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The Lender Report built this page from public records. Everwise Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Everwise Credit Union itself. Each figure shows its source and date. Work at Everwise Credit Union? You can claim this page for free.
SBA 7(a) record
Everwise Credit Union: SBA 7(a) loans made
Everwise Credit Union, a credit union based in South Bend, IN, made 49 SBA 7(a) loans in the 36 months ending September 30, 2026, $120M in all, net of cancelled approvals. The typical loan was about $1.7M, and 14 were in the last 12 months. Most were in Indiana.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 49
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $120M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $1.7M
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 14
- SBA FOIA,
Cite this
Source: The Lender Report, Everwise Credit Union: SBA 7(a) loans made, https://lender.report/lender/everwise-credit-union-in/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Texas | SBA 7(a), Hotels (except Casino Hotels) and Motels | $5M | 9.5% | 25 yr | SBA FOIA | |
| Aug 2026 | Georgia | SBA 7(a), Full-Service Restaurants | $920K | 9.25% | 10 yr | SBA FOIA | |
| Apr 2026 | Indiana | SBA 7(a), Full-Service Restaurants | $4.5M | 8% | 25 yr | SBA FOIA | |
| Apr 2026 | Indiana | SBA 7(a), All Other Amusement and Recreation Industries | $860K | 8.75% | 10 yr | SBA FOIA | |
| Apr 2026 | North Carolina | SBA 7(a), Roofing Contractors | $800K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Indiana | SBA 7(a), All Other Specialty Trade Contractors | $140K | 9.5% | 10 yr | SBA FOIA | |
| Apr 2026 | Indiana | SBA 7(a), All Other Specialty Trade Contractors | $100K | 9.75% | 10 yr | SBA FOIA | |
| Mar 2026 | Indiana | SBA 7(a), Flooring Contractors | $100K | 7% | 10 yr | SBA FOIA | |
| Jan 2026 | Indiana | SBA 7(a), Manufacturing | $5M | 9% | 25 yr | SBA FOIA | |
| Jan 2026 | Michigan | SBA 7(a), All Other Amusement and Recreation Industries | $5M | 9.75% | 25 yr | SBA FOIA | |
| Jan 2026 | North Dakota | SBA 7(a), Hotels (except Casino Hotels) and Motels | $5M | 9.5% | 25 yr | SBA FOIA | |
| Jan 2026 | Arizona | SBA 7(a), All Other Amusement and Recreation Industries | $1.7M | 9.5% | 10 yr | SBA FOIA | |
| Jan 2026 | Vermont | SBA 7(a), Retail Trade | $1.1M | 8.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Indiana | SBA 7(a), Full-Service Restaurants | $25K | 9.75% | 6 yr | SBA FOIA | |
| Jul 2025 | Indiana | SBA 7(a), Flooring Contractors | $680K | 7.5% | 10 yr | SBA FOIA | |
| Jul 2025 | Michigan | SBA 7(a), Limited-Service Restaurants | $50K | 8.5% | 10 yr | SBA FOIA | |
| Jun 2025 | Texas | SBA 7(a), Hotels (except Casino Hotels) and Motels | $5M | 9.5% | 25 yr | SBA FOIA | |
| Jun 2025 | Michigan | SBA 7(a), Full-Service Restaurants | $1M | 10.25% | 10 yr | SBA FOIA | |
| Jun 2025 | Indiana | SBA 7(a), All Other Amusement and Recreation Industries | $300K | 10.5% | 10 yr | SBA FOIA | |
| May 2025 | New York | SBA 7(a), Hotels (except Casino Hotels) and Motels | $3.9M | 9.75% | 25 yr | SBA FOIA | |
| May 2025 | South Dakota | SBA 7(a), Accommodation and Food Services | $3.8M | 10% | 25 yr | SBA FOIA | |
| Apr 2025 | Nebraska | SBA 7(a), Hotels (except Casino Hotels) and Motels | $5M | 9.75% | 25 yr | SBA FOIA | |
| Apr 2025 | Indiana | SBA 7(a), All Other Specialty Trade Contractors | $400K | 10% | 10 yr | SBA FOIA | |
| Mar 2025 | Massachusetts | SBA 7(a), All Other Amusement and Recreation Industries | $4.6M | 10% | 9 yr | SBA FOIA | |
| Mar 2025 | Michigan | SBA 7(a), Limited-Service Restaurants | $400K | 7.5% | 10 yr | SBA FOIA | |
| 49 SBA 7(a) loans since October 2023, net of cancelled | $120M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Indiana | 22 | $34.5M |
| Michigan | 4 | $6.45M |
| Florida | 2 | $10.0M |
| Massachusetts | 2 | $4.97M |
| Texas | 2 | $10.0M |
| Virginia | 2 | $10.0M |
| Arizona | 1 | $1.70M |
| California | 1 | $1.40M |
| Delaware | 1 | $3.20M |
| Georgia | 1 | $920K |
| Illinois | 1 | $3.30M |
| Kentucky | 1 | $5.00M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 8 | $675K |
| $150K to $350K | 3 | $800K |
| $350K to $1M | 9 | $5.43M |
| $1M to $2.5M | 6 | $8.40M |
| $2.5M or more | 23 | $105M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 5 | $17.4M |
| 2024 Q1 | 3 | $5.24M |
| 2024 Q2 | 4 | $7.55M |
| 2024 Q3 | 7 | $14.1M |
| 2024 Q4 | 4 | $20.0M |
| 2025 Q1 | 3 | $5.37M |
| 2025 Q2 | 7 | $19.4M |
| 2025 Q3 | 2 | $730K |
| 2026 Q1 | 7 | $17.9M |
| 2026 Q2 | 5 | $6.40M |
| 2026 Q3 | 2 | $5.92M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Hotels (except Casino Hotels) and Motels (721110) | 12 |
| All Other Amusement and Recreation Industries (713990) | 8 |
| Full-Service Restaurants (722511) | 5 |
| All Other Plastics Product Manufacturing (326199) | 3 |
| All Other Specialty Trade Contractors (238990) | 3 |
| Accommodation and Food Services | 2 |
| Flooring Contractors (238330) | 2 |
| Limited-Service Restaurants (722513) | 2 |
| Snack and Nonalcoholic Beverage Bars (722515) | 2 |
| Administrative and Support and Waste Management and Remediation Services | 1 |
| Automotive Oil Change and Lubrication Shops (811191) | 1 |
| Bowling Centers (713950) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 33 |
| 7a General | 9 |
| SBA Express Program | 5 |
| Working Capital CAPLine | 2 |
- Everwise Credit Union made 49 SBA 7(a) loans totaling $120M in the 36 months ending September 30, 2026, net of cancelled approvals, in 21 states. SBA FOIA,
- 14 of them were in the 12 months to September 30, 2026, and 16 in the 12 months before. SBA FOIA,
- The typical loan was about $1.7M, with the middle half between $400K and $5M. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 8 loans were under $150K, and 29 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 10.00% on 49 loans, with the middle half between 9.50% and 10.75%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Hotels (except Casino Hotels) and Motels, with 12. SBA FOIA,
- The SBA file lists 33 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Indiana (22), Michigan (4) and Florida (2). SBA FOIA,
What we don't know
- Whether Everwise Credit Union is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.