Unverified listing What this means
The Lender Report built this page from public records. Alliant Credit Union has not reviewed it. Every lender's page starts this way, and it says nothing about Alliant Credit Union itself. Each figure shows its source and date. Work at Alliant Credit Union? You can claim this page for free.
Credit union, Chicago, IL
Alliant Credit Union
A credit union based in Chicago, IL. Its commercial book is led by non-owner-occupied CRE and multifamily. Public files show recent multifamily, 1-4 unit investor and real-estate-secured commercial loans it made.
- Kind
- Credit union
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Commercial book
- $1.92B
- NCUA 5300,
- Holds, not loans made
- Commercial loans made, H1 2026
- 10
- NCUA 5300,
- Real-estate-secured
- SBA loans, 36 months
- Not reported
- SBA FOIA,
- 7(a) and 504, net of cancelled
- Total assets
- $20.0B
- NCUA 5300,
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- 800-328-1935 From the NCUA record, June 30, 2026.
- Website
- www.alliantcreditunion.orgFrom the NCUA record, November 9, 2026.
- Names it files under
- ALLIANTNCUA 5300,
- Address
- 11545 W Touhy Ave, Chicago, IL 60666NCUA 5300,
- Regulator record
- NCUA profile
You generally must be a member of a credit union to borrow from it. Field of membership: Non-Federal Credit Union.
Recently done
Recorded lending
Recorded lending. Two or more public files show loans this lender made.
What changed. Alliant Credit Union's Construction balance rose 42.2% to $92M in the quarter ended June 30, 2026. NCUA 5300,
| When | What the record shows | Source |
|---|---|---|
| Jun 2025 to Jun 2026 | Construction and land development balance rose 224.8% to $92M in the year to June 30, 2026.Balances, not originations. Year over year from call reports. | NCUA 5300 |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| 2025 | Lee County, AL | Purchase, 150 or more units | $23M | 5.76% | 5 yr | 62% | HMDA 2025 |
| 2025 | Marion County, IN | Refinance, 150 or more units | $22M | 5.55% | 3 yr | 65% | HMDA 2025 |
| 2025 | Leon County, FL | Refinance, 50 to 99 units | $16M | 6.24% | 3 yr | 61% | HMDA 2025 |
| 2025 | Tuscaloosa County, AL | Purchase, 25 to 49 units | $13M | 5.24% | 3 yr | 54% | HMDA 2025 |
| 2025 | Marion County, IN | Refinance, 150 or more units | $13M | 5.55% | 3 yr | 67% | HMDA 2025 |
| 2025 | Palm Beach County, FL | Purchase, 50 to 99 units | $12M | 6.42% | 5 yr | 58% | HMDA 2025 |
| 2025 | Tarrant County, TX | Purchase, 25 to 49 units | $8.9M | 6.15% | 5 yr | 54% | HMDA 2025 |
| 2025 | Cook County, IL | Purchase, 25 to 49 units | $2.3M | 5.86% | 3 yr | 73% | HMDA 2025 |
| 2024 | Washington County, MD | Refinance, 150 or more units | $30M | 6.01% | 5 yr | 58% | HMDA 2024 |
| 2024 | Tulsa County, OK | Refinance, 100 to 149 units | $21M | 6.99% | 3 yr | 54% | HMDA 2024 |
| 2024 | Dallas County, TX | Refinance, 150 or more units | $21M | 6.2% | 3 yr | 25% | HMDA 2024 |
| 2024 | Montgomery County, TN | Refinance, 150 or more units | $20M | 5.63% | 5 yr | 65% | HMDA 2024 |
| 2024 | Erie County, PA | Purchase, 100 to 149 units | $12M | 6.21% | 5 yr | 62% | HMDA 2024 |
| 2024 | Maricopa County, AZ | Refinance, 150 or more units | $11M | 6% | 5 yr | 35% | HMDA 2024 |
| 2024 | Maricopa County, AZ | Purchase, 100 to 149 units | $9.4M | 6.05% | 5 yr | 57% | HMDA 2024 |
| 2024 | Maricopa County, AZ | Purchase, 50 to 99 units | $8M | 6.05% | 5 yr | 50% | HMDA 2024 |
| 8 multifamily loans made in 2025 | $109M | HMDA 2025 | |||||
A blank means the source did not report it.
