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SBA 7(a) record
America First Credit Union: SBA 7(a) loans made
America First Credit Union, a credit union based in Riverdale, UT, made 294 SBA 7(a) loans in the 36 months ending September 30, 2026, $318.5M in all, net of cancelled approvals. The typical loan was about $730K, and 97 were in the last 12 months. Most were in Utah.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 294
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $319M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $730K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 97
- SBA FOIA,
Cite this
Source: The Lender Report, America First Credit Union: SBA 7(a) loans made, https://lender.report/lender/america-first-credit-union-ut/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | California | SBA 7(a), Full-Service Restaurants | $2.8M | 6.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $2.1M | 6.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Gasoline Stations with Convenience Stores | $2.1M | 6.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), General Automotive Repair | $1.7M | 7.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), All Other Specialty Food Retailers | $1.3M | 6.75% | 26 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Other Services (except Public Administration) | $1M | 8.5% | 10 yr | SBA FOIA | |
| Sep 2026 | Idaho | SBA 7(a), Offices of Physicians (except Mental Health Specialists) | $970K | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Arizona | SBA 7(a), Offices of Mental Health Practitioners (except Physicians) | $800K | 6.5% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $500K | 7.25% | 11 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Offices of All Other Miscellaneous Health Practitioners | $440K | 7% | 2 yr | SBA FOIA | |
| Sep 2026 | Nevada | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $380K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Oklahoma | SBA 7(a), Child Care Services | $370K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Pennsylvania | SBA 7(a), Child Care Services | $340K | 7.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Idaho | SBA 7(a), Full-Service Restaurants | $250K | 6.75% | 25 yr | SBA FOIA | |
| Sep 2026 | Utah | SBA 7(a), Machine Shops | $140K | 8.25% | 10 yr | SBA FOIA | |
| Sep 2026 | Nevada | SBA 7(a), Drycleaning and Laundry Services (except Coin-Operated) | $120K | 7.25% | 10 yr | SBA FOIA | |
| Aug 2026 | Florida | SBA 7(a), Nursing Care Facilities (Skilled Nursing Facilities) | $2.4M | 8% | 25 yr | SBA FOIA | |
| Aug 2026 | Utah | SBA 7(a), Gasoline Stations with Convenience Stores | $730K | 7% | 25 yr | SBA FOIA | |
| Jul 2026 | Arizona | SBA 7(a), Process, Physical Distribution, and Logistics Consulting Services | $2.1M | 6.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Manufacturing | $1.4M | 6.5% | 25 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Machine Shops | $800K | 6.25% | 14 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Manufacturing | $800K | 8.25% | 10 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Other Individual and Family Services | $740K | 6.75% | 25 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Residential Property Managers | $720K | 7.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Utah | SBA 7(a), Site Preparation Contractors | $490K | 8.75% | 10 yr | SBA FOIA | |
| 294 SBA 7(a) loans since October 2023, net of cancelled | $319M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Utah | 92 | $90.4M |
| Arizona | 73 | $98.5M |
| Nevada | 64 | $64.2M |
| Idaho | 16 | $19.8M |
| California | 13 | $10.2M |
| Texas | 6 | $3.00M |
| Colorado | 5 | $8.92M |
| Florida | 3 | $3.07M |
| Georgia | 3 | $810K |
| Montana | 3 | $8.13M |
| Michigan | 2 | $1.18M |
| Oklahoma | 2 | $690K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 10 | $1.06M |
| $150K to $350K | 48 | $12.8M |
| $350K to $1M | 131 | $80.6M |
| $1M to $2.5M | 75 | $118M |
| $2.5M or more | 30 | $106M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 23 | $23.8M |
| 2024 Q1 | 25 | $28.1M |
| 2024 Q2 | 25 | $22.8M |
| 2024 Q3 | 29 | $21.6M |
| 2024 Q4 | 26 | $28.8M |
| 2025 Q1 | 27 | $28.4M |
| 2025 Q2 | 19 | $17.9M |
| 2025 Q3 | 23 | $28.4M |
| 2025 Q4 | 15 | $14.5M |
| 2026 Q1 | 38 | $57.0M |
| 2026 Q2 | 19 | $21.8M |
| 2026 Q3 | 25 | $25.5M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Full-Service Restaurants (722511) | 18 |
| Child Care Services (624410) | 13 |
| Gasoline Stations with Convenience Stores (457110) | 13 |
| Snack and Nonalcoholic Beverage Bars (722515) | 12 |
| Limited-Service Restaurants (722513) | 9 |
| Retail Bakeries (311811) | 8 |
| General Automotive Repair (811111) | 7 |
| Pet Care (except Veterinary) Services (812910) | 7 |
| Assisted Living Facilities for the Elderly (623312) | 6 |
| Electrical Contractors and Other Wiring Installation Contractors (238210) | 6 |
| Wholesale Trade | 6 |
| All Other Amusement and Recreation Industries (713990) | 5 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 286 |
| 7a General | 5 |
| International Trade Loans | 1 |
| SBA Express Program | 1 |
| Working Capital CAPLine | 1 |
- America First Credit Union made 294 SBA 7(a) loans totaling $318.5M in the 36 months ending September 30, 2026, net of cancelled approvals, in 22 states. SBA FOIA,
- 97 of them were in the 12 months to September 30, 2026, and 95 in the 12 months before. SBA FOIA,
- The typical loan was about $730K, with the middle half between $420K and $1.4M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 10 loans were under $150K, and 105 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 7.75% on 294 loans, with the middle half between 7.25% and 9.00%. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Full-Service Restaurants, with 18. SBA FOIA,
- The SBA file lists 286 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Utah (92), Arizona (73) and Nevada (64). SBA FOIA,
What we don't know
- Whether America First Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.