SBA by industry · AZ

SBA lenders for retail stores in Arizona

72 lenders made 315 SBA loans to retail stores in Arizona in the 36 months ending September 30, 2026. Zions Bancorporation, N.A. made the most, with 32. The typical loan was about $300K.

Evidence
SBA 7(a) and 504 loans to retail stores in Arizona, NAICS 44 and 45, excluding gas, convenience and pharmacy
Data as of
SBA, September 30, 2026
Page last changed
November 12, 2026
Lenders on record
72
SBA FOIA,
SBA loans, 36 months
315
SBA FOIA,
7(a) net of cancelled; 504 funded first liens
Dollars, 36 months
$180M
SBA FOIA,
Last 12 months
98
SBA FOIA,

Cite this

Source: The Lender Report, SBA lenders for retail stores in Arizona, https://lender.report/sba-lenders-for/retail/arizona/, data as of September 30, 2026.

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SBA lenders for retail stores in Arizona. Ordered by loans recorded in the place, then dollars, then name. Payment is not part of the order. First 25 of 72.
LenderKindBased inLoansDollars7(a)504Last 12 months
Zions Bancorporation, N.A. SBA 7(a) recordBankSalt Lake City, UT32$12.8M31116
Wells Fargo Bank, National Association SBA 7(a) recordBankSioux Falls, SD25$9.90M2503
U.S. Bank National Association SBA 7(a) recordBankCincinnati, OH19$4.87M1904
Newtek Bank, National Association SBA 7(a) recordBankMiami, FL18$4.41M1808
Midwest Regional Bank SBA 7(a) recordBankClayton, MO14$15.6M1406
Celtic Bank SBA 7(a) recordBankSalt Lake City, UT13$5.05M1302
JPMorgan Chase Bank, National Association SBA 7(a) recordBankColumbus, OH12$8.38M1021
The Huntington National Bank SBA 7(a) recordBankColumbus, OH12$3.08M1200
BayFirst National Bank SBA 7(a) recordBankSaint Petersburg, FL11$1.52M1100
Readycap Lending, LLC SBA 7(a) recordNon-bankBerkeley Heights, NJ10$4.11M1001
United Midwest Savings Bank, National Association SBA 7(a) recordBankDegraff, OH9$2.06M902
Northeast Bank SBA 7(a) recordBankPortland, ME7$1.21M702
America First Credit Union SBA 7(a) recordCredit unionRiverdale, UT6$7.16M512
Alerus Financial, National Association SBA 7(a) recordBankGrand Forks, ND6$7.05M603
Harvest Small Business Finance, LLC SBA 7(a) recordNon-bankLaguna Hills, CA6$5.82M603
Mountain America Credit Union SBA 7(a) recordCredit unionSandy, UT6$3.14M601
Live Oak Banking Company SBA 7(a) recordBankWilmington, NC5$9.10M500
Arizona Financial Credit Union SBA 7(a) recordCredit unionPhoenix, AZ5$4.81M321
First Fidelity Bank SBA 504 recordBankOklahoma City, OK5$4.80M051
BNC National Bank SBA 7(a) recordBankGlendale, AZ5$2.80M230
UMB Bank, National Association SBA 7(a) recordBankKansas City, MO5$2.01M501
Lendistry SBLC, LLC SBA 7(a) recordNon-bankLos Angeles, CA5$1.85M500
St. Louis Bank SBA 7(a) recordBankSaint Louis, MO4$3.18M400
Integro Bank SBA 7(a) recordBankPhoenix, AZ4$2.28M400
Bank of America, National Association SBA 7(a) recordBankCharlotte, NC4$1.43M401
SBA FOIA,

Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.

Detailed industries in this group in Arizona
IndustryLoans
Clothing and Clothing Accessories Retailers28
All Other Miscellaneous Retailers25
Jewelry Retailers16
Used Car Dealers15
Other Building Material Dealers13
Sporting Goods Retailers13
Pet and Pet Supplies Retailers12
Vending Machine Operators11
Electronics and Appliance Retailers10
Furniture Retailers10
SBA FOIA,
SBA loans for retail stores in Arizona, by size
Loan sizeLoans
Under $150K101
$150K to $350K68
$350K to $1M85
$1M to $2.5M54
$2.5M or more11
SBA FOIA,
  • SBA lenders recorded 315 loans to retail stores totaling $179.6M in Arizona in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
  • The typical loan was about $300K, with the middle half between $100K and $750K. SBA FOIA,
  • 294 were SBA 7(a) loans and 25 were SBA 504 first liens. SBA FOIA,
  • SBA 7(a) lenders reported a median initial rate of 10.25% on 294 loans. SBA FOIA,
  • The median term was 10 years. SBA FOIA,
  • Banks and savings institutions made 262 of the loans, credit unions 23, and non-banks 33. SBA FOIA,
  • The five most active lenders made 34.3% of the loans. SBA FOIA,
  • The three most active lenders were Zions Bancorporation, N.A. with 32, Wells Fargo Bank, National Association with 25, and U.S. Bank National Association with 19. SBA FOIA,
  • 101 of the loans were under $150K, and 65 were $1M or more. SBA FOIA,
  • The SBA file shows 98 approvals of these loans dated in the 12 months to September 30, 2026, versus 142 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
  • 9 of the 72 lenders are based in Arizona. The rest are based elsewhere, most often in California, Florida and Ohio. SBA FOIA,
  • The most common detailed industry in Arizona was Clothing and Clothing Accessories Retailers, with 28 loans. SBA FOIA,

How this list is defined

Measure
SBA loans made to retail stores in Arizona
Period
October 2023 to September 2026
Formula
Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in Arizona, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 44 and 45, excluding gas, convenience and pharmacy.
Order
Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
As of
September 30, 2026
Source
SBA FOIA
Changelog
  • : First published, with the data built on this date.

What we don't know

  • Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
  • Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
  • The borrower, the address and every term beyond rate and term. The public file does not show them.

Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.

SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.

Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem

Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.