What it holds
NCUA 5300, June 30, 2026
| Book | Holds | Of its loans | Year over year | Loans | Average |
|---|---|---|---|---|---|
| Multifamily | $840M | 5.3% | -15.1% | 48 | $17.5M |
| Construction and land development | $92.0M | 0.6% | +224.8% | 7 | $13.1M |
| Owner-occupied CRE | $63.3M | 0.4% | -3.7% | 10 | $6.33M |
| Non-owner-occupied CRE | $928M | 5.8% | -15.0% | 79 | $11.7M |
| Farmland | $0 | 0.0% | Not reported | 0 | Not reported |
| Commercial and industrial | $0 | 0.0% | Not reported | 0 | Not reported |
| Other real-estate-secured commercial | $0 | 0.0% | Not reported | Not reported | Not reported |
| Commercial total | $1.92B |
Table
| Quarter | Commercial book |
|---|---|
| Q3 2023 | $2.04B |
| Q4 2023 | $2.09B |
| Q1 2024 | $2.07B |
| Q2 2024 | $2.07B |
| Q3 2024 | $2.06B |
| Q4 2024 | $2.17B |
| Q1 2025 | $2.22B |
| Q2 2025 | $2.17B |
| Q3 2025 | $2.24B |
| Q4 2025 | $2.13B |
| Q1 2026 | $1.99B |
| Q2 2026 | $1.92B |
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| Multifamily, 5 or more units | 2025 | 8 | $109M | $12.7M | $23M | HMDA, |
| Multifamily, 5 or more units | 2024 | 8 | $132M | $16.2M | HMDA, | |
| 1-4 unit investor or business purpose | 2025 | 288 | $79.2M | $245K | HMDA, | |
| Real-estate-secured commercial | First half of 2026 | 10 | $179M | NCUA 5300, | ||
| Multifamily | First half of 2026 | 3 | $52.5M | NCUA 5300, | ||
| Construction | First half of 2026 | 2 | $31.7M | NCUA 5300, | ||
| Non-owner-occupied CRE | First half of 2026 | 5 | $95.0M | NCUA 5300, |
How these public files were tied to this lender. HMDA: its legal entity identifier (LEI).
| Book | Average loan |
|---|---|
| Construction and land development | $13.1M |
| Multifamily | $17.5M |
| Owner-occupied CRE | $6.33M |
| Non-owner-occupied CRE | $11.7M |
Programs on record: Federal Home Loan Bank member, Chicago district (FHFA).
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| Illinois HQ | 1 | 1 | 31 | 0 | 0 |
| California | 0 | 0 | 35 | 0 | 0 |
| Florida | 0 | 2 | 29 | 0 | 0 |
| Tennessee | 0 | 0 | 18 | 0 | 0 |
| North Carolina | 0 | 0 | 16 | 0 | 0 |
| Texas | 0 | 1 | 11 | 0 | 0 |
| Pennsylvania | 0 | 0 | 10 | 0 | 0 |
| South Carolina | 0 | 0 | 10 | 0 | 0 |
| Virginia | 0 | 0 | 10 | 0 | 0 |
| Washington | 0 | 0 | 9 | 0 | 0 |
| Arizona | 0 | 0 | 5 | 0 | 0 |
| Georgia | 0 | 0 | 8 | 0 | 0 |
Capacity. Not a rating
Our calculation from public filings, as of June 30, 2026. Not a rating, and not a statement about safety or deposits.
| Measure | This lender | Its peers | How it is worked out | Source |
|---|---|---|---|---|
| Business loan cap | $2.45B | $569M to $3.41B across 8 peers | Estimate: the lesser of 1.75 times net worth or 12.25% of assets. Low-income designated credit unions and some others are exempt. Not a statement from the credit union. | NCUA 5300, 12 CFR 723.8, Jun 30, 2026 |
| Business loans outstanding | $2.07B | $39.3M to $3.04B across 8 peers | Net member business loans, as reported on Form 5300. | NCUA 5300, |
| Cap used | 84.4% | 3.0% to 117.0% across 8 peers | Business loans outstanding over the estimated cap. | NCUA 5300, |
| Largest single borrower | $275M | $60.9M to $450M across 8 peers | Estimate: the greater of 15% of net worth or $100,000. Not a limit the credit union has stated. | NCUA 5300, 12 CFR 723.4, Jun 30, 2026 |
| CRE to net worth | 101.4% | 5.1% to 133.2% across 8 peers | (Construction + multifamily + non-owner-occupied CRE loans) divided by net worth. Our own ratio, not a regulatory test or limit. | NCUA 5300, |
| Loans to assets | 79.5% | 59.2% to 82.9% across 8 peers | Total loans divided by total assets. | NCUA 5300, |
Estimates use the formulas in 12 CFR 723. Low-income designated credit unions and some others are exempt from the cap.
