County · TX
Multifamily lenders in Bell County, TX
34 lenders made 82 multifamily loans in Bell County, TX in 2024 and 2025, $263.4M in all. First National Bank Texas made the most, with 8. The typical loan was about $900K. The county is part of the Killeen, TX metro area.
- Evidence
- Multifamily loans placed in the county, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 34
- HMDA,
- Multifamily loans, 2024-25
- 82
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $263M
- HMDA,
- Typical loan
- $900K
- HMDA,
Cite this
Source: The Lender Report, Multifamily lenders in Bell County, TX, https://lender.report/lenders-in/texas/bell-county/, data as of December 31, 2025.
Describe a deal in Bell County, TX
See which of these lenders made loans like yours, at your size and in your place. No account and no form.
Show multifamily loans in Bell County, TXOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans | Typical loan |
|---|---|---|---|---|---|---|---|
| First National Bank Texas multifamily record | Bank | Killeen, TX | 8 | $11.3M | 4 | 4 | $800K |
| RF Renovo Management Company, LLC multifamily record | Non-bank | Chicago, IL | 7 | $3.98M | 0 | 7 | $600K |
| VeraBank, National Association multifamily record | Bank | Henderson, TX | 5 | $5.26M | 1 | 4 | $600K |
| Central National Bank multifamily record | Bank | Waco, TX | 4 | $13.0M | 3 | 1 | $1.1M |
| Lima One Capital, LLC multifamily record | Non-bank | Greenville, SC | 4 | $6.40M | 0 | 4 | $2.1M |
| PlainsCapital Bank multifamily record | Bank | University Park, TX | 3 | $38.9M | 2 | 1 | $5.6M |
| Lument Real Estate Capital multifamily record | Non-bank | Columbus, OH | 3 | $35.0M | 2 | 1 | $10M |
| Merchants Capital Corp. multifamily record | Non-bank | Carmel, IN | 2 | $22.0M | 0 | 2 | $19M |
| Direct Lending Partners LLC multifamily record | Non-bank | St. Augustine, FL | 2 | $20.2M | 0 | 2 | $19M |
| Alliance Bank Central Texas multifamily record | Bank | Woodway, TX | 2 | $8.54M | 1 | 1 | $8M |
| Regions Bank multifamily record | Bank | Birmingham, AL | 2 | $4.00M | 1 | 1 | $2.2M |
| Arbor Realty Trust, Inc. multifamily record | Non-bank | Uniondale, NY | 2 | $3.10M | 1 | 1 | $1.6M |
| First United Bank and Trust Company multifamily record | Bank | Durant, OK | 2 | $1.34M | 1 | 1 | $720K |
| Velocity Commercial Capital LLC multifamily record | Non-bank | Westlake Village, CA | 2 | $1.22M | 1 | 1 | $920K |
| Re Investment Loans LLC multifamily record | Non-bank | Greenwood Village, CO | 2 | $1.18M | 2 | 0 | $700K |
| PGIM Real Estate Agency Financing, LLC multifamily record | Non-bank | Dallas, TX | 1 | $13.0M | 1 | 0 | $13M |
| Wells Fargo Bank, National Association multifamily record | Bank | Sioux Falls, SD | 1 | $13.0M | 1 | 0 | $13M |
| The First National Bank of McGregor | Bank | Mc Gregor, TX | 1 | $5.50M | 1 | 0 | $5.5M |
| Origin Bank multifamily record | Bank | Choudrant, LA | 1 | $2.70M | 1 | 0 | $2.7M |
| Incommons Bank, N.A. multifamily record | Bank | Mexia, TX | 1 | $1.90M | 1 | 0 | $1.9M |
| Home Federal Bank multifamily record | Savings | Shreveport, LA | 1 | $1.30M | 1 | 0 | $1.3M |
| ReadyCap Commercial LLC multifamily record | Non-bank | Berkeley Heights, NJ | 1 | $1.30M | 0 | 1 | $1.3M |
| FirstBank Southwest multifamily record | Bank | Amarillo, TX | 1 | $1.20M | 1 | 0 | $1.2M |
| Frontier Bank of Texas multifamily record | Bank | Elgin, TX | 1 | $1.20M | 0 | 1 | $1.2M |
| Diya Finance LLC multifamily record | Non-bank | Greenwood Village, CO | 1 | $880K | 1 | 0 | $880K |
| Texas Heritage National Bank | Bank | Daingerfield, TX | 1 | $860K | 0 | 1 | $860K |
| Sterling Bank multifamily record | Bank | Poplar Bluff, MO | 1 | $760K | 1 | 0 | $760K |
| Security Bank of Texas | Bank | Crawford, TX | 1 | $600K | 1 | 0 | $600K |
| Extraco Banks, National Association | Bank | Temple, TX | 1 | $500K | 1 | 0 | $500K |
| Today's Bank multifamily record | Bank | Huntsville, AR | 1 | $380K | 0 | 1 | $380K |
| Loan size | Loans | Lenders |
|---|---|---|
| Under $1M | 44 | 18 |
| $1M to $2.5M | 19 | 13 |
| $2.5M to $5M | 5 | 4 |
| $5M to $10M | 4 | 4 |
| $10M or more | 10 | 7 |
- Lenders made 82 multifamily loans totaling $263.4M in Bell County, TX in 2024 and 2025. HMDA,
- 13 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 41 of the loans were made in 2025 and 41 in 2024. HMDA,
- The typical loan in Bell County, TX was about $900K, with the middle half between $520K and $2.2M. HMDA,
- 44 of the loans were under $1M, and 14 were $5M or more. HMDA,
- Lenders reported a median rate of 7.35% on 60 loans in Bell County, TX, with the middle half between 6.75% and 8.00%. HMDA,
- The median term was 15.1 years. HMDA,
- The median loan to value was 69%. HMDA,
- 51% of the loans were refinancings and 46% were purchases. HMDA,
- Banks and savings institutions made 40 of the loans, credit unions 1, and non-banks 28. HMDA,
- The five most active lenders made 34.1% of the loans. HMDA,
- The three most active lenders were First National Bank Texas with 8, RF Renovo Management Company, LLC with 7, and VeraBank, National Association with 5. HMDA,
- 16 of the 34 lenders are based in Texas. The rest are based elsewhere, most often in Colorado, Louisiana and Alabama. HMDA,
- The most common property size was 5 to 24 units, with 53 loans. HMDA,
- Bell County, TX is part of the Killeen-Temple, TX metro area, which has its own page. OMB metro list,
How this list is defined
- Measure
- Multifamily loans made in Bell County, TX
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the county, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans in the county.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
SBA loans are on record by state only, so this page has no SBA figures for the county. The state pages carry them.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.