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SBA 7(a) record
American Bank of Freedom: SBA 7(a) loans made
American Bank of Freedom, a bank based in Wellsville, MO, made 24 SBA 7(a) loans in the 36 months ending September 30, 2026, $23.1M in all, net of cancelled approvals. The typical loan was about $1M, and 8 were in the last 12 months. Most were in Missouri.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 24
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $23.1M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1M
- SBA FOIA,
- Largest loan
- $2M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 8
- SBA FOIA,
Cite this
Source: The Lender Report, American Bank of Freedom: SBA 7(a) loans made, https://lender.report/lender/american-bank-of-freedom-mo/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Missouri | SBA 7(a), Wholesale Trade | $2M | 8.75% | 10 yr | SBA FOIA | |
| Sep 2026 | Missouri | SBA 7(a), General Automotive Repair | $1M | 8.5% | 25 yr | SBA FOIA | |
| Apr 2026 | Colorado | SBA 7(a), Other Accounting Services | $540K | 9% | 10 yr | SBA FOIA | |
| Feb 2026 | Missouri | SBA 7(a), Finish Carpentry Contractors | $1.7M | 9.5% | 10 yr | SBA FOIA | |
| Feb 2026 | Colorado | SBA 7(a), All Other Outpatient Care Centers | $600K | 8.75% | 10 yr | SBA FOIA | |
| Dec 2025 | Missouri | SBA 7(a), Fitness and Recreational Sports Centers | $1.3M | 9% | 25 yr | SBA FOIA | |
| Dec 2025 | Missouri | SBA 7(a), Full-Service Restaurants | $420K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | Missouri | SBA 7(a), Beauty Salons | $1.6M | 9.5% | 10 yr | SBA FOIA | |
| Sep 2025 | Colorado | SBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors | $680K | 9.75% | 10 yr | SBA FOIA | |
| Sep 2025 | Missouri | SBA 7(a), Other Accounting Services | $540K | 10% | 10 yr | SBA FOIA | |
| Aug 2025 | Missouri | SBA 7(a), Fitness and Recreational Sports Centers | $1.8M | 9.5% | 25 yr | SBA FOIA | |
| Aug 2025 | Missouri | SBA 7(a), Manufacturing | $1.3M | 9.5% | 10 yr | SBA FOIA | |
| Jul 2025 | Illinois | SBA 7(a), Drinking Places (Alcoholic Beverages) | $950K | 10.25% | 10 yr | SBA FOIA | |
| May 2025 | Missouri | SBA 7(a), Full-Service Restaurants | $1.3M | 10% | 10 yr | SBA FOIA | |
| Mar 2025 | Missouri | SBA 7(a), Child Care Services | $1.4M | 9.5% | 25 yr | SBA FOIA | |
| Feb 2025 | Missouri | SBA 7(a), All Other Personal Services | $360K | 9.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Missouri | SBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $1.1M | 10.75% | 25 yr | SBA FOIA | |
| Jul 2024 | Indiana | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $400K | 11.25% | 10 yr | SBA FOIA | |
| May 2024 | Missouri | SBA 7(a), All Other Miscellaneous Retailers | $1.6M | 10.75% | 10 yr | SBA FOIA | |
| Apr 2024 | Indiana | SBA 7(a), Other Personal Care Services | $210K | 11.25% | 10 yr | SBA FOIA | |
| Feb 2024 | Missouri | SBA 7(a), Beauty Salons | $200K | 11% | 10 yr | SBA FOIA | |
| Dec 2023 | Missouri | SBA 7(a), Other Personal and Household Goods Repair and Maintenance | $500K | 11.25% | 10 yr | SBA FOIA | |
| Dec 2023 | Missouri | SBA 7(a), Beauty Salons | $340K | 11% | 10 yr | SBA FOIA | |
| Nov 2023 | Missouri | SBA 7(a), General Automotive Repair | $1.3M | 10.5% | 14 yr | SBA FOIA | |
| 24 SBA 7(a) loans since October 2023, net of cancelled | $23.1M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Missouri | 18 | $19.8M |
| Colorado | 3 | $1.82M |
| Indiana | 2 | $610K |
| Illinois | 1 | $950K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 0 | $0 |
| $150K to $350K | 3 | $750K |
| $350K to $1M | 9 | $4.99M |
| $1M to $2.5M | 12 | $17.4M |
| $2.5M or more | 0 | $0 |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $2.14M |
| 2024 Q1 | 1 | $200K |
| 2024 Q2 | 2 | $1.81M |
| 2024 Q3 | 2 | $1.50M |
| 2025 Q1 | 2 | $1.76M |
| 2025 Q2 | 1 | $1.30M |
| 2025 Q3 | 5 | $5.27M |
| 2025 Q4 | 3 | $3.32M |
| 2026 Q1 | 2 | $2.30M |
| 2026 Q2 | 1 | $540K |
| 2026 Q3 | 2 | $3.00M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 24 |
- American Bank of Freedom made 24 SBA 7(a) loans totaling $23.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
- 8 of them were in the 12 months to September 30, 2026, and 8 in the 12 months before. SBA FOIA,
- The typical loan was about $1M, with the middle half between $500K and $1.4M. SBA FOIA,
- The largest was about $2M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 0 loans were under $150K, and 12 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.75% on 24 loans, with the middle half between 9.50% and 10.75%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Beauty Salons, with 3. SBA FOIA,
- The SBA file lists 24 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Missouri (18), Colorado (3) and Indiana (2). SBA FOIA,
What we don't know
- Whether American Bank of Freedom is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.