Unverified listing What this means
The Lender Report built this page from public records. Everwise Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Everwise Credit Union itself. Each figure shows its source and date. Work at Everwise Credit Union? You can claim this page for free.
Multifamily record
Everwise Credit Union: multifamily loans made
Everwise Credit Union, a credit union based in South Bend, IN, made 17 multifamily loans in 2024 and 2025, $5.1B in all, in 8 states. The typical loan was about $400M, and the largest about $950M. Most were in Champaign County, IL.
- Evidence
- Multifamily loans made in 2024 and 2025, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 9, 2026
- Multifamily loans
- 17
- HMDA,
- 2024 and 2025. Manufactured-home parks excluded
- Dollars
- $5.10B
- HMDA,
- Rounded amounts
- Typical loan
- $400M
- HMDA,
- Largest loan
- $950M
- HMDA,
- Rounded to 2 significant figures
- States
- 8
- HMDA,
Cite this
Source: The Lender Report, Everwise Credit Union: multifamily loans made, https://lender.report/lender/everwise-credit-union-in/multifamily/, data as of December 31, 2025.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Delaware County, IN | Purchase, 150 or more units | $950M | 5.71% | 6 yr | 61% | HMDA 2025 |
| 2025 | Marion County, IN | Refinance, 5 to 24 units | $780M | 6.82% | 3 yr | 54% | HMDA 2025 |
| 2025 | Bulloch County, GA | Refinance, 150 or more units | $500M | 6.88% | 5 yr | 63% | HMDA 2025 |
| 2025 | Harrisonburg city, VA | Purchase, 50 to 99 units | $500M | 6.88% | 5 yr | 66% | HMDA 2025 |
| 2025 | Orange County, NC | Refinance, 25 to 49 units | $500M | 6.27% | 5 yr | 58% | HMDA 2025 |
| 2025 | Shelby County, TN | Refinance, 50 to 99 units | $500M | 6.17% | 5 yr | 62% | HMDA 2025 |
| 2025 | Indiana | Purchase, 5 to 24 units | $460M | 6.86% | 10 yr | 74% | HMDA 2025 |
| 2025 | Clayton County, GA | Refinance, 150 or more units | $400M | 6.3% | 5 yr | 53% | HMDA 2025 |
| 2025 | Weld County, CO | Refinance, 50 to 99 units | $400M | 7.29% | 5 yr | 60% | HMDA 2025 |
| 2025 | Lake County, IN | Refinance, 5 to 24 units | $80M | 6.45% | 10 yr | 29% | HMDA 2025 |
| 2025 | New Hanover County, NC | Refinance, 50 to 99 units | $8M | 7% | 2 yr | 33% | HMDA 2025 |
| 2024 | Champaign County, IL | Cash-out refinance, 50 to 99 units | $14M | 6.98% | 3 yr | 64% | HMDA 2024 |
| 2024 | Champaign County, IL | Refinance, 25 to 49 units | $8.3M | 7.2% | 3 yr | 66% | HMDA 2024 |
| 2024 | Monroe County, IN | Purchase, 25 to 49 units | $2M | 6.23% | 2 yr | 81% | HMDA 2024 |
| 2024 | Bexar County, TX | Refinance, 150 or more units | $240K | 7.23% | 5 yr | 56% | HMDA 2024 |
| 2024 | Harrisonburg city, VA | Refinance, 50 to 99 units | $140K | 6.88% | 5 yr | 64% | HMDA 2024 |
| 2024 | Indiana | Purchase, 5 to 24 units | $120K | 8.77% | 20 yr | 80% | HMDA 2024 |
| 17 multifamily loans made in 2024 and 2025 | $5.10B | HMDA 2024 and 2025 | |||||
A blank means the source did not report it.
| Place | As named | Loans | Dollars |
|---|---|---|---|
| Champaign County, IL | County | 2 | $22.3M |
| Harrisonburg city, VA | County | 2 | $500M |
| Indiana | State | 2 | $460M |
| Bexar County, TX | County | 1 | $240K |
| Bulloch County, GA | County | 1 | $500M |
| Clayton County, GA | County | 1 | $400M |
| Delaware County, IN | County | 1 | $950M |
| Lake County, IN | County | 1 | $80.0M |
| Marion County, IN | County | 1 | $780M |
| Monroe County, IN | County | 1 | $2.00M |
| New Hanover County, NC | County | 1 | $8.00M |
| Orange County, NC | County | 1 | $500M |
A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $1M | 3 | $500K |
| $1M to $2.5M | 1 | $2.00M |
| $2.5M to $5M | 0 | $0 |
| $5M to $10M | 2 | $16.3M |
| $10M or more | 11 | $5.08B |
| Year | Loans | Dollars | Typical loan |
|---|---|---|---|
| 2024 | 6 | $24.8M | $2M |
| 2025 | 11 | $5.08B | $500M |
| Purpose | Loans |
|---|---|
| Purchase | 5 |
| Refinance | 11 |
| Cash-out refinance | 1 |
| Units | Loans |
|---|---|
| 5 to 24 units | 4 |
| 25 to 49 units | 3 |
| 50 to 99 units | 6 |
| 150 or more units | 4 |
- Everwise Credit Union made 17 multifamily loans totaling $5.1B in 2024 and 2025, in 14 named places across 8 states. HMDA,
- It made 11 of them in 2025 and 6 in 2024. HMDA,
- The typical loan was about $400M, with the middle half between $8M and $500M. HMDA,
- The largest was about $950M. Every amount is rounded to 2 significant figures. HMDA,
- 3 loans were under $1M, and 13 were $5M or more. HMDA,
- It reported a median rate of 6.88% on 17 loans, with the middle half between 6.30% and 7.00%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 62%. HMDA,
- 71% of the loans were refinancings and 29% were purchases. HMDA,
- The most common property size was 50 to 99 units, with 6 loans. HMDA,
- HMDA shows 2 of the 17 multifamily loans Everwise Credit Union made with a known channel in 2024 to 2025 as coming through a third party. HMDA,
- Its loans were most often in Champaign County, IL (2), Harrisonburg city, VA (2) and Bexar County, TX (1). HMDA,
What we don't know
- Whether Everwise Credit Union is taking new multifamily loans today.
- Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.
HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.