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SBA 7(a) record
IncredibleBank: SBA 7(a) loans made
IncredibleBank, a bank based in Wausau, WI, made 50 SBA 7(a) loans in the 36 months ending September 30, 2026, $42.8M in all, net of cancelled approvals. The typical loan was about $600K, and 13 were in the last 12 months. Most were in Wisconsin.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 50
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $42.8M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $600K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 13
- SBA FOIA,
Cite this
Source: The Lender Report, IncredibleBank: SBA 7(a) loans made, https://lender.report/lender/incrediblebank-wi/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Wisconsin | SBA 7(a), Drinking Places (Alcoholic Beverages) | $860K | 9.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Mobile Food Services | $160K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Michigan | SBA 7(a), Drinking Places (Alcoholic Beverages) | $360K | 9.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Wisconsin | SBA 7(a), Professional, Scientific, and Technical Services | $300K | 8.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Florida | SBA 7(a), Amusement Arcades | $150K | 8.75% | 10 yr | SBA FOIA | |
| May 2026 | Wisconsin | SBA 7(a), Breweries | $320K | 8.25% | 25 yr | SBA FOIA | |
| Apr 2026 | Wisconsin | SBA 7(a), Barber Shops | $250K | 9% | 10 yr | SBA FOIA | |
| Apr 2026 | Florida | SBA 7(a), Fitness and Recreational Sports Centers | $220K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Wisconsin | SBA 7(a), Specialized Automotive Repair | $1.3M | 8.75% | 25 yr | SBA FOIA | |
| Jan 2026 | Wisconsin | SBA 7(a), Beauty Salons | $620K | 9% | 10 yr | SBA FOIA | |
| Jan 2026 | Florida | SBA 7(a), Limited-Service Restaurants | $500K | 9.25% | 10 yr | SBA FOIA | |
| Dec 2025 | Wisconsin | SBA 7(a), Limited-Service Restaurants | $200K | 8.5% | 10 yr | SBA FOIA | |
| Nov 2025 | Wisconsin | SBA 7(a), Construction | $680K | 8.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Michigan | SBA 7(a), Limited-Service Restaurants | $220K | 9.5% | 25 yr | SBA FOIA | |
| Sep 2025 | Wisconsin | SBA 7(a), Specialized Freight (except Used Goods) Trucking, Local | $170K | 9.75% | 10 yr | SBA FOIA | |
| May 2025 | Wisconsin | SBA 7(a), General Freight Trucking, Long-Distance, Truckload | $3.1M | 9.75% | 10 yr | SBA FOIA | |
| May 2025 | Wisconsin | SBA 7(a), Promoters of Performing Arts, Sports, and Similar Events with Facilities | $300K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2025 | Florida | SBA 7(a), Motorcycle, ATV, and All Other Motor Vehicle Dealers | $320K | 9.5% | 9 yr | SBA FOIA | |
| Feb 2025 | Wisconsin | SBA 7(a), Arts, Entertainment, and Recreation | $2.6M | 9.5% | 25 yr | SBA FOIA | |
| Feb 2025 | Wisconsin | SBA 7(a), Retail Trade | $400K | 9.5% | 25 yr | SBA FOIA | |
| Dec 2024 | Wisconsin | SBA 7(a), Full-Service Restaurants | $620K | 10% | 10 yr | SBA FOIA | |
| Dec 2024 | Michigan | SBA 7(a), Fitness and Recreational Sports Centers | $150K | 10.5% | 10 yr | SBA FOIA | |
| Nov 2024 | Florida | SBA 7(a), Limited-Service Restaurants | $270K | 10.25% | 10 yr | SBA FOIA | |
| Oct 2024 | Wisconsin | SBA 7(a), Finish Carpentry Contractors | $610K | 10.25% | 25 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Other Building Equipment Contractors | $1.4M | 9.5% | 10 yr | SBA FOIA | |
| 50 SBA 7(a) loans since October 2023, net of cancelled | $42.8M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Wisconsin | 19 | $16.6M |
| Florida | 13 | $10.6M |
| Michigan | 5 | $2.47M |
| Texas | 4 | $5.46M |
| California | 3 | $1.84M |
| Indiana | 2 | $2.05M |
| Alabama | 1 | $1.20M |
| Colorado | 1 | $1.00M |
| Georgia | 1 | $650K |
| Rhode Island | 1 | $940K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1 | $50.0K |
| $150K to $350K | 16 | $3.75M |
| $350K to $1M | 21 | $13.0M |
| $1M to $2.5M | 7 | $9.80M |
| $2.5M or more | 5 | $16.2M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 8 | $11.4M |
| 2024 Q1 | 4 | $5.12M |
| 2024 Q2 | 5 | $3.74M |
| 2024 Q3 | 9 | $7.90M |
| 2024 Q4 | 4 | $1.65M |
| 2025 Q1 | 2 | $3.00M |
| 2025 Q2 | 3 | $3.72M |
| 2025 Q3 | 2 | $390K |
| 2025 Q4 | 2 | $880K |
| 2026 Q1 | 3 | $2.42M |
| 2026 Q2 | 3 | $790K |
| 2026 Q3 | 5 | $1.83M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 6 |
| Limited-Service Restaurants (722513) | 5 |
| Hotels (except Casino Hotels) and Motels (721110) | 4 |
| Fitness and Recreational Sports Centers (713940) | 3 |
| Beer, Wine, and Liquor Retailers (445320) | 2 |
| Drinking Places (Alcoholic Beverages) (722410) | 2 |
| Other Building Equipment Contractors (238290) | 2 |
| Plumbing, Heating, and Air-Conditioning Contractors (238220) | 2 |
| All Other Professional, Scientific, and Technical Services (541990) | 1 |
| Amusement Arcades (713120) | 1 |
| Arts, Entertainment, and Recreation | 1 |
| Assisted Living Facilities for the Elderly (623312) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 46 |
| SBA Express Program | 3 |
| 7a General | 1 |
- IncredibleBank made 50 SBA 7(a) loans totaling $42.8M in the 36 months ending September 30, 2026, net of cancelled approvals, in 10 states. SBA FOIA,
- 13 of them were in the 12 months to September 30, 2026, and 11 in the 12 months before. SBA FOIA,
- The typical loan was about $600K, with the middle half between $280K and $940K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 12 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.75% on 50 loans, with the middle half between 9.50% and 10.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 6. SBA FOIA,
- The SBA file lists 46 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Wisconsin (19), Florida (13) and Michigan (5). SBA FOIA,
What we don't know
- Whether IncredibleBank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.