County · OR
Multifamily lenders in Jackson County, OR
15 lenders made 31 multifamily loans in Jackson County, OR in 2024 and 2025, $485.7M in all. Evergreen Federal Bank made the most, with 9. The typical loan was about $960K. The county is part of the Medford, OR metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 15
- HMDA,
- Multifamily loans, 2024-25
- 31
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $486M
- HMDA,
- Typical loan
- $960K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Jackson County, OR, https://lender.report/lenders-in/oregon/jackson-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| Evergreen Federal Bank multifamily record | Savings | Grants Pass, OR | 9 | $12.6M | 4 | 5 | $780K |
| PEAK Credit Union multifamily record | Credit union | Olympia, WA | 4 | $3.62M | 4 | 0 | $960K |
| Rogue Credit Union multifamily record | Credit union | Medford, OR | 4 | $1.58M | 2 | 2 | $500K |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 2 | $46.2M | 2 | 0 | $46M |
| Legacy Bank & Trust Company multifamily record | Bank | Mountain Grove, MO | 2 | $14.5M | 1 | 1 | $13M |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | $340M | 0 | 1 | $340M |
| Columbia Bank multifamily record | Bank | Roseburg, OR | 1 | $29.0M | 0 | 1 | $29M |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 1 | $10.0M | 0 | 1 | $10M |
| WaFd Bank multifamily record | Bank | Seattle, WA | 1 | $9.90M | 0 | 1 | $9.9M |
| Oregon Pacific Banking Company dba Oregon Pacific Bank | Bank | Florence, OR | 1 | $6.00M | 0 | 1 | $6M |
| GESA Credit Union multifamily record | Credit union | Richland, WA | 1 | $3.50M | 0 | 1 | $3.5M |
| Banner Bank multifamily record | Bank | Walla Walla, WA | 1 | $1.40M | 0 | 1 | $1.4M |
| American Heritage Lending, LLC multifamily record | Non-bank | Irvine, CA | 1 | $840K | 1 | 0 | $840K |
| Oregon State Credit Union multifamily record | Credit union | Corvallis, OR | 1 | $620K | 0 | 1 | $620K |
| People's Bank of Commerce multifamily record | Bank | Medford, OR | 1 | $620K | 0 | 1 | $620K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 16 | 7 |
| $1M to $2.5M | 6 | 4 |
| $2.5M to $5M | 2 | 2 |
| $5M to $10M | 2 | 2 |
| $10M or more | 5 | 5 |
- Lenders made 31 multifamily loans totaling $485.7M in Jackson County, OR in 2024 and 2025. HMDA,
- 14 of the loans were made in 2025 and 17 in 2024. HMDA,
- The typical loan in Jackson County, OR was about $960K, with the middle half between $620K and $4.9M. HMDA,
- 16 of the loans were under $1M, and 7 were $5M or more. HMDA,
- Lenders reported a median rate of 6.60% on 18 loans in Jackson County, OR, with the middle half between 6.14% and 7.38%. HMDA,
- The median term was 10 years. HMDA,
- The median loan to value was 60%. HMDA,
- 39% of the loans were refinancings and 61% were purchases. HMDA,
- Banks and savings institutions made 18 of the loans, credit unions 10, and non-banks 3. HMDA,
- The five most active lenders made 67.7% of the loans. HMDA,
- The three most active lenders were Evergreen Federal Bank with 9, PEAK Credit Union with 4, and Rogue Credit Union with 4. HMDA,
- 6 of the 15 lenders are based in Oregon. The rest are based elsewhere, most often in Washington, California and Maryland. HMDA,
- The most common property size was 5 to 24 units, with 20 loans. HMDA,
- Jackson County, OR is part of the Medford, OR metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Jackson County, OR
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.