SBA by industry · ND
SBA lenders for retail stores in North Dakota
19 lenders made 33 SBA loans to retail stores in North Dakota in the 36 months ending September 30, 2026. Old National Bank made the most, with 4. The typical loan was about $200K.
- Evidence
- SBA 7(a) and 504 loans to retail stores in North Dakota, NAICS 44 and 45, excluding gas, convenience and pharmacy
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 19
- SBA FOIA,
- SBA loans, 36 months
- 33
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $13.9M
- SBA FOIA,
- Last 12 months
- 11
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for retail stores in North Dakota, https://lender.report/sba-lenders-for/retail/north-dakota/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Old National Bank SBA 7(a) record | Bank | Evansville, IN | 4 | $1.05M | 4 | 0 | 0 |
| Town and Country Credit Union SBA 7(a) record | Credit union | Minot, ND | 3 | $752K | 2 | 1 | 2 |
| Bravera Bank SBA 7(a) record | Bank | Dickinson, ND | 3 | $690K | 3 | 0 | 0 |
| Aspire Bank SBA 7(a) record | Bank | Fargo, ND | 3 | $520K | 3 | 0 | 1 |
| Union State Bank of Hazen SBA 7(a) record | Bank | Hazen, ND | 3 | $122K | 3 | 0 | 2 |
| First Bank of the Lake SBA 7(a) record | Bank | Osage Beach, MO | 2 | $6.30M | 2 | 0 | 0 |
| Cornerstone Bank SBA 7(a) record | Bank | Fargo, ND | 2 | $1.55M | 1 | 1 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 2 | $290K | 2 | 0 | 0 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 2 | $37.0K | 2 | 0 | 1 |
| BNC National Bank SBA 7(a) record | Bank | Glendale, AZ | 1 | $2.10M | 1 | 0 | 0 |
| First International Bank & Trust SBA 504 record | Bank | Watford City, ND | 1 | $760K | 0 | 1 | 0 |
| Security First Bank of North Dakota | Bank | New Salem, ND | 1 | $640K | 0 | 1 | 1 |
| Western State Bank SBA 504 record | Bank | Devils Lake, ND | 1 | $340K | 0 | 1 | 0 |
| First United Bank | Bank | Park River, ND | 1 | $250K | 1 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 1 | $150K | 1 | 0 | 0 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 1 | $150K | 1 | 0 | 0 |
| BayFirst National Bank SBA 7(a) record | Bank | Saint Petersburg, FL | 1 | $100K | 1 | 0 | 0 |
| First State Bank | Bank | Buxton, ND | 1 | $100K | 0 | 1 | 0 |
| Readycap Lending, LLC SBA 7(a) record | Non-bank | Berkeley Heights, NJ | 1 | $50.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Clothing and Clothing Accessories Retailers | 5 |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 4 |
| Food (Health) Supplement Retailers | 3 |
| All Other Miscellaneous Retailers | 2 |
| Confectionery and Nut Retailers | 2 |
| Cosmetics, Beauty Supplies, and Perfume Retailers | 2 |
| Floor Covering Retailers | 2 |
| All Other Health and Personal Care Retailers | 1 |
| All Other Home Furnishings Retailers | 1 |
| All Other Specialty Food Retailers | 1 |
| Loan size | Loans |
|---|---|
| Under $150K | 14 |
| $150K to $350K | 11 |
| $350K to $1M | 5 |
| $1M to $2.5M | 3 |
| $2.5M or more | 1 |
- SBA lenders recorded 33 loans to retail stores totaling $13.9M in North Dakota in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $200K, with the middle half between $62K and $440K. SBA FOIA,
- 28 were SBA 7(a) loans and 6 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 28 loans. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Banks and savings institutions made 30 of the loans, credit unions 3, and non-banks 1. SBA FOIA,
- The five most active lenders made 48.5% of the loans. SBA FOIA,
- The three most active lenders were Old National Bank with 4, Aspire Bank with 3, and Bravera Bank with 3. SBA FOIA,
- 14 of the loans were under $150K, and 4 were $1M or more. SBA FOIA,
- The SBA file shows 11 approvals of these loans dated in the 12 months to September 30, 2026, versus 11 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 10 of the 19 lenders are based in North Dakota. The rest are based elsewhere, most often in Ohio, Arizona and Florida. SBA FOIA,
- The most common detailed industry in North Dakota was Clothing and Clothing Accessories Retailers, with 5 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to retail stores in North Dakota
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in North Dakota, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.