Metro area · NC
Lenders in Wilmington, NC
32 lenders made 71 multifamily loans in the Wilmington, NC metro area in 2024 and 2025, $1B in all. Churchill Funding I LLC made the most, with 12. The typical loan was about $6M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 32
- HMDA,
- Multifamily loans, 2024-25
- 71
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $1.04B
- HMDA,
- Typical loan
- $6M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Wilmington, NC, https://lender.report/lenders-in/wilmington-nc/, data as of December 31, 2025.
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This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| Churchill Funding I LLC multifamily record | Non-bank | Charlotte, NC | 12 | $43.9M | 0 | 12 |
| First Bank multifamily record | Bank | Southern Pines, NC | 11 | $52.9M | 6 | 5 |
| Corning Credit Union multifamily record | Credit union | Corning, NY | 5 | $24.2M | 3 | 2 |
| Walker & Dunlop, LLC multifamily record | Non-bank | Bethesda, MD | 4 | $154M | 2 | 2 |
| First Carolina Bank multifamily record | Bank | Rocky Mount, NC | 3 | $44.7M | 1 | 2 |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 2 | $90.0M | 2 | 0 |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 2 | $78.0M | 2 | 0 |
| Regions Bank multifamily record | Bank | Birmingham, AL | 2 | $71.0M | 1 | 1 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 2 | $68.0M | 1 | 1 |
| LendingOne LLC multifamily record | Non-bank | Boca Raton, FL | 2 | $52.0M | 1 | 1 |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 2 | $41.0M | 0 | 2 |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $36.0M | 2 | 0 |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 2 | $8.90M | 0 | 2 |
| Providence Bank multifamily record | Bank | Rocky Mount, NC | 2 | $3.30M | 1 | 1 |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 1 | $54.0M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| New Hanover County, NC | 41 | $628M | 23 |
| Brunswick County, NC | 23 | $336M | 13 |
| Pender County, NC | 4 | $5.06M | 2 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 7 |
| $1M to $2.5M | 12 |
| $2.5M to $5M | 15 |
| $5M to $10M | 6 |
| $10M or more | 31 |
- Lenders made 71 multifamily loans totaling $1B in Wilmington, NC in 2024 and 2025. HMDA,
- 33 of the loans were made in 2025 and 38 in 2024. HMDA,
- The typical loan in Wilmington, NC was about $6M, with the middle half between $1.9M and $23M. HMDA,
- 7 of the loans were under $1M, and 37 were $5M or more. HMDA,
- Lenders reported a median rate of 6.43% on 62 loans in Wilmington, NC, with the middle half between 5.64% and 7.99%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 64%. HMDA,
- 55% of the loans were refinancings and 37% were purchases. HMDA,
- Banks and savings institutions made 29 of the loans, credit unions 7, and non-banks 35. HMDA,
- The five most active lenders made 49.3% of the loans. HMDA,
- The three most active lenders were Churchill Funding I LLC with 12, First Bank with 11, and Corning Credit Union with 5. HMDA,
- 8 of the 32 lenders are based in North Carolina. The rest are based elsewhere, most often in New York, Indiana and Maryland. HMDA,
- The most common property size was 5 to 24 units, with 29 loans. HMDA,
- 3 counties in the metro area have loans on record, and New Hanover County, NC has the most, with 41. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Wilmington, NC metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.