County · PA
Multifamily lenders in Chester County, PA
31 lenders made 85 multifamily loans in Chester County, PA in 2024 and 2025, $658M in all. First Resource Bank made the most, with 22. The typical loan was about $1.4M. The county is part of the Montgomery County, PA metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 31
- HMDA,
- Multifamily loans, 2024-25
- 85
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $658M
- HMDA,
- Typical loan
- $1.4M
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Chester County, PA, https://lender.report/lenders-in/pennsylvania/chester-county/, data as of December 31, 2025.
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| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| First Resource Bank multifamily record | Bank | Exton, PA | 22 | $33.0M | 13 | 9 | $1.5M |
| Wilmington Savings Fund Society, FSB multifamily record | Savings | Wilmington, DE | 7 | $6.40M | 3 | 4 | $660K |
| Bank of Bird-in-Hand multifamily record | Bank | Bird In Hand, PA | 5 | $3.46M | 3 | 2 | $620K |
| Univest Bank and Trust Co. multifamily record | Bank | Souderton, PA | 4 | $11.8M | 2 | 2 | $1M |
| Phoenixville Federal Bank and Trust multifamily record | Savings | Phoenixville, PA | 4 | $8.60M | 1 | 3 | $2.9M |
| Penn Community Bank multifamily record | Savings | Doylestown, PA | 3 | $14.6M | 3 | 0 | $3.7M |
| Mid Penn Bank multifamily record | Bank | Millersburg, PA | 3 | $1.44M | 2 | 1 | $580K |
| Texas Capital Bank multifamily record | Bank | Dallas, TX | 2 | $64.0M | 0 | 2 | $34M |
| Provident Bank multifamily record | Savings | Jersey City, NJ | 2 | $58.0M | 1 | 1 | $42M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 2 | $31.6M | 0 | 2 | $26M |
| JLL Real Estate Capital, LLC multifamily record | Non-bank | St. Paul, MN | 2 | $11.9M | 1 | 1 | $6.1M |
| Trumark Financial Credit Union multifamily record | Credit union | Fort Washington, PA | 2 | $6.26M | 2 | 0 | $5.3M |
| S&T Bank multifamily record | Bank | Indiana, PA | 2 | $4.90M | 0 | 2 | $3.1M |
| The National Bank of Malvern | Bank | Malvern, PA | 2 | $2.50M | 2 | 0 | $1.9M |
| Columbia Bank multifamily record | Savings | Fair Lawn, NJ | 2 | $2.20M | 2 | 0 | $1.2M |
| PGIM Real Estate Finance, LLC multifamily record | Non-bank | Dallas, TX | 1 | $250M | 0 | 1 | $250M |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | $63.0M | 0 | 1 | $63M |
| M&T Realty Capital Corporation multifamily record | Non-bank | Buffalo, NY | 1 | $39.0M | 0 | 1 | $39M |
| Berkeley Point Capital LLC multifamily record | Non-bank | Boston, MA | 1 | $14.0M | 0 | 1 | $14M |
| Peoples Security Bank and Trust Company multifamily record | Bank | Dunmore, PA | 1 | $5.10M | 1 | 0 | $5.1M |
| Tompkins Bank & Trust multifamily record | Bank | Ithaca, NY | 1 | $4.60M | 0 | 1 | $4.6M |
| Ameriserv Financial Bank multifamily record | Bank | Johnstown, PA | 1 | $3.90M | 0 | 1 | $3.9M |
| Diamond Credit Union multifamily record | Credit union | Pottstown, PA | 1 | $2.40M | 1 | 0 | $2.4M |
| TD Bank, National Association multifamily record | Bank | Wilmington, DE | 1 | $1.80M | 0 | 1 | $1.8M |
| Meridian Bank multifamily record | Bank | Wayne, PA | 1 | $1.40M | 1 | 0 | $1.4M |
| Hyperion Bank multifamily record | Bank | Philadelphia, PA | 1 | $1.30M | 1 | 0 | $1.3M |
| American Heritage Credit Union multifamily record | Credit union | Philadelphia, PA | 1 | $1.10M | 0 | 1 | $1.1M |
| United Savings Bank multifamily record | Savings | Philadelphia, PA | 1 | $1.10M | 1 | 0 | $1.1M |
| Franklin Mint Credit Union multifamily record | Credit union | Chadds Ford, PA | 1 | $900K | 0 | 1 | $900K |
| Ambler Savings Bank multifamily record | Savings | Ambler, PA | 1 | $700K | 1 | 0 | $700K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 34 | 11 |
| $1M to $2.5M | 24 | 13 |
| $2.5M to $5M | 10 | 7 |
| $5M to $10M | 8 | 7 |
| $10M or more | 9 | 7 |
- Lenders made 85 multifamily loans totaling $658M in Chester County, PA in 2024 and 2025. HMDA,
- 5 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 44 of the loans were made in 2025 and 41 in 2024. HMDA,
- The typical loan in Chester County, PA was about $1.4M, with the middle half between $760K and $3.1M. HMDA,
- 34 of the loans were under $1M, and 17 were $5M or more. HMDA,
- Lenders reported a median rate of 6.55% on 41 loans in Chester County, PA, with the middle half between 6.25% and 6.98%. HMDA,
- The median term was 5.5 years. HMDA,
- The median loan to value was 69%. HMDA,
- 56% of the loans were refinancings and 39% were purchases. HMDA,
- Banks and savings institutions made 68 of the loans, credit unions 5, and non-banks 7. HMDA,
- The five most active lenders made 49.4% of the loans. HMDA,
- The three most active lenders were First Resource Bank with 22, Wilmington Savings Fund Society, FSB with 7, and Bank of Bird-in-Hand with 5. HMDA,
- 19 of the 31 lenders are based in Pennsylvania. The rest are based elsewhere, most often in Delaware, New Jersey and New York. HMDA,
- The most common property size was 5 to 24 units, with 61 loans. HMDA,
- Chester County, PA is part of the Montgomery County-Bucks County-Chester County, PA metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Chester County, PA
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.