SBA by industry · AZ
SBA lenders for car washes in Arizona
14 lenders made 26 SBA loans to car washes in Arizona in the 36 months ending September 30, 2026. Celtic Bank made the most, with 4. The typical loan was about $730K.
- Evidence
- SBA 7(a) and 504 loans to car washes in Arizona, NAICS 811192
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 14
- SBA FOIA,
- SBA loans, 36 months
- 26
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $25.5M
- SBA FOIA,
- Last 12 months
- 6
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for car washes in Arizona, https://lender.report/sba-lenders-for/car-washes/arizona/, data as of September 30, 2026.
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| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $8.83M | 2 | 2 | 0 |
| FWBank SBA 504 record | Bank | Chicago, IL | 4 | $5.27M | 0 | 4 | 0 |
| Zions Bancorporation, N.A. SBA 7(a) record | Bank | Salt Lake City, UT | 4 | $3.39M | 2 | 2 | 1 |
| Arizona Financial Credit Union SBA 504 record | Credit union | Phoenix, AZ | 2 | $1.31M | 0 | 2 | 0 |
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 2 | $75.0K | 2 | 0 | 2 |
| First Bank of the Lake SBA 504 record | Bank | Osage Beach, MO | 1 | $2.10M | 0 | 1 | 0 |
| United Midwest Savings Bank, National Association SBA 7(a) record | Bank | Degraff, OH | 1 | $1.20M | 1 | 0 | 0 |
| First Fidelity Bank SBA 504 record | Bank | Oklahoma City, OK | 1 | $810K | 0 | 1 | 0 |
| Alerus Financial, National Association SBA 7(a) record | Bank | Grand Forks, ND | 1 | $720K | 1 | 0 | 0 |
| InBank SBA 7(a) record | Bank | Raton, NM | 1 | $640K | 1 | 0 | 0 |
| The Huntington National Bank SBA 7(a) record | Bank | Columbus, OH | 1 | $480K | 1 | 0 | 0 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 1 | $300K | 1 | 0 | 1 |
| CDC Small Business Finance Corp. SBA 7(a) record | Non-bank | San Diego, CA | 1 | $59.0K | 1 | 0 | 0 |
| WaFd Bank SBA 7(a) record | Bank | Seattle, WA | 1 | $15.0K | 1 | 0 | 1 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Car Washes | 26 |
| Loan size | Loans |
|---|---|
| Under $150K | 5 |
| $150K to $350K | 2 |
| $350K to $1M | 9 |
| $1M to $2.5M | 8 |
| $2.5M or more | 2 |
- SBA lenders recorded 26 loans to car washes totaling $25.5M in Arizona in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $730K, with the middle half between $300K and $1.5M. SBA FOIA,
- 13 were SBA 7(a) loans and 13 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 10.25% on 13 loans. SBA FOIA,
- The median term was 25 years. SBA FOIA,
- Banks and savings institutions made 22 of the loans, credit unions 2, and non-banks 1. SBA FOIA,
- The five most active lenders made 61.5% of the loans. SBA FOIA,
- The three most active lenders were Celtic Bank with 4, FWBank with 4, and Zions Bancorporation, N.A. with 4. SBA FOIA,
- 5 of the loans were under $150K, and 10 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 6 approvals of these loans dated in the 12 months to September 30, 2026, versus 8 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 1 of the 14 lenders are based in Arizona. The rest are based elsewhere, most often in Ohio, Utah and California. SBA FOIA,
- The most common detailed industry in Arizona was Car Washes, with 26 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to car washes in Arizona
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Arizona, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.