Owner-Occupied CRE · NY
Owner-Occupied CRE lenders in New York
223 lenders with an office in New York hold owner-occupied commercial real estate loans on their books. Manufacturers and Traders Trust Company, based in New York, holds the largest book among those based here, at $10.6B.
- Evidence
- Lender holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in New York
- Data as of
- June 30, 2026
- Page last changed
- November 11, 2026
- Lenders with an office here
- 223
- FDIC call report,
- Based here
- 146
- FDIC call report,
- Held by those based here
- $31.4B
- FDIC call report,
- +5.3% from a year earlier, 140 of 146 lenders
- Median book, based here
- $20.2M
- FDIC call report,
Cite this
Source: The Lender Report, Owner-Occupied CRE lenders in New York, https://lender.report/owner-occupied-cre-lenders/new-york/, data as of June 30, 2026.
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| Lender | Kind | Based in | Offices here | Holds | Growth, 12 months |
|---|---|---|---|---|---|
| Manufacturers and Traders Trust Company | Bank | Buffalo, NY | 274 | $10.6B | +1.7% |
| Metropolitan Commercial Bank | Bank | New York, NY | 8 | $3.14B | +35.5% |
| Flagstar Bank, National Association | Bank | Hicksville, NY | 108 | $2.51B | |
| Popular Bank | Bank | New York, NY | 20 | $2.12B | +16.3% |
| Dime Commercial Bank | Bank | Hauppauge, NY | 63 | $1.65B | +5.5% |
| Israel Discount Bank of New York | Bank | New York, NY | 3 | $1.60B | |
| NBT Bank, National Association | Bank | Norwich, NY | 129 | $997M | +4.7% |
| Community Bank, National Association | Bank | Canton, NY | 149 | $837M | |
| Tompkins Bank & Trust | Bank | Ithaca, NY | 41 | $583M | |
| Woori America Bank | Bank | New York, NY | 5 | $406M | +2.4% |
| Five Star Bank | Bank | Rochester, NY | 48 | $355M | +13.9% |
| Shinhan Bank America | Bank | New York, NY | 4 | $338M | +13.4% |
| Alma Bank | Bank | Astoria, NY | 10 | $320M | +2.5% |
| Hanover Community Bank | Bank | Garden City Park, NY | 10 | $268M | +2.2% |
| The Canandaigua National Bank and Trust Company | Bank | Canandaigua, NY | 28 | $246M | +5.2% |
| Arrow Bank National Association | Bank | Glens Falls, NY | 56 | $234M | +18.3% |
| ESL Credit Union | Credit union | Rochester, NY | 34 | $219M | +118.9% |
| NewBank | Bank | Flushing, NY | 3 | $210M | +7.3% |
| Orange Bank & Trust Company | Bank | Middletown, NY | 16 | $201M | +3.3% |
| Habib American Bank | Bank | New York, NY | 3 | $199M |
See all 223 owner-occupied CRE lenders in New York in Loan Comps
| Lender | Kind | Based in | Offices here | Holds, nationwide |
|---|---|---|---|---|
| Bank of America, National Association | Bank | Charlotte, NC | 251 | $24.7B |
| Wells Fargo Bank, National Association | Bank | Sioux Falls, SD | 93 | $17.8B |
| JPMorgan Chase Bank, National Association | Bank | Columbus, OH | 580 | $14.4B |
| Fifth Third Bank, National Association | Bank | Cincinnati, OH | 1 | $12.0B |
| PNC Bank, National Association | Bank | Wilmington, DE | 5 | $10.4B |
| First Horizon Bank | Bank | Memphis, TN | 1 | $8.79B |
| Valley National Bank | Bank | Passaic, NJ | 41 | $7.69B |
| TD Bank, National Association | Bank | Wilmington, DE | 231 | $6.84B |
| City National Bank | Bank | Los Angeles, CA | 6 | $4.41B |
| Citizens Bank, National Association | Bank | Providence, RI | 171 | $4.00B |
- 146 of these lenders are based in New York, and 77 are based elsewhere with offices here. FDIC call report,
- These lenders: 129 banks, 27 savings institutions and 67 credit unions. FDIC call report,
- Lenders based in New York hold $31.4B of owner-occupied commercial real estate loans, up 5.3% from a year earlier among the 140 of 146 with a comparable earlier filing. FDIC call report,
- The five largest books based here hold 63.6% of that total. FDIC call report,
- Manufacturers and Traders Trust Company holds $10.6B, and Metropolitan Commercial Bank holds $3.1B. FDIC call report,
- The median book among lenders based in New York is $20.2M. FDIC call report,
- 35 lenders based here grew this book by 10% or more in the year to June 30, 2026. FDIC call report,
- 35 lenders based here hold $100M or more of it. FDIC call report,
- These lenders list 4,523 offices in New York. FDIC office list,
- JPMorgan Chase Bank, National Association, based in Ohio, lists the most offices here among out-of-state lenders, at 580. FDIC office list,
- Among credit unions here, the median average loan in this category is $456K. NCUA 5300,
- ESL Credit Union grew this book the most in the year, up 118.9% to $218.9M. FDIC call report,
How this list is defined
- Measure
- owner-occupied commercial real estate loans held by lenders with an office in New York
- Period
- June 30, 2026
- Formula
- The balance of owner-occupied commercial real estate loans on the lender's June 30, 2026 filing, for a lender with an office in New York. A balance held, not loans made.
- Order
- Largest first by the book held at the latest filing, then name. Payment is not part of the order.
- As of
- June 30, 2026
- Source
- FDIC call report
- Changelog
- : First published, with the data built on this date.
Owner-occupied commercial real estate is property a business uses itself, such as its own plant, shop or office. It is often tied to the business loan.
Call reports give one balance per institution, not by state, and they carry balances, not loans made. The figure shown is the whole institution's book.
Growth appears only where a book grew over the 12 months. Each lender's own page has its full record.
A lender counts here if it holds owner-occupied commercial real estate loans on its books at the latest filing and has an office in New York. Lenders that merged or stopped filing are left out.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.