Metro area · AL
Lenders in Tuscaloosa, AL
20 lenders made 71 multifamily loans in the Tuscaloosa, AL metro area in 2024 and 2025, $250.1M in all. BankFirst Financial Services made the most, with 26. The typical loan was about $1M.
- Evidence
- Multifamily loans placed in the metro area, HMDA
- Data as of
- HMDA 2025
- Page last changed
- November 11, 2026
- Lenders on record
- 20
- HMDA,
- Multifamily loans, 2024-25
- 71
- HMDA,
- Manufactured-home parks excluded
- Dollars
- $250M
- HMDA,
- Typical loan
- $1M
- HMDA,
Cite this
Source: The Lender Report, Lenders in Tuscaloosa, AL, https://lender.report/lenders-in/tuscaloosa-al/, data as of December 31, 2025.
Describe a deal in Tuscaloosa, AL
This page lists who has made multifamily loans here. Loan Comps shows who has made a loan like yours, with the loans to prove it.
Start with a deal in Tuscaloosa, ALA lender in Tuscaloosa, AL? Find your page
| Lender | Kind | Based in | Loans | Dollars | 2025 loans | 2024 loans |
|---|---|---|---|---|---|---|
| BankFirst Financial Services multifamily record | Bank | Columbus, MS | 26 | $44.9M | 8 | 18 |
| SmartBank multifamily record | Bank | Pigeon Forge, TN | 7 | $34.3M | 1 | 6 |
| Bryant Bank multifamily record | Bank | Tuscaloosa, AL | 5 | $5.74M | 2 | 3 |
| Renasant Bank multifamily record | Bank | Tupelo, MS | 4 | $4.92M | 3 | 1 |
| West Alabama Bank & Trust multifamily record | Bank | Reform, AL | 4 | $1.50M | 3 | 1 |
| Berkadia Commercial Mortgage multifamily record | Non-bank | Ambler, PA | 3 | $96.0M | 3 | 0 |
| Bellwether Enterprise Real Estate Capital, LLC multifamily record | Non-bank | Cleveland, OH | 2 | $20.7M | 2 | 0 |
| First Bank of Alabama multifamily record | Bank | Talladega, AL | 2 | $7.90M | 1 | 1 |
| Robertson Banking Company | Bank | Demopolis, AL | 2 | $2.12M | 2 | 0 |
| CB&S Bank, Inc. multifamily record | Bank | Russellville, AL | 2 | $1.32M | 0 | 2 |
| Alliant Credit Union multifamily record | Credit union | Chicago, IL | 1 | $13.0M | 1 | 0 |
| CommerceOne Bank multifamily record | Bank | Birmingham, AL | 1 | $4.90M | 0 | 1 |
| First US Bank | Bank | Birmingham, AL | 1 | $4.90M | 0 | 1 |
| Greystone Servicing Corporation, Inc. multifamily record | Non-bank | Memphis, TN | 1 | $2.10M | 1 | 0 |
| SouthState Bank, National Association multifamily record | Bank | Winter Haven, FL | 1 | $1.70M | 0 | 1 |
| County | Loans | Dollars | Lenders |
|---|---|---|---|
| Tuscaloosa County, AL | 66 | $155M | 19 |
A county is listed for a year only when the public file holds 5 or more multifamily loans there that year.
| Loan size | Loans |
|---|---|
| Under $1M | 35 |
| $1M to $2.5M | 16 |
| $2.5M to $5M | 9 |
| $5M to $10M | 4 |
| $10M or more | 7 |
- Lenders made 71 multifamily loans totaling $250.1M in Tuscaloosa, AL in 2024 and 2025. HMDA,
- 4 of these loans were made by lenders that have since merged or closed. They are counted in the totals here and appear in no lender's row. HMDA,
- 32 of the loans were made in 2025 and 39 in 2024. HMDA,
- The typical loan in Tuscaloosa, AL was about $1M, with the middle half between $500K and $2.9M. HMDA,
- 35 of the loans were under $1M, and 11 were $5M or more. HMDA,
- Lenders reported a median rate of 7.33% on 58 loans in Tuscaloosa, AL, with the middle half between 6.93% and 7.99%. HMDA,
- The median term was 5 years. HMDA,
- The median loan to value was 65%. HMDA,
- 39% of the loans were refinancings and 54% were purchases. HMDA,
- Banks and savings institutions made 58 of the loans, credit unions 1, and non-banks 8. HMDA,
- The five most active lenders made 64.8% of the loans. HMDA,
- The three most active lenders were BankFirst Financial Services with 26, SmartBank with 7, and Bryant Bank with 5. HMDA,
- 8 of the 20 lenders are based in Alabama. The rest are based elsewhere, most often in Tennessee, Florida and Illinois. HMDA,
- The most common property size was 5 to 24 units, with 49 loans. HMDA,
- 1 county in the metro area has loans on record, and Tuscaloosa County, AL has the most, with 66. HMDA,
How this list is defined
- Measure
- Multifamily loans made in the Tuscaloosa, AL metro area
- Period
- 2024 and 2025
- Formula
- Count, by lender, of HMDA records for multifamily dwellings of 5 or more units placed in the metro area, manufactured-home parks excluded, for each year in which the public file holds 5 or more such loans there.
- Order
- Largest first by loans recorded in the place, then dollars, then name. Payment is not part of the order.
- As of
- 2025
- Source
- HMDA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new loans today.
- What they charge or require beyond the rate and term that HMDA reports.
- Loans on office, retail, industrial or hotel property. HMDA covers dwelling-secured loans only.
A metro area or county is named for a year only when the public file holds 5 or more multifamily loans there that year, so a small place is never exposed by a count.
HMDA covers dwelling-secured loans. Amounts are the midpoints of $10,000 bands, and each loan has a year, never a date.
Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.