Owner-Occupied CRE · IA

Owner-Occupied CRE lenders in Iowa

273 lenders with an office in Iowa hold owner-occupied commercial real estate loans on their books. West Bank, based in Iowa, holds the largest book among those based here, at $457.1M.

Evidence
Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Iowa
Data as of
June 30, 2026
Page last changed
November 11, 2026
Lenders with an office here
273
FDIC call report,
Based here
228
FDIC call report,
Held by those based here
$8.49B
FDIC call report,
+6.3% from a year earlier, 222 of 228 lenders
Median book, based here
$13.2M
FDIC call report,

Cite this

Source: The Lender Report, Owner-Occupied CRE lenders in Iowa, https://lender.report/owner-occupied-cre-lenders/iowa/, data as of June 30, 2026.

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Lenders based in Iowa, by book held. First 20 of 228.
LenderKindBased inOffices hereHoldsGrowth, 12 months
West BankBankWest Des Moines, IA8$457M+15.0%
Greenstate Credit UnionCredit unionNorth Liberty, IA25$393M
Central BankBankStorm Lake, IA17$328M+10.9%
Bankers Trust CompanyBankDes Moines, IA16$318M+1.4%
Hills Bank and Trust CompanyBankHills, IA21$300M+20.5%
Northwest BankBankSpencer, IA20$252M+1.0%
American State BankBankSioux Center, IA10$170M
Bank IowaBankWest Des Moines, IA25$163M+9.5%
Cedar Rapids Bank and Trust CompanyBankCedar Rapids, IA9$161M+16.6%
CBI Bank & TrustBankMuscatine, IA13$155M+11.4%
First Citizens BankBankMason City, IA6$151M
Quad City Bank and Trust CompanyBankBettendorf, IA4$150M+7.5%
Lincoln Savings BankBankReinbeck, IA16$144M
CUSB BankBankCresco, IA7$143M+7.0%
Iowa State BankBankHull, IA14$141M+16.4%
Farmers State BankBankWaterloo, IA8$133M
Availa BankBankCarroll, IA16$114M
First National Bank, Ames, IowaBankAmes, IA10$109M+2.0%
PrimebankBankLe Mars, IA4$98.3M+7.8%
First Central State BankBankDewitt, IA6$96.1M+16.4%
FDIC call report,

See all 273 owner-occupied CRE lenders in Iowa in Loan Comps

Based elsewhere, with offices in Iowa. First 10 of 45.
LenderKindBased inOffices hereHolds, nationwide
Bank of America, National AssociationBankCharlotte, NC4$24.7B
Wells Fargo Bank, National AssociationBankSioux Falls, SD38$17.8B
JPMorgan Chase Bank, National AssociationBankColumbus, OH13$14.4B
U.S. Bank National AssociationBankCincinnati, OH56$9.01B
BMO Bank National AssociationBankChicago, IL20$8.14B
Old National BankBankEvansville, IN2$5.97B
Regions BankBankBirmingham, AL4$5.38B
UMB Bank, National AssociationBankKansas City, MO8$5.00B
First Interstate BankBankBillings, MT45$2.59B
Nicolet National BankBankGreen Bay, WI37$1.68B
FDIC call report,
  • 228 of these lenders are based in Iowa, and 45 are based elsewhere with offices here. FDIC call report,
  • These lenders: 233 banks, 4 savings institutions and 36 credit unions. FDIC call report,
  • Lenders based in Iowa hold $8.5B of owner-occupied commercial real estate loans, up 6.3% from a year earlier among the 222 of 228 with a comparable earlier filing. FDIC call report,
  • The five largest books based here hold 21.2% of that total. FDIC call report,
  • West Bank holds $457.1M, and Greenstate Credit Union holds $393M. FDIC call report,
  • The median book among lenders based in Iowa is $13.2M. FDIC call report,
  • 71 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
  • 18 lenders based here hold $100M or more of it. FDIC call report,
  • These lenders list 1,611 offices in Iowa. FDIC office list,
  • U.S. Bank National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 56. FDIC office list,
  • Among credit unions here, the median average loan in this category is $190K. NCUA 5300,
  • Capra Bank grew this book the most in the year, up 129.1% to $62.9M. FDIC call report,

How this list is defined

Measure
owner-occupied commercial real estate loans held by lenders with an office in Iowa
Period
June 30, 2026
Formula
The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in Iowa. A balance held, not loans made.
Order
Largest first by the book held at the latest filing, then name. Payment is not part of the order.
As of
June 30, 2026
Changelog
  • : First published, with the data built on this date.

Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.

Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.

Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.

A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in Iowa. Lenders that merged or stopped filing are left out.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.