Metro area · NC
Lenders in Winston, NC
45 lenders made 116 multifamily loans in the Winston-Salem, NC metro area in 2024 and 2025, $616.4M in all. RF Renovo Management Company, LLC made the most, with 10. The typical loan was about $1.2M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 45
- HMDA,
- Multifamily loans, 2024-25
- 116
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $616M
- HMDA,
- Typical loan
- $1.2M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Winston, NC, https://lender.report/lenders-in/winston-nc/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 10 | $6.98M | 6 | 4 |
| Bank OZK multifamily record | Bank | Little Rock, AR | 8 | $5.10M | 2 | 6 |
| First National Bank of Pennsylvania multifamily record | Bank | Greenville, PA | 7 | $27.4M | 3 | 4 |
| The Fidelity Bank multifamily record | Bank | Fuquay Varina, NC | 7 | $6.90M | 5 | 2 |
| Pinnacle Bank multifamily record | Bank | Nashville, TN | 7 | $5.88M | 3 | 4 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 5 | $60.8M | 1 | 4 |
| Regions Bank multifamily record | Bank | Birmingham, AL | 5 | $41.8M | 0 | 5 |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 4 | $114M | 1 | 3 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 4 | $22.4M | 0 | 4 |
| ReadyCap Commercial LLC multifamily record | Non-bank | Berkeley Heights, NJ | 4 | $10.2M | 0 | 4 |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 3 | $30.3M | 0 | 3 |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 3 | $28.8M | 1 | 2 |
| Cedar Rapids Bank and Trust Company multifamily record | Bank | Cedar Rapids, IA | 3 | $21.9M | 3 | 0 |
| Skyline National Bank multifamily record | Bank | Independence, VA | 3 | $4.16M | 2 | 1 |
| Allegacy Financial Credit Union multifamily record | Credit union | Winston Salem, NC | 3 | $3.28M | 3 | 0 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Forsyth County, NC | 77 | $504M | 33 |
| Davidson County, NC | 28 | $78.6M | 18 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 50 |
| $1M to $2.5M | 28 |
| $2.5M to $5M | 9 |
| $5M to $10M | 9 |
| $10M or more | 20 |
- Lenders made 116 multifamily loans totaling $616.4M in Winston, NC in 2024 and 2025. HMDA,
- 53 of the loans were made in 2025 and 63 in 2024. HMDA,
- The typical loan in Winston, NC was about $1.2M, with the middle half between $640K and $5M. HMDA,
- 50 of the loans were under $1M, and 29 were $5M or more. HMDA,
- Lenders reported a median rate of 6.86% on 106 loans in Winston, NC, with the middle half between 6.20% and 7.50%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 64%. HMDA,
- 45% of the loans were refinancings and 46% were purchases. HMDA,
- Banks and savings institutions made 64 of the loans, credit unions 6, and non-banks 46. HMDA,
- The five most active lenders made 33.6% of the loans. HMDA,
- The three most active lenders were RF Renovo Management Company, LLC with 10, Bank OZK with 8, and First National Bank of Pennsylvania with 7. HMDA,
- 11 of the 45 lenders are based in North Carolina. The rest are based elsewhere, most often in Tennessee, Ohio and South Carolina. HMDA,
- The most common property size was 5 to 24 units, with 60 loans. HMDA,
- 2 counties in the metro area have loans on record, and Forsyth County, NC has the most, with 77. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Winston, NC metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.