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The Lender Report built this page from public records. US Metro Bank has not reviewed it. Every lender's page starts this way, and it says nothing about US Metro Bank itself. Each figure shows its source and date. Work at US Metro Bank? You can claim this page for free.

SBA 7(a) record

US Metro Bank: SBA 7(a) loans made

US Metro Bank, a bank based in Garden Grove, CA, made 418 SBA 7(a) loans in the 36 months ending September 30, 2026, $831.1M in all, net of cancelled approvals. The typical loan was about $1.5M, and 253 were in the last 12 months. Most were in California.

Evidence
SBA 7(a) loans in the 36 months ending September 30, 2026, SBA
Data as of
SBA, September 30, 2026
Page last changed
November 9, 2026
Loans, 36 months
418
SBA FOIA,
Net of cancelled approvals
Dollars
$831M
SBA FOIA,
Rounded amounts
Typical loan
$1.5M
SBA FOIA,
Largest loan
$5M
SBA FOIA,
Rounded to 2 significant figures
Last 12 months
253
SBA FOIA,

Cite this

Source: The Lender Report, US Metro Bank: SBA 7(a) loans made, https://lender.report/lender/us-metro-bank-ca/sba-7a/, data as of September 30, 2026.

Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.

US Metro BankNewest first
PeriodPlaceLoanAmountRateTermLTVSource
Sep 2026CaliforniaSBA 7(a), Offices of Dentists$5M7.75%25 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), Hotels (except Casino Hotels) and Motels$5M7.75%25 yrSBA FOIA
Sep 2026IdahoSBA 7(a), Hotels (except Casino Hotels) and Motels$5M7.75%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Gasoline Stations with Convenience Stores$5M8%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Gasoline Stations with Convenience Stores$4.7M7.75%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), All Other Amusement and Recreation Industries$4.5M7.75%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Gasoline Stations with Convenience Stores$4.4M7.75%25 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), Hotels (except Casino Hotels) and Motels$4.2M7.75%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Hotels (except Casino Hotels) and Motels$4M7.75%25 yrSBA FOIA
Sep 2026New JerseySBA 7(a), Full-Service Restaurants$3.8M8%25 yrSBA FOIA
Sep 2026ArizonaSBA 7(a), Used Merchandise Retailers$3.5M8%2 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Gasoline Stations with Convenience Stores$3.4M7.75%25 yrSBA FOIA
Sep 2026IllinoisSBA 7(a), Car Washes$3M8%25 yrSBA FOIA
Sep 2026TexasSBA 7(a), Hotels (except Casino Hotels) and Motels$3M8%25 yrSBA FOIA
Sep 2026VirginiaSBA 7(a), Hotels (except Casino Hotels) and Motels$3M8%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Gasoline Stations with Convenience Stores$2.7M8%25 yrSBA FOIA
Sep 2026IowaSBA 7(a), Hotels (except Casino Hotels) and Motels$2.6M8%25 yrSBA FOIA
Sep 2026TexasSBA 7(a), Services for the Elderly and Persons with Disabilities$2.5M8%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Hotels (except Casino Hotels) and Motels$2.4M7.75%25 yrSBA FOIA
Sep 2026MarylandSBA 7(a), Car Washes$2.4M7.75%25 yrSBA FOIA
Sep 2026AlabamaSBA 7(a), Hotels (except Casino Hotels) and Motels$2.3M7.75%25 yrSBA FOIA
Sep 2026ColoradoSBA 7(a), Limited-Service Restaurants$2.1M8%25 yrSBA FOIA
Sep 2026CaliforniaSBA 7(a), Assisted Living Facilities for the Elderly$2M8%25 yrSBA FOIA
Sep 2026WashingtonSBA 7(a), Full-Service Restaurants$2M7.75%25 yrSBA FOIA
Sep 2026AlabamaSBA 7(a), Hotels (except Casino Hotels) and Motels$1.8M8%25 yrSBA FOIA
418 SBA 7(a) loans since October 2023, net of cancelled$831MSBA FOIA

A blank means the source did not report it.

Where US Metro Bank's SBA 7(a) loans were made, most loans first
StateLoansDollars
California166$297M
Texas62$149M
Washington34$87.1M
Maryland13$17.9M
Colorado11$32.2M
Florida10$17.0M
Virginia10$17.7M
Alabama9$16.0M
Georgia8$14.9M
Nevada8$6.99M
New Mexico7$17.9M
Arizona6$10.9M
SBA FOIA,

SBA loans are on record by state only.

US Metro Bank: SBA 7(a) loans by size
Loan sizeLoansDollars
Under $150K0$0
$150K to $350K31$8.30M
$350K to $1M109$70.0M
$1M to $2.5M140$222M
$2.5M or more138$531M
SBA FOIA,
US Metro Bank: SBA 7(a) loans by quarter
QuarterLoansDollars
2023 Q411$16.0M
2024 Q112$20.1M
2024 Q28$14.5M
2024 Q310$20.2M
2024 Q413$30.5M
2025 Q122$41.7M
2025 Q229$57.9M
2025 Q360$122M
2025 Q446$102M
2026 Q158$107M
2026 Q257$111M
2026 Q392$188M
SBA FOIA,

Calendar quarters of the SBA approval date. The first and last may cover part of a quarter: the window is the 36 months ending September 30, 2026.

SBA FOIA,

A 6-digit code is printed only where the SBA file holds 5 or more loans of the program in that state; the rest show as their 2-digit sector.

How the SBA processed the loans
Processing methodLoans
Preferred Lenders Program416
SBA Express Program2
SBA FOIA,
  • US Metro Bank made 418 SBA 7(a) loans totaling $831.1M in the 36 months ending September 30, 2026, net of cancelled approvals, in 39 states. SBA FOIA,
  • 253 of them were in the 12 months to September 30, 2026, and 124 in the 12 months before. SBA FOIA,
  • The typical loan was about $1.5M, with the middle half between $760K and $2.9M. SBA FOIA,
  • The largest was about $5M. Every amount is rounded to 2 significant figures. SBA FOIA,
  • 0 loans were under $150K, and 278 were $1M or more. SBA FOIA,
  • The SBA file shows a median initial rate of 8.50% on 418 loans, with the middle half between 8.00% and 9.00%. SBA FOIA,
  • The median term was 25 years. SBA FOIA,
  • Its loans went most often to Hotels (except Casino Hotels) and Motels, with 147. SBA FOIA,
  • The SBA file lists 416 of its loans as processed under Preferred Lenders Program. SBA FOIA,
  • Its loans were most often in California (166), Texas (62) and Washington (34). SBA FOIA,

What we don't know

  • Whether US Metro Bank is taking new SBA 7(a) loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and this page leaves out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

SBA loans are on record by state only. Amounts are rounded to 2 significant figures and dates to the month. A 6-digit industry code is printed only where the SBA file holds 5 or more loans of the program in that state.

Loans are SBA approvals, net of cancelled approvals.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.