Loan channel and SBA processing
Public record only
- Of 288 1-4 unit investor loans with a known channel in 2025, 73 (25.4%) came through a third party. HMDA,
Third party includes correspondents as well as brokers. No figure here means no evidence, not a refusal.
Peers
Same kind of lender, similar size and book
| Lender | State | Total assets | Commercial book |
|---|---|---|---|
| Citizens Equity First Credit Union | IL | $8.50B | $756M |
| The Golden 1 Credit Union | CA | $22.2B | $1.66B |
| Wings Credit Union | CO | $19.4B | $2.72B |
| Fourleaf Credit Union | NY | $14.4B | $1.83B |
| Baxter Credit Union | IL | $6.40B | $160M |
| First Technology Credit Union | CA | $27.9B | $2.99B |
| Consumers Credit Union | IL | $4.64B | $337M |
| United Nations Credit Union | NY | $10.7B | $53.1M |
What we don't know
- Whether it is taking new loans today, or on what terms.
- Who can join. A credit union lends only to its members, and field of membership decides who qualifies.
- Whether it makes SBA loans. No SBA loans are on file under this name for the 36 months to September 30, 2026.
- Whether it takes brokers on any given deal. The public record shows only that some loans came through a third party.
- Credit union concentration ratios here are our own calculation against net worth. They are not a regulatory test or limit. Originations are Jan-Jun 2026 year to date.
Check this page
Against the regulator's own record
- Name and charter. Alliant Credit Union, NCUA charter 67955. Compare it with the regulator's record. [NCUA profile]
- Balances. $20.0B in total assets and $1.92B in commercial loans held, from the NCUA 5300 for June 30, 2026. [Source]
- Loans made. 10 real-estate-secured commercial loans made in the first half of 2026, from your NCUA Form 5300, and 304 loans in the HMDA file, in 2024 and 2025: 8 HMDA multifamily 2025, 8 HMDA multifamily 2024, 288 HMDA 1-4 unit investor 2025. [How each file was tied to Alliant Credit Union]
- Phone and website. Phone 800-328-1935, from the NCUA record. Website alliantcreditunion.org, from the NCUA record. [How to reach them]
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For the record
Data as of June 30, 2026. Page last changed November 11, 2026.
- Regulator
- NCUA and state regulator
- NCUA charter
- 67955
- RSSD
- 367392
- LEI
- 549300T94GSH3C4U5M59
- The Lender Report ID
- lr_000119
- Main office county
- Cook
- Members
- 969,459
- NCUA region
- 8 - ONES
NCUA credit union details,
- Reported $20B in total assets as of June 30, 2026 (NCUA 5300).
- Held $1.9B of commercial and commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $928.2M of non-owner-occupied commercial real estate loans as of June 30, 2026 (NCUA 5300).
- Held $840M of multifamily loans as of June 30, 2026 (NCUA 5300).
- Held $92M of construction and land loans as of June 30, 2026, up 224.8% from a year earlier (NCUA 5300).
- Originated 8 multifamily loans totaling $109M in 2025 (HMDA).
4 more sentences
- Originated 8 multifamily loans totaling $131.8M in 2024 (HMDA).
- Originated 288 1-4 unit investor or business-purpose loans totaling $79.2M in 2025 (HMDA).
- Originated 10 real-estate-secured commercial loans totaling $179.2M in the first half of 2026 (NCUA 5300).
- Listed 1 office in 1 state (NCUA).
Cite this
Source: The Lender Report, Alliant Credit Union, https://lender.report/lender/alliant-credit-union-il/, data as of June 30, 2026.
Sources
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Work at Alliant Credit Union? Claim this page, free.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem