SBA by industry · UT
SBA lenders for gas stations and convenience stores in Utah
10 lenders made 27 SBA loans to gas stations and convenience stores in Utah in the 36 months ending September 30, 2026. America First Credit Union made the most, with 10. The typical loan was about $880K.
- Evidence
- SBA 7(a) and 504 loans to gas stations and convenience stores in Utah, NAICS 4471, 4571, 445131 and 44512
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 10
- SBA FOIA,
- SBA loans, 36 months
- 27
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $24.6M
- SBA FOIA,
- Last 12 months
- 10
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for gas stations and convenience stores in Utah, https://lender.report/sba-lenders-for/gas-stations-and-convenience/utah/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| America First Credit Union SBA 7(a) record | Credit union | Riverdale, UT | 10 | $10.2M | 9 | 1 | 3 |
| Mountain America Credit Union SBA 7(a) record | Credit union | Sandy, UT | 5 | $7.24M | 3 | 2 | 2 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $340K | 4 | 0 | 0 |
| State Bank of Southern Utah SBA 504 record | Bank | Cedar City, UT | 2 | $2.18M | 0 | 2 | 1 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 1 | $2.20M | 1 | 0 | 0 |
| Cache Valley Bank SBA 504 record | Bank | Logan, UT | 1 | $1.00M | 0 | 1 | 0 |
| Redemption Bank SBA 7(a) record | Bank | Salt Lake City, UT | 1 | $600K | 1 | 0 | 1 |
| NBH Bank SBA 504 record | Bank | Greenwood Village, CO | 1 | $570K | 0 | 1 | 0 |
| Quill Bank SBA 7(a) record | Bank | Provo, UT | 1 | $240K | 1 | 0 | 1 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 1 | $15.0K | 1 | 0 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Gasoline Stations with Convenience Stores | 20 |
| Convenience Retailers | 7 |
| Loan size | Loans |
|---|---|
| Under $150K | 4 |
| $150K to $350K | 2 |
| $350K to $1M | 11 |
| $1M to $2.5M | 9 |
| $2.5M or more | 1 |
- SBA lenders recorded 27 loans to gas stations and convenience stores totaling $24.6M in Utah in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $880K, with the middle half between $500K and $1.2M. SBA FOIA,
- 20 were SBA 7(a) loans and 7 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 8.75% on 20 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 11 of the loans, credit unions 15, and non-banks 1. SBA FOIA,
- The three most active lenders were America First Credit Union with 10, Mountain America Credit Union with 5, and Zions Bancorporation, N.A. with 4. SBA FOIA,
- 4 of the loans were under $150K, and 10 were $1M or more. SBA FOIA,
- The SBA file shows 10 approvals of these loans dated in the 12 months to September 30, 2026, versus 12 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 7 of the 10 lenders are based in Utah. The rest are based elsewhere, most often in California, Colorado and South Dakota. SBA FOIA,
- The most common detailed industry in Utah was Gasoline Stations with Convenience Stores, with 20 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to gas stations and convenience stores in Utah
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Utah, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 4471, 4571, 445131 and 44512.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.