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SBA 7(a) record
First Port City Bank: SBA 7(a) loans made
First Port City Bank, a bank based in Bainbridge, GA, made 25 SBA 7(a) loans in the 36 months ending September 30, 2026, $28M in all, net of cancelled approvals. The typical loan was about $690K, and 5 were in the last 12 months. Most were in Georgia.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 25
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $28.0M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $690K
- SBA FOIA,
- Largest loan
- $4.7M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 5
- SBA FOIA,
Cite this
Source: The Lender Report, First Port City Bank: SBA 7(a) loans made, https://lender.report/lender/first-port-city-bank-ga/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Aug 2026 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $2.1M | 8.25% | 25 yr | SBA FOIA | |
| Jul 2026 | Georgia | SBA 7(a), Convenience Retailers | $730K | 8.25% | 25 yr | SBA FOIA | |
| Jun 2026 | California | SBA 7(a), Poured Concrete Foundation and Structure Contractors | $1.2M | 9.25% | 10 yr | SBA FOIA | |
| Nov 2025 | Georgia | SBA 7(a), Limited-Service Restaurants | $2.6M | 8.5% | 25 yr | SBA FOIA | |
| Nov 2025 | Georgia | SBA 7(a), Limited-Service Restaurants | $1.8M | 9% | 26 yr | SBA FOIA | |
| Sep 2025 | Georgia | SBA 7(a), Convenience Retailers | $410K | 9% | 25 yr | SBA FOIA | |
| Jul 2025 | Georgia | SBA 7(a), Gasoline Stations with Convenience Stores | $1.1M | 9% | 25 yr | SBA FOIA | |
| May 2025 | Georgia | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $320K | 8.5% | 10 yr | SBA FOIA | |
| Apr 2025 | Georgia | SBA 7(a), Hotels (except Casino Hotels) and Motels | $4.7M | 9.25% | 25 yr | SBA FOIA | |
| Mar 2025 | Georgia | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $2.9M | 9.25% | 24 yr | SBA FOIA | |
| Mar 2025 | Georgia | SBA 7(a), Offices of Chiropractors | $480K | 10% | 10 yr | SBA FOIA | |
| Feb 2025 | Florida | SBA 7(a), Full-Service Restaurants | $2.6M | 9% | 25 yr | SBA FOIA | |
| Jan 2025 | Georgia | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $1.2M | 9.25% | 25 yr | SBA FOIA | |
| Jan 2025 | Georgia | SBA 7(a), Offices of Real Estate Agents and Brokers | $490K | 9.5% | 15 yr | SBA FOIA | |
| Oct 2024 | Georgia | SBA 7(a), Hotels (except Casino Hotels) and Motels | $200K | 10% | 10 yr | SBA FOIA | |
| Sep 2024 | Georgia | SBA 7(a), Sporting Goods Retailers | $280K | 10.5% | 10 yr | SBA FOIA | |
| Sep 2024 | Florida | SBA 7(a), Offices of Physical, Occupational and Speech Therapists, and Audiologists | $170K | 10.5% | 25 yr | SBA FOIA | |
| Aug 2024 | Florida | SBA 7(a), Caterers | $640K | 10.25% | 25 yr | SBA FOIA | |
| May 2024 | Georgia | SBA 7(a), Convenience Retailers | $570K | 10% | 25 yr | SBA FOIA | |
| Apr 2024 | Florida | SBA 7(a), Child Care Services | $1.2M | 10.25% | 25 yr | SBA FOIA | |
| Feb 2024 | Georgia | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $960K | 10% | 25 yr | SBA FOIA | |
| Feb 2024 | Georgia | SBA 7(a), Private Mail Centers | $690K | 10.5% | 10 yr | SBA FOIA | |
| Dec 2023 | Florida | SBA 7(a), Beauty Salons | $140K | 10.75% | 10 yr | SBA FOIA | |
| Dec 2023 | Florida | SBA 7(a), Offices of Chiropractors | $50K | 9.5% | 10 yr | SBA FOIA | |
| Nov 2023 | Georgia | SBA 7(a), Agriculture, Forestry, Fishing and Hunting | $510K | 10% | 15 yr | SBA FOIA | |
| 25 SBA 7(a) loans since October 2023, net of cancelled | $28.0M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| Georgia | 18 | $22.0M |
| Florida | 6 | $4.80M |
| California | 1 | $1.20M |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 2 | $190K |
| $150K to $350K | 4 | $970K |
| $350K to $1M | 9 | $5.48M |
| $1M to $2.5M | 6 | $8.60M |
| $2.5M or more | 4 | $12.8M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 3 | $700K |
| 2024 Q1 | 2 | $1.65M |
| 2024 Q2 | 2 | $1.77M |
| 2024 Q3 | 3 | $1.09M |
| 2024 Q4 | 1 | $200K |
| 2025 Q1 | 5 | $7.67M |
| 2025 Q2 | 2 | $5.02M |
| 2025 Q3 | 2 | $1.51M |
| 2025 Q4 | 2 | $4.40M |
| 2026 Q2 | 1 | $1.20M |
| 2026 Q3 | 2 | $2.83M |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
| Industry (NAICS) | Loans |
|---|---|
| Convenience Retailers (445131) | 3 |
| Agriculture, Forestry, Fishing and Hunting | 2 |
| Gasoline Stations with Convenience Stores (457110) | 2 |
| Hotels (except Casino Hotels) and Motels (721110) | 2 |
| Limited-Service Restaurants (722513) | 2 |
| Offices of Chiropractors (621310) | 2 |
| Supermarkets and Other Grocery Retailers (except Convenience Retailers) (445110) | 2 |
| Beauty Salons (812112) | 1 |
| Caterers (722320) | 1 |
| Child Care Services (624410) | 1 |
| Full-Service Restaurants (722511) | 1 |
| Offices of Physical, Occupational and Speech Therapists, and Audiologists (621340) | 1 |
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 23 |
| SBA Express Program | 2 |
- First Port City Bank made 25 SBA 7(a) loans totaling $28M in the 36 months ending September 30, 2026, net of cancelled approvals, in 3 states. SBA FOIA,
- 5 of them were in the 12 months to September 30, 2026, and 10 in the 12 months before. SBA FOIA,
- The typical loan was about $690K, with the middle half between $410K and $1.2M. SBA FOIA,
- The largest was about $4.7M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 2 loans were under $150K, and 10 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 25 loans, with the middle half between 9.00% and 10.00%. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Its loans went most often to Convenience Retailers, with 3. SBA FOIA,
- The SBA file lists 23 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in Georgia (18), Florida (6) and California (1). SBA FOIA,
What we don't know
- Whether First Port City Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.