Construction · AL
Construction lenders in Alabama
158 lenders with an office in Alabama hold construction and land loans on their books. Regions Bank, based in Alabama, holds the largest book among those based here, at $2.8B.
- Evidence
- Lender holds construction and land loans on its books at the latest filing and has an office in Alabama
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 158
- FDIC call report,
- Based here
- 110
- FDIC call report,
- Held by those based here
- $8.02B
- FDIC call report,
- -5.1% from a year earlier, 107 of 110 lenders
- Median book, based here
- $14.1M
- FDIC call report,
Cite this
Source: The Lender Report, Construction lenders in Alabama, https://lender.report/construction-lenders/alabama/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Regions Bank | Bank | Birmingham, AL | 184 | $2.81B | |
| ServisFirst Bank | Bank | Birmingham, AL | 13 | $1.56B | |
| CB&S Bank, Inc. | Bank | Russellville, AL | 28 | $271M | |
| River Bank & Trust | Bank | Prattville, AL | 24 | $263M | |
| Bryant Bank | Bank | Tuscaloosa, AL | 19 | $206M | |
| Bank Independent | Bank | Sheffield, AL | 34 | $188M | |
| United Bank | Bank | Atmore, AL | 17 | $144M | |
| Central State Bank | Bank | Calera, AL | 7 | $108M | +12.6% |
| SouthPoint Bank | Bank | Birmingham, AL | 11 | $106M | |
| Oakworth Capital Bank | Bank | Birmingham, AL | 2 | $101M | |
| Metro Bank | Bank | Pell City, AL | 9 | $100M | +21.3% |
| Redstone Credit Union | Credit union | Huntsville, AL | 37 | $100M | +56.1% |
| MidSouth Bank | Bank | Dothan, AL | 9 | $100M | +29.9% |
| First Community Bank of Central Alabama | Bank | Wetumpka, AL | 9 | $87.9M | +4.6% |
| Troy Bank & Trust Company | Bank | Troy, AL | 14 | $86.8M | +12.2% |
| First Metro Bank | Bank | Muscle Shoals, AL | 11 | $84.1M | +22.9% |
| Traditions Bank | Bank | Cullman, AL | 6 | $77.1M | |
| EvaBank | Bank | Eva, AL | 6 | $74.3M | +22.0% |
| CommerceOne Bank | Bank | Birmingham, AL | 2 | $64.7M | +16.9% |
| First Bank of Alabama | Bank | Talladega, AL | 18 | $62.7M |
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 19 | $18.8B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 70 | $12.5B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 7 | $7.97B |
| Truist Bank | Bank | Charlotte, NC | 49 | $7.61B |
| Pinnacle Bank | Bank | Nashville, TN | 37 | $5.89B |
| The Huntington National Bank | Bank | Columbus, OH | 52 | $5.32B |
| PNC Bank, National Association | Bank | Wilmington, DE | 93 | $5.26B |
| SouthState Bank, National Association | Bank | Winter Haven, FL | 9 | $2.93B |
| Centennial Bank | Bank | Conway, AR | 6 | $2.78B |
| Valley National Bank | Bank | Passaic, NJ | 15 | $2.48B |
- 110 of these lenders are based in Alabama, and 48 are based elsewhere with offices here. FDIC call report,
- These lenders: 131 banks, 2 savings institutions and 25 credit unions. FDIC call report,
- Lenders based in Alabama hold $8B of construction and land loans, down 5.1% from a year earlier among the 107 of 110 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 63.8% of that total. FDIC call report,
- Regions Bank holds $2.8B, and ServisFirst Bank holds $1.6B. FDIC call report,
- The median book among lenders based in Alabama is $14.1M. FDIC call report,
- 41 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 13 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 1,702 offices in Alabama. FDIC office list,
- PNC Bank, National Association, based in Delaware, lists the most offices here among out-of-state lenders, at 93. FDIC office list,
- Among credit unions here, the median average loan in this category is $1M. NCUA 5300,
- Five Star Credit Union grew this book the most in the year, up 69.1% to $32.8M. FDIC call report,
How this list is defined
- Measure
- construction and land loans held by lenders with an office in Alabama
- Period
- June 30, 2026
- Formula
- The balance of construction and land loans on the lender's June 30, 2026 filing, for a lender with an office in Alabama. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Construction and land development loans finance building and site work, for homes and for commercial projects. Banks report them in one balance.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds construction and land loans on its books at the latest filing and has an office in Alabama. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.