Unverified listing What this means
The Lender Report built this page from public records. CDC Small Business Finance Corp. has not reviewed it. Every lender's page starts this way, and it says nothing about CDC Small Business Finance Corp. itself. Each figure shows its source and date. Work at CDC Small Business Finance Corp.? You can claim this page for free.
Certified Development Company, San Diego, CA
CDC Small Business Finance Corp.
A Certified Development Company based in San Diego, CA. Public files show recent SBA 7(a) loans it made.
- Kind
- SBA Certified Development Company
- Data as of
- HMDA 2025, SBA September 30, 2026
- Page last changed
- November 12, 2026
Named as the lender on SBA-approved loans.
- Multifamily loans made, 2025
- Not reported
- HMDA,
- HMDA, 5 or more units
- Investor loans made, 2025
- Not reported
- HMDA,
- 1-4 units or business purpose
- SBA loans, 36 months
- 766
- SBA FOIA,
- 7(a) and 504, net of cancelled
- SBA 504 as CDC
- 210
- SBA FOIA,
- Net of cancelled
Does it fit my deal?
The deal is read here and kept nowhere. Leave out names, income and credit scores.
How to reach them
Each line shows where it came from
- Phone
- No phone number is on record. Try the lender's website.
- Website
- cdcloans.comFrom the SBA list, May 1, 2024.
- Names it files under
- CDC Small Business Finance CorporationSBA FOIA,
- Based in
- San Diego, CASBA FOIA,
Recently done
Some recorded lending
Some recorded lending. One public file shows loans this lender made.
| When | What the record shows | Source |
|---|---|---|
| November 9, 2026 | Listed by SBA as a Certified Development Company.Membership in a public list, not lending volume. | SBA lender lists, |
| November 9, 2026 | Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender.Membership in a public list, not lending volume. | SBA lender lists, |
| Oct 2023 to Sep 2026 | SBA 7(a) approvals by processing method: 692 under Preferred Lender authority.SBA ProcessingMethod field, net of cancellations. | SBA FOIA, |
| May 1, 2024 | Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025.Membership in a public list, not lending volume. | SBA lender lists, |
Banks report no loan-level data for office, retail, industrial or construction loans. This list shows only multifamily and SBA loans.
| Period | Place | Loan | Amount | Rate | Term | LTV | Source |
|---|---|---|---|---|---|---|---|
| Sep 2026 | Texas | SBA 7(a), Barber Shops | $350K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Electronic and Precision Equipment Repair and Maintenance | $290K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Hobby, Toy, and Game Retailers | $280K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), All Other Amusement and Recreation Industries | $200K | 10.25% | 10 yr | SBA FOIA | |
| Sep 2026 | California | SBA 7(a), Beauty Salons | $180K | 10.25% | 11 yr | SBA FOIA | |
| Aug 2026 | Oklahoma | SBA 7(a), Home Health Care Services | $200K | 10.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Supermarkets and Other Grocery Retailers (except Convenience Retailers) | $130K | 10.25% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), All Other Specialty Trade Contractors | $120K | 10.25% | 10 yr | SBA FOIA | |
| Aug 2026 | California | SBA 7(a), Child Care Services | $100K | 10.25% | 10 yr | SBA FOIA | |
| Aug 2026 | North Carolina | SBA 7(a), Administrative and Support and Waste Management and Remediation Services | $100K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | Texas | SBA 7(a), All Other Amusement and Recreation Industries | $350K | 10.25% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Wood Window and Door Manufacturing | $100K | 9.75% | 10 yr | SBA FOIA | |
| Jul 2026 | California | SBA 7(a), Residential Remodelers | $70K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 504, All Other Professional, Scientific, and Technical Services | $1M | 25 yr | SBA FOIA | ||
| Jun 2026 | California | SBA 504, Electrical Contractors and Other Wiring Installation Contractors | $740K | 25 yr | SBA FOIA | ||
| Jun 2026 | Illinois | SBA 7(a), Other Personal Care Services | $350K | 10.25% | 10 yr | SBA FOIA | |
| Jun 2026 | California | SBA 7(a), Other Heavy and Civil Engineering Construction | $340K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | California | SBA 7(a), General Automotive Repair | $220K | 10.25% | 9 yr | SBA FOIA | |
| Jun 2026 | California | SBA 7(a), Sports and Recreation Instruction | $180K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Arizona | SBA 7(a), Advertising Agencies | $150K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Texas | SBA 7(a), Offices of Certified Public Accountants | $150K | 9.5% | 10 yr | SBA FOIA | |
| Jun 2026 | New Jersey | SBA 7(a), Offices of Physicians, Mental Health Specialists | $120K | 10.25% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), Other Accounting Services | $80K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | New York | SBA 7(a), Administrative Management and General Management Consulting Services | $50K | 9.75% | 10 yr | SBA FOIA | |
| Jun 2026 | Florida | SBA 7(a), All Other Travel Arrangement and Reservation Services | $50K | 10.25% | 10 yr | SBA FOIA | |
| 766 SBA 7(a) loans since October 2023, net of cancelled | $123M | SBA FOIA | |||||
A blank means the source did not report it.
What it lends on
HMDA and SBA files
| Kind of loan | Period | Loans made | Dollars | Typical size | Largest | Source |
|---|---|---|---|---|---|---|
| SBA 7(a), net of cancelled | 36 months to Sep 2026 | 766 | $123M | $150K | $350K | SBA FOIA, |
| SBA 7(a), net of cancelled | 12 months to Sep 2026 | 159 | $26.6M | SBA FOIA, | ||
| SBA 504 as CDC, net of cancelled | 36 months to Sep 2026 | 210 | $243M | SBA FOIA, |
| Industry | Loans | Dollars |
|---|---|---|
| Fitness and Recreational Sports Centers | 28 | $6.22M |
| Child Care Services | 26 | $8.41M |
| Home Health Care Services | 24 | $4.59M |
| All Other Amusement and Recreