Unverified listing What this means
The Lender Report built this page from public records. OceanFirst Bank, National Association has not reviewed it. Every lender's page starts this way, and it says nothing about OceanFirst Bank, National Association itself. Each figure shows its source and date. Work at OceanFirst Bank, National Association? You can claim this page for free.
SBA 7(a) record
OceanFirst Bank, National Association: SBA 7(a) loans made
OceanFirst Bank, National Association, a bank based in Toms River, NJ, made 34 SBA 7(a) loans in the 36 months ending September 30, 2026, $35.1M in all, net of cancelled approvals. The typical loan was about $680K, and 14 were in the last 12 months. Most were in New York.
- Evidence
- SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 9, 2026
- Loans, 36 months
- 34
- SBA FOIA,
- Net of cancelled approvals
- Dollars
- $35.1M
- SBA FOIA,
- Rounded amounts
- Typical loan
- $680K
- SBA FOIA,
- Largest loan
- $5M
- SBA FOIA,
- Rounded to 2 significant figures
- Last 12 months
- 14
- SBA FOIA,
Cite this
Source: The Lender Report, OceanFirst Bank, National Association: SBA 7(a) loans made, https://lender.report/lender/oceanfirst-bank-nj/sba-7a/, data as of September 30, 2026.
The loans, newest first
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Apr 2026 | New York | SBA 7(a), Limited-Service Restaurants | $730K | 9.75% | 10 yr | SBA FOIA | |
| Apr 2026 | Pennsylvania | SBA 7(a), All Other Amusement and Recreation Industries | $200K | 7.75% | 10 yr | SBA FOIA | |
| Mar 2026 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $750K | 8.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Elementary and Secondary Schools | $5M | 8.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Limited-Service Restaurants | $570K | 9.75% | 10 yr | SBA FOIA | |
| Feb 2026 | New York | SBA 7(a), Child Care Services | $350K | 9.75% | 10 yr | SBA FOIA | |
| Jan 2026 | Pennsylvania | SBA 7(a), All Other Amusement and Recreation Industries | $3.2M | 6.75% | 15 yr | SBA FOIA | |
| Jan 2026 | New York | SBA 7(a), Commercial and Industrial Machinery and Equipment (except Automotive and Electronic) Repair and Maintenance | $500K | 9% | 10 yr | SBA FOIA | |
| Jan 2026 | California | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $470K | 9% | 11 yr | SBA FOIA | |
| Dec 2025 | New York | SBA 7(a), Electrical Contractors and Other Wiring Installation Contractors | $500K | 10% | 10 yr | SBA FOIA | |
| Dec 2025 | New Jersey | SBA 7(a), General Freight Trucking, Local | $300K | 9% | 10 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $880K | 9.25% | 10 yr | SBA FOIA | |
| Nov 2025 | Tennessee | SBA 7(a), Limited-Service Restaurants | $720K | 9.5% | 10 yr | SBA FOIA | |
| Nov 2025 | New York | SBA 7(a), Couriers and Express Delivery Services | $500K | 8% | 10 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Other Miscellaneous Durable Goods Merchant Wholesalers | $3M | 8.25% | 25 yr | SBA FOIA | |
| Sep 2025 | New York | SBA 7(a), Full-Service Restaurants | $1.4M | 7.5% | 25 yr | SBA FOIA | |
| Sep 2025 | New Jersey | SBA 7(a), Other Specialized Design Services | $680K | 9.25% | 25 yr | SBA FOIA | |
| Aug 2025 | Pennsylvania | SBA 7(a), Limited-Service Restaurants | $560K | 10% | 10 yr | SBA FOIA | |
| Aug 2025 | Florida | SBA 7(a), Office Administrative Services | $500K | 2% | 5 yr | SBA FOIA | |
| Jul 2025 | New Jersey | SBA 7(a), Snack and Nonalcoholic Beverage Bars | $770K | 10.5% | 10 yr | SBA FOIA | |
| Jul 2025 | New York | SBA 7(a), Fitness and Recreational Sports Centers | $750K | 10% | 10 yr | SBA FOIA | |
| Jun 2025 | New Jersey | SBA 7(a), General Automotive Repair | $560K | 10% | 25 yr | SBA FOIA | |
| Mar 2025 | New York | SBA 7(a), Interior Design Services | $350K | 9.5% | 5 yr | SBA FOIA | |
| Mar 2025 | Massachusetts | SBA 7(a), Full-Service Restaurants | $70K | 9.5% | 10 yr | SBA FOIA | |
| Feb 2025 | Illinois | SBA 7(a), Drinking Places (Alcoholic Beverages) | $1.6M | 10% | 25 yr | SBA FOIA | |
| 34 SBA 7(a) loans since October 2023, net of cancelled | $35.1M | SBA FOIA | |||||
A blank means the source did not report it.
| State | Loans | Dollars |
|---|---|---|
| New York | 16 | $20.0M |
| New Jersey | 9 | $6.88M |
| Pennsylvania | 3 | $3.96M |
| California | 1 | $470K |
| Florida | 1 | $500K |
| Illinois | 1 | $1.60M |
| Massachusetts | 1 | $70.0K |
| Tennessee | 1 | $720K |
| Virginia | 1 | $870K |
SBA loans are on record by state only.
| Loan size | Loans | Dollars |
|---|---|---|
| Under $150K | 1 | $70.0K |
| $150K to $350K | 3 | $680K |
| $350K to $1M | 23 | $14.3M |
| $1M to $2.5M | 3 | $5.40M |
| $2.5M or more | 4 | $14.7M |
| Quarter | Loans | Dollars |
|---|---|---|
| 2023 Q4 | 2 | $1.17M |
| 2024 Q3 | 2 | $5.90M |
| 2024 Q4 | 5 | $3.12M |
| 2025 Q1 | 3 | $2.02M |
| 2025 Q2 | 1 | $560K |
| 2025 Q3 | 7 | $7.66M |
| 2025 Q4 | 5 | $2.90M |
| 2026 Q1 | 7 | $10.8M |
| 2026 Q2 | 2 | $930K |
Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.
A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.
| Processing method | Loans |
|---|---|
| Preferred Lenders Program | 24 |
| SBA Express Program | 10 |
- OceanFirst Bank, National Association made 34 SBA 7(a) loans totaling $35.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 9 states. SBA FOIA,
- 14 of them were in the 12 months to September 30, 2026, and 16 in the 12 months before. SBA FOIA,
- The typical loan was about $680K, with the middle half between $500K and $880K. SBA FOIA,
- The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
- 1 loan was under $150K, and 7 were $1M or more. SBA FOIA,
- The SBA file shows a median initial rate of 9.50% on 34 loans, with the middle half between 8.75% and 10.00%. SBA FOIA,
- The median term was 10 years. SBA FOIA,
- Its loans went most often to Limited-Service Restaurants, with 4. SBA FOIA,
- The SBA file lists 24 of its loans as processed under Preferred Lenders Program. SBA FOIA,
- Its loans were most often in New York (16), New Jersey (9) and Pennsylvania (3). SBA FOIA,
What we don't know
- Whether OceanFirst Bank, National Association is taking new SBA 7(a) loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.
Loans are SBA approvals, net of cancelled approvals.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.