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The Lender Report built this page from public records. Univest Bank and Trust Co. has not reviewed it. Every lender's page starts this way, and it says nothing about Univest Bank and Trust Co. itself. Each figure shows its source and date. Work at Univest Bank and Trust Co.? You can claim this page for free.

Multifamily record

Univest Bank and Trust Co.: multifamily loans made

Univest Bank and Trust Co., a bank based in Souderton, PA, made 74 multifamily loans in 2024 and 2025, $106.2M in all, in 3 states. The typical loan was about $620K, and the largest about $17M. Most were in Lancaster County, PA.

Evidence
Multifamily loans made in 2024 and 2025, HMDA
Data as of
HMDA 2025
Page last changed
November 11, 2026
Multifamily loans
74
HMDA,
2024 and 2025. Manufactured-home parks excluded
Dollars
$106M
HMDA,
Rounded amounts
Typical loan
$620K
HMDA,
Largest loan
$17M
HMDA,
Rounded to 2 significant figures
States
3
HMDA,

Cite this

Source: The Lender Report, Univest Bank and Trust Co.: multifamily loans made, https://lender.report/lender/univest-bank-and-trust-pa/multifamily/, data as of December 31, 2025.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

Univest Bank and Trust Co.Newest year first
PeriodPlaceLoanAmountRateTermLTVSource
2025Union County, NJPurchase, 50 to 99 units$17M6.87%7 yr73%HMDA 2025
2025York County, PAPurchase, 50 to 99 units$7.5M6.91%6.3 yr60%HMDA 2025
2025Philadelphia County, PARefinance, 25 to 49 units$6.5M6.22%5 yr60%HMDA 2025
2025Baltimore city, MDPurchase, 25 to 49 units$5.3M6.72%7 yr70%HMDA 2025
2025Dauphin County, PARefinance, 25 to 49 units$3.7M6.5%5 yr85%HMDA 2025
2025York County, PARefinance, 25 to 49 units$3.3M6.5%5 yr79%HMDA 2025
2025Cumberland County, PAPurchase, 25 to 49 units$2.6M6.39%10 yr19%HMDA 2025
2025Lebanon County, PAPurchase, 25 to 49 units$2.2M7.13%10 yr65%HMDA 2025
2025York County, PAImprovement, 5 to 24 units$1.8M6.91%6 yr62%HMDA 2025
2025Lancaster County, PAPurchase, 5 to 24 units$1.7M6.98%10 yr71%HMDA 2025
2025Philadelphia County, PARefinance, 5 to 24 units$1.6M6.5%5 yr52%HMDA 2025
2025Luzerne County, PAPurchase, 5 to 24 units$1.5M7.35%5 yr72%HMDA 2025
2025Philadelphia County, PARefinance, 5 to 24 units$1.4M6.5%5 yr64%HMDA 2025
2025Allegheny County, PARefinance, 5 to 24 units$1.3M6.61%10 yr71%HMDA 2025
2025Lackawanna County, PAPurchase, 5 to 24 units$1.3M7.5%5 yr75%HMDA 2025
2025Lancaster County, PAPurchase, 5 to 24 units$1.3M6.75%10 yr80%HMDA 2025
2025Lancaster County, PAPurchase, 5 to 24 units$1.3M7.25%5 yr80%HMDA 2025
2025Lancaster County, PARefinance, 5 to 24 units$1.2M6.85%10 yr37%HMDA 2025
2025Lancaster County, PARefinance, 25 to 49 units$1.2M7.15%10 yr62%HMDA 2025
2025Allegheny County, PARefinance, 5 to 24 units$1.1M6.99%10 yr70%HMDA 2025
2025Chester County, PARefinance, 50 to 99 units$1M6.8%10 yr34%HMDA 2025
2025York County, PARefinance, 25 to 49 units$1M7.5%32%HMDA 2025
2025Dauphin County, PAPurchase, 5 to 24 units$900K6.98%10 yr51%HMDA 2025
2025Chester County, PARefinance, 5 to 24 units$780K6.7%10 yr75%HMDA 2025
2025Cumberland County, PAPurchase, 5 to 24 units$740K6.95%10 yr80%HMDA 2025
74 multifamily loans made in 2024 and 2025$106MHMDA 2024 and 2025

A blank means the source did not report it.

Where Univest Bank and Trust Co.'s multifamily loans are, most loans first
PlaceAs namedLoansDollars
Lancaster County, PACounty17$12.7M
York County, PACounty10$16.8M
Allegheny County, PACounty7$8.78M
Dauphin County, PACounty7$7.18M
Berks County, PACounty4$1.32M
Chester County, PACounty4$11.8M
Lebanon County, PACounty4$3.78M
Philadelphia County, PACounty4$11.3M
Baltimore city, MDCounty3$6.26M
Cumberland County, PACounty3$3.64M
Bucks County, PACounty2$780K
Centre County, PACounty1$360K
HMDA,

A county is named only where the public file holds 5 or more multifamily loans there in the year; otherwise the metro area or the state is.

Univest Bank and Trust Co.: multifamily loans by size
Loan sizeLoansDollars
Under $1M47$22.4M
$1M to $2.5M18$26.3M
$2.5M to $5M4$12.1M
$5M to $10M4$28.4M
$10M or more1$17.0M
HMDA,
Univest Bank and Trust Co.: multifamily loans by year
YearLoansDollarsTypical loan
202423$25.4M$480K
202551$80.8M$660K
HMDA,
What the loans were for
PurposeLoans
Purchase41
Refinance30
Improvement3
HMDA,
Size of the property
UnitsLoans
5 to 24 units59
25 to 49 units12
50 to 99 units3
HMDA,
  • Univest Bank and Trust Co. made 74 multifamily loans totaling $106.2M in 2024 and 2025, in 20 named places across 3 states. HMDA,
  • It made 51 of them in 2025 and 23 in 2024. HMDA,
  • The typical loan was about $620K, with the middle half between $400K and $1.3M. HMDA,
  • The largest was about $17M. Every amount is rounded to 2 significant figures. HMDA,
  • 47 loans were under $1M, and 5 were $5M or more. HMDA,
  • It reported a median rate of 7.00% on 74 loans, with the middle half between 6.85% and 7.45%. HMDA,
  • The median term was 10 years. HMDA,
  • The median loan to value was 70%. HMDA,
  • 41% of the loans were refinancings and 55% were purchases. HMDA,
  • The most common property size was 5 to 24 units, with 59 loans. HMDA,
  • Its loans were most often in Lancaster County, PA (17), York County, PA (10) and Allegheny County, PA (7). HMDA,

What we don't know

  • Whether Univest Bank and Trust Co. is taking new multifamily loans today.
  • Its minimum or maximum loan, its fees and its other terms. HMDA reports the rate, term and loan to value, and this page shows what it reports.
  • Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.

Place is a county only where the public file holds 5 or more multifamily loans of that year there, otherwise the metro area or the state. Amounts are rounded to 2 significant figures and HMDA has a year, never a date.

HMDA covers dwelling-secured loans. Manufactured-home parks are left out of every count.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.