1 | 0 | 0 |
| First International Bank & Trust SBA 504 record | Bank | Watford City, ND | 1 | $850K | 0 | 1 | 0 |
| First State Bank & Trust SBA 504 record | Bank | Williston, ND | 1 | $770K | 0 | 1 | 0 |
| BNC National Bank SBA 504 record | Bank | Glendale, AZ | 1 | $600K | 0 | 1 | 1 |
| First Western Bank & Trust SBA 7(a) record | Bank | Minot, ND | 1 | $150K | 1 | 0 | 0 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 1 | $120K | 1 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 1 | $12.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Flooring Contractors | 5 |
| Other Building Finishing Contractors | 5 |
| Poured Concrete Foundation and Structure Contractors | 5 |
| Residential Remodelers | 5 |
| All Other Specialty Trade Contractors | 4 |
| Commercial and Institutional Building Construction | 3 |
| Painting and Wall Covering Contractors | 3 |
| Plumbing, Heating, and Air-Conditioning Contractors | 3 |
| Roofing Contractors | 3 |
| Drywall and Insulation Contractors | 2 |
| Loan size | Loans |
|---|---|
| Under $150K | 22 |
| $150K to $350K | 11 |
| $350K to $1M | 8 |
| $1M to $2.5M | 2 |
| $2.5M or more | 3 |
- SBA lenders recorded 46 loans to construction trades totaling $25.7M in North Dakota in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $150K, with the middle half between $50K and $710K. SBA FOIA,
- 40 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.00% on 40 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 31 of the loans, credit unions 15, and non-banks 0. SBA FOIA,
- The five most active lenders made 56.5% of the loans. SBA FOIA,
- The three most active lenders were Town and Country Credit Union with 6, U.S. Bank National Association with 6, and Bravera Bank with 5. SBA FOIA,
- 22 of the loans were under $150K, and 5 were $1M or more. SBA FOIA,
- The SBA file shows 11 approvals of these loans dated in the 12 months to September 30, 2026, versus 21 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 11 of the 19 lenders are based in North Dakota. The rest are based elsewhere, most often in South Dakota, Ohio and Arizona. SBA FOIA,
- The most common detailed industry in North Dakota was Flooring Contractors, with 5 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to construction trades in North Dakota
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in North Dakota, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.