Unverified listing What this means
The Lender Report built this page from public records. SmartBiz Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about SmartBiz Bank, National Association itself. Each figure shows its source and date. Work at SmartBiz Bank, National Association? You can claim this page for free.
SBA 7(a) record
SmartBiz Bank, National Association: SBA 7(a) loans made
SmartBiz Bank, National Association, a bank based in Northbrook, IL, made 1,255 SBA 7(a) loans in the 36 months ending September 30, 2026, $277.2M in all, net of cancelled approvals. The typical loan was about $150K, and 919 were in the last 12 months. Most were in California.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 1,255
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $277M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $150K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 919
- SBA FOIA,
Cite this
Source: The Lender Report, SmartBiz Bank, National Association: SBA 7(a) loans made, https://lender.report/lender/smartbiz-bank-il/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Illinois | SBA 7(a), Coin-Operated Laundries and Drycleaners | $620K | 9.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Other Foundation, Structure, and Building Exterior Contractors | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Colorado | SBA 7(a), Other Miscellaneous Nondurable Goods Merchant Wholesalers | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), All Other Professional, Scientific, and Technical Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), All Other Professional, Scientific, and Technical Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Georgia | SBA 7(a), Ambulance Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), Other Heavy and Civil Engineering Construction | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Illinois | SBA 7(a), New Single-Family Housing Construction (except For-Sale Builders) | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Oklahoma | SBA 7(a), Exterminating and Pest Control Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Pharmacies and Drug Retailers | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Insurance Agencies and Brokerages | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Washington | SBA 7(a), Wood Kitchen Cabinet and Countertop Manufacturing | $350K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Alaska | SBA 7(a), Residential Remodelers | $340K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Janitorial Services | $320K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Texas | SBA 7(a), Roofing Contractors | $320K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Oklahoma | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $310K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Florida | SBA 7(a), Freight Transportation Arrangement | $300K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Oklahoma | SBA 7(a), All Other Amusement and Recreation Industries | $280K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Virginia | SBA 7(a), Commercial Printing (except Screen and Books) | $250K | 11.5% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Finish Carpentry Contractors | $240K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | North Carolina | SBA 7(a), Landscaping Services | $240K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Maryland | SBA 7(a), Beauty Salons | $230K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Cosmetics, Beauty Supplies, and Perfume Retailers | $220K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Hawaii | SBA 7(a), Clothing and Clothing Accessories Retailers | $220K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Wisconsin | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $200K | 9.75% | 10 yr | SBA FOIA | |
| 1,255 SBA 7(a) loans since October 2023, net of cancelled | $277M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| California | 206 | $40.9M |
| Florida | 154 | $30.3M |
| Texas | 116 | $20.6M |
| New York | 80 | $15.5M |
| Illinois | 76 | $47.7M |
| Colorado | 43 | $9.80M |
| Georgia | 40 | $7.26M |
| Washington | 39 | $8.15M |
| Virginia | 38 | $6.51M |
| North Carolina | 36 | $7.39M |
| Pennsylvania | 32 | $6.26M |
| New Jersey | 28 | $5.45M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 270 | $27.6M |
| $150K to $350K | 750 | $134M |
| $350K to $1M | 222 | $83.8M |
| $1M to $2.5M | 7 | $11.5M |
| $2.5M or more | 6 | $20.2M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 7 | $9.15M |
| 2024 Q1 | 1 | $930K |
| 2024 Q2 | 3 | $7.85M |
| 2024 Q3 | 5 | $4.36M |
| 2024 Q4 | 3 | $2.82M |
| 2025 Q1 | 5 | $5.16M |
| 2025 Q2 | 84 | $20.1M |
| 2025 Q3 | 228 | $40.6M |
| 2025 Q4 | 199 | $35.6M |
| 2026 Q1 | 338 | $74.6M |
| 2026 Q2 | 217 | $42.6M |
| 2026 Q3 | 165 | $33.5M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 1,240 |
| 7a General | 15 |
- SmartBiz Bank, National Association made 1,255 SBA 7(a) loans totaling $277.2M in the 36 months ending September 30, 2026, net of cancelled approvals, in 50 states. SBA FOIA,
- 919 of them were in the 12 months to September 30, 2026, and 320 in the 12 months before. SBA FOIA,
- The typical loan was about $150K, with the middle half between $150K and $260K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 270 loans were under $150K, and 13 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 11.25% on 1,255 loans, with the middle half between 10.00% and 11.50%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Residential Remodelers, with 72. SBA FOIA,
- The SBA file lists 1,240 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in California (206), Florida (154) and Texas (116). SBA FOIA,
What we don't know
- Whether SmartBiz Bank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.