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The Lender Report built this page from public records. First Bank of the Lake has not reviewed it. Every lender's page starts this way, and it says nothing about First Bank of the Lake itself. Each figure shows its source and date. Work at First Bank of the Lake? You can claim this page for free.
SBA 7(a) record
First Bank of the Lake: SBA 7(a) loans made
First Bank of the Lake, a bank based in Osage Beach, MO, made 1,529 SBA 7(a) loans in the 36 months ending September 30, 2026, $1.1B in all, net of cancelled approvals. The typical loan was about $330K, and 386 were in the last 12 months. Most were in Texas.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 1,529
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $1.05B
- SBA FOIA,
- Rounded amounts
- Typical loan
- $330K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 386
- SBA FOIA,
Cite this
Source: The Lender Report, First Bank of the Lake: SBA 7(a) loans made, https://lender.report/lender/first-bank-of-the-lake-mo/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Illinois | SBA 7(a), Manufacturing | $5M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), All Other Amusement and Recreation Industries | $5M | 8.75% | 11 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Retail Trade | $4.9M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Full-Service Restaurants | $4.5M | 9% | 26 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Sports and Recreation Instruction | $4.4M | 8.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), All Other Amusement and Recreation Industries | $3.7M | 9% | 11 yr | SBA FOIA | |
| Sep 2026 | Kentucky | SBA 7(a), Other Accounting Services | $3.1M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Full-Service Restaurants | $2.9M | 8.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Cut Stone and Stone Product Manufacturing | $2.7M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Tennessee | SBA 7(a), Other Accounting Services | $1.8M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Full-Service Restaurants | $1.7M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $1.5M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $1.3M | 9.25% | 11 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Fitness and Recreational Sports Centers | $1.3M | 9% | 11 yr | SBA FOIA | |
| Sep 2026 | Nebraska | SBA 7(a), Child Care Services | $1.2M | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Other Accounting Services | $1.1M | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Minnesota | SBA 7(a), Limited-Service Restaurants | $1.1M | 8.75% | 11 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Fitness and Recreational Sports Centers | $1.1M | 9% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Fitness and Recreational Sports Centers | $980K | 9.25% | 11 yr | SBA FOIA | |
| Sep 2026 | Kansas | SBA 7(a), Retail Trade | $980K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Child Care Services | $920K | 9% | 11 yr | SBA FOIA | |
| Sep 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $860K | 8.75% | 11 yr | SBA FOIA | |
| Sep 2026 | Vermont | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $840K | 7.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Child Care Services | $780K | 9% | 11 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Ice Cream and Frozen Dessert Manufacturing | $700K | 9.5% | 11 yr | SBA FOIA | |
| 1,529 SBA 7(a) loans since October 2023, net of cancelled | $1.05B | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Texas | 209 | $153M |
| California | 182 | $105M |
| Florida | 166 | $121M |
| North Carolina | 76 | $39.7M |
| Georgia | 74 | $40.2M |
| New York | 68 | $61.4M |
| Pennsylvania | 45 | $37.3M |
| New Jersey | 44 | $29.2M |
| Virginia | 41 | $27.4M |
| Illinois | 38 | $18.9M |
| Tennessee | 37 | $21.1M |
| Colorado | 36 | $24.3M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 114 | $9.42M |
| $150K to $350K | 683 | $144M |
| $350K to $1M | 497 | $277M |
| $1M to $2.5M | 124 | $176M |
| $2.5M or more | 111 | $447M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 85 | $41.3M |
| 2024 Q1 | 199 | $114M |
| 2024 Q2 | 209 | $109M |
| 2024 Q3 | 142 | $82.9M |
| 2024 Q4 | 117 | $78.0M |
| 2025 Q1 | 106 | $84.2M |
| 2025 Q2 | 128 | $59.9M |
| 2025 Q3 | 157 | $140M |
| 2025 Q4 | 67 | $50.7M |
| 2026 Q1 | 145 | $111M |
| 2026 Q2 | 86 | $74.9M |
| 2026 Q3 | 88 | $107M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 1,449 |
| SBA Express Program | 66 |
| 7a General | 7 |
| International Trade Loans | 7 |
- First Bank of the Lake made 1,529 SBA 7(a) loans totaling $1.1B in the 36 months ending September 30, 2026, net of cancelled approvals, in 51 states. SBA FOIA,
- 386 of them were in the 12 months to September 30, 2026, and 508 in the 12 months before. SBA FOIA,
- The typical loan was about $330K, with the middle half between $150K and $630K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 114 loans were under $150K, and 235 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.50% on 1,529 loans, with the middle half between 9.50% and 11.25%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Fitness and Recreational Sports Centers, with 105. SBA FOIA,
- The SBA file lists 1,449 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Texas (209), California (182) and Florida (166). SBA FOIA,
What we don't know
- Whether First Bank of the Lake is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.