Metro area · NC
Lenders in Raleigh, NC
53 lenders made 154 multifamily loans in the Raleigh-Cary, NC metro area in 2024 and 2025, $2.8B in all. Berkeley Point Capital LLC made the most, with 13. The typical loan was about $6.7M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 53
- HMDA,
- Multifamily loans, 2024-25
- 154
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $2.82B
- HMDA,
- Typical loan
- $6.7M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Raleigh, NC, https://lender.report/lenders-in/raleigh-nc/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 13 | $314M | 5 | 8 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 11 | $450M | 6 | 5 |
| First Bank multifamily record | Bank | Southern Pines, NC | 9 | $9.54M | 8 | 1 |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 8 | $204M | 4 | 4 |
| Citibank, National Association multifamily record | Bank | Sioux Falls, SD | 8 | $111M | 0 | 8 |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 7 | $156M | 5 | 2 |
| TowneBank multifamily record | Bank | Portsmouth, VA | 7 | $19.3M | 5 | 2 |
| The Fidelity Bank multifamily record | Bank | Fuquay Varina, NC | 6 | $21.6M | 2 | 4 |
| Providence Bank multifamily record | Bank | Rocky Mount, NC | 6 | $13.9M | 3 | 3 |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 5 | $130M | 3 | 2 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 4 | $111M | 4 | 0 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 4 | $74.6M | 4 | 0 |
| Carter Bank & Trust multifamily record | Bank | Martinsville, VA | 4 | $30.9M | 2 | 2 |
| North State Bank multifamily record | Bank | Raleigh, NC | 4 | $4.90M | 3 | 1 |
| Regions Bank multifamily record | Bank | Birmingham, AL | 3 | $257M | 1 | 2 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Wake County, NC | 129 | $2.53B | 45 |
| Johnston County, NC | 13 | $151M | 11 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 22 |
| $1M to $2.5M | 32 |
| $2.5M to $5M | 16 |
| $5M to $10M | 11 |
| $10M or more | 73 |
- Lenders made 154 multifamily loans totaling $2.8B in Raleigh, NC in 2024 and 2025. HMDA,
- 1 of these loans was made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 86 of the loans were made in 2025 and 68 in 2024. HMDA,
- The typical loan in Raleigh, NC was about $6.7M, with the middle half between $1.6M and $31M. HMDA,
- 22 of the loans were under $1M, and 84 were $5M or more. HMDA,
- Lenders reported a median rate of 6.28% on 132 loans in Raleigh, NC, with the middle half between 5.46% and 6.90%. HMDA,
- The median term was 7 years. HMDA,
- The median loan to value was 62%. HMDA,
- 50% of the loans were refinancings and 40% were purchases. HMDA,
- Banks and savings institutions made 86 of the loans, credit unions 2, and non-banks 65. HMDA,
- The five most active lenders made 31.8% of the loans. HMDA,
- The three most active lenders were Berkeley Point Capital LLC with 13, Wells Fargo Bank, National Association with 11, and First Bank with 9. HMDA,
- 12 of the 53 lenders are based in North Carolina. The rest are based elsewhere, most often in Ohio, Virginia and Indiana. HMDA,
- The most common property size was 150 or more units, with 64 loans. HMDA,
- 2 counties in the metro area have loans on record, and Wake County, NC has the most, with 129. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Raleigh, NC metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.