Unverified listing What this means

The Lender Report built this page from public records. American Bank of Freedom has not reviewed it. Every lender's page starts this way, and it says nothing about American Bank of Freedom itself. Each figure shows its source and date. Work at American Bank of Freedom? You can claim this page for free.

SBA 7(a) record

American Bank of Freedom: SBA 7(a) loans made

American Bank of Freedom, a bank based in Wellsville, MO, made 24 SBA 7(a) loans in the 36 months ending September 30, 2026, $23.1M in all, net of cancelled approvals. The typical loan was about $1M, and 8 were in the last 12 months. Most were in Missouri.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
24
SBA FOIA,
Net of cancelled approvals
Dollars
$23.1M
SBA FOIA,
Rounded amounts
Typical loan
$1M
SBA FOIA,
Largest loan
$2M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
8
SBA FOIA,

Cite this

Source: The Lender Report, American Bank of Freedom: SBA 7(a) loans made, https://lender.report/lender/american-bank-of-freedom-mo/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

American Bank of FreedomNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026MissouriSBA 7(a), Wholesale Trade$2M8.75%10 yrSBA FOIA
Sep 2026MissouriSBA 7(a), General Automotive Repair$1M8.5%25 yrSBA FOIA
Apr 2026ColoradoSBA 7(a), Other Accounting Services$540K9%10 yrSBA FOIA
Feb 2026MissouriSBA 7(a), Finish Carpentry Contractors$1.7M9.5%10 yrSBA FOIA
Feb 2026ColoradoSBA 7(a), All Other Outpatient Care Centers$600K8.75%10 yrSBA FOIA
Dec 2025MissouriSBA 7(a), Fitness and Recreational Sports Centers$1.3M9%25 yrSBA FOIA
Dec 2025MissouriSBA 7(a), Full-Service Restaurants$420K9%10 yrSBA FOIA
Nov 2025MissouriSBA 7(a), Beauty Salons$1.6M9.5%10 yrSBA FOIA
Sep 2025ColoradoSBA 7(a), Plumbing, Heating, and Air-Conditioning Contractors$680K9.75%10 yrSBA FOIA
Sep 2025MissouriSBA 7(a), Other Accounting Services$540K10%10 yrSBA FOIA
Aug 2025MissouriSBA 7(a), Fitness and Recreational Sports Centers$1.8M9.5%25 yrSBA FOIA
Aug 2025MissouriSBA 7(a), Manufacturing$1.3M9.5%10 yrSBA FOIA
Jul 2025IllinoisSBA 7(a), Drinking Places (Alcoholic Beverages)$950K10.25%10 yrSBA FOIA
May 2025MissouriSBA 7(a), Full-Service Restaurants$1.3M10%10 yrSBA FOIA
Mar 2025MissouriSBA 7(a), Child Care Services$1.4M9.5%25 yrSBA FOIA
Feb 2025MissouriSBA 7(a), All Other Personal Services$360K9.5%10 yrSBA FOIA
Sep 2024MissouriSBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance$1.1M10.75%25 yrSBA FOIA
Jul 2024IndianaSBA 7(a), Snack and Nonalcoholic Beverage Bars$400K11.25%10 yrSBA FOIA
May 2024MissouriSBA 7(a), All Other Miscellaneous Retailers$1.6M10.75%10 yrSBA FOIA
Apr 2024IndianaSBA 7(a), Other Personal Care Services$210K11.25%10 yrSBA FOIA
Feb 2024MissouriSBA 7(a), Beauty Salons$200K11%10 yrSBA FOIA
Dec 2023MissouriSBA 7(a), Other Personal and Household Goods Repair and Maintenance$500K11.25%10 yrSBA FOIA
Dec 2023MissouriSBA 7(a), Beauty Salons$340K11%10 yrSBA FOIA
Nov 2023MissouriSBA 7(a), General Automotive Repair$1.3M10.5%14 yrSBA FOIA
24 SBA 7(a) loans since October 2023, net of cancelled$23.1MSBA FOIA

A blank means the source did not report it.

Where American Bank of Freedom's SBA 7(a) loans were made, most loans first
StateLoansDollars
Missouri18$19.8M
Colorado3$1.82M
Indiana2$610K
Illinois1$950K
SBA FOIA,

SBA loans are on record by state only.

American Bank of Freedom: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K3$750K
$350K to $1M9$4.99M
$1M to $2.5M12$17.4M
$2.5M or more0$0
SBA FOIA,
American Bank of Freedom: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q43$2.14M
2024 Q11$200K
2024 Q22$1.81M
2024 Q32$1.50M
2025 Q12$1.76M
2025 Q21$1.30M
2025 Q35$5.27M
2025 Q43$3.32M
2026 Q12$2.30M
2026 Q21$540K
2026 Q32$3.00M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program24
SBA FOIA,
  • American Bank of Freedom made 24 SBA 7(a) loans totaling $23.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 4 states. SBA FOIA,
  • 8 of them were in the 12 months to September 30, 2026, and 8 in the 12 months before. SBA FOIA,
  • The typical loan was about $1M, with the middle half between $500K and $1.4M. SBA FOIA,
  • The largest was about $2M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 12 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 9.75% on 24 loans, with the middle half between 9.50% and 10.75%. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Its loans went most often to Beauty Salons, with 3. SBA FOIA,
  • The SBA file lists 24 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in Missouri (18), Colorado (3) and Indiana (2). SBA FOIA,

What we don't know

  • Whether American Bank of Freedom is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.