SBA by industry · WI

SBA lenders for construction trades in Wisconsin

78 lenders made 391 SBA loans to construction trades in Wisconsin in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 86. The typical loan was about $150K.

Evidence
SBA 7(a) and 504 loans to construction trades in Wisconsin, NAICS 23
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
78
SBA FOIA,
SBA loans, 36 months
391
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$155M
SBA FOIA,
Last 12 months
138
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for construction trades in Wisconsin, https://lender.report/sba-lenders-for/construction-trades/wisconsin/, data as of September 30, 2026.

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SBA lenders for construction trades in Wisconsin. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 78.
LenderKindBased inLoansDollars7(a)504Last 12 months
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH86$7.23M86031
The Huntington National Bank SBA 7(a) recordBankColumbus, OH24$4.48M2408
Old National Bank SBA 7(a) recordBankEvansville, IN22$17.0M2110
Bank First, N.A. SBA 7(a) recordBankManitowoc, WI19$5.26M1816
CCFBank National Association SBA 7(a) recordBankAltoona, WI17$16.1M1436
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ13$4.93M1304
Summit Credit Union SBA 7(a) recordCredit unionMadison, WI10$3.82M1007
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH9$2.43M901
Hiawatha National Bank SBA 7(a) recordBankHager City, WI7$2.85M700
Town Bank, National Association SBA 7(a) recordBankHartland, WI7$2.64M432
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH7$2.50M704
Northeast Bank SBA 7(a) recordBankPortland, ME7$935K703
Lake Ridge Bank SBA 7(a) recordBankMiddleton, WI6$6.00M604
Waukesha State Bank SBA 7(a) recordBankWaukesha, WI6$4.47M421
First Bank of the Lake SBA 7(a) recordBankOsage Beach, MO6$4.21M603
Wisconsin Women's Business Initiative Corporation SBA 7(a) recordNon-bankMilwaukee, WI6$1.45M600
American National Bank - Fox Cities SBA 7(a) recordBankAppleton, WI6$700K602
Ixonia Bank SBA 7(a) recordBankIxonia, WI5$8.35M502
SmartBiz Bank, National Association SBA 7(a) recordBankNorthbrook, IL5$3.75M504
Associated Bank, National Association SBA 7(a) recordBankGreen Bay, WI5$3.54M500
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA5$1.13M503
Community State Bank SBA 7(a) recordBankUnion Grove, WI5$655K412
IncredibleBank SBA 7(a) recordBankWausau, WI4$2.57M222
First Internet Bank of Indiana SBA 7(a) recordBankFishers, IN4$2.27M402
First Citizens State Bank SBA 7(a) recordBankWhitewater, WI4$1.16M312
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Wisconsin
IndustryLoans
Plumbing, Heating, and Air-Conditioning Contractors71
Residential Remodelers65
All Other Specialty Trade Contractors53
Site Preparation Contractors25
Electrical Contractors and Other Wiring Installation Contractors20
New Single-Family Housing Construction (except For-Sale Builders)18
Painting and Wall Covering Contractors16
Poured Concrete Foundation and Structure Contractors15
Flooring Contractors12
Commercial and Institutional Building Construction10
SBA FOIA,
SBA loans for construction trades in Wisconsin, by size
Loan sizeLoans
Under $150K175
$150K to $350K98
$350K to $1M83
$1M to $2.5M23
$2.5M or more12
SBA FOIA,
  • SBA lenders recorded 391 loans to construction trades totaling $155.4M in Wisconsin in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $150K, with the middle half between $50K and $380K. SBA FOIA,
  • 368 were SBA 7(a) loans and 23 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 9.50% on 368 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 342 of the loans, credit unions 21, and non-banks 28. SBA FOIA,
  • The five most active lenders made 43.0% of the loans. SBA FOIA,
  • The three most active lenders were U.S. Bank National Association with 86, The Huntington National Bank with 24, and Old National Bank with 22. SBA FOIA,
  • 175 of the loans were under $150K, and 35 were $1M or more. SBA FOIA,
  • The SBA file shows 138 approvals of these loans dated in the 12 months to September 30, 2026, versus 123 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 45 of the 78 lenders are based in Wisconsin. The rest are based elsewhere, most often in Illinois, Ohio and California. SBA FOIA,
  • The most common detailed industry in Wisconsin was Plumbing, Heating, and Air-Conditioning Contractors, with 71 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to construction trades in Wisconsin
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Wisconsin, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 23.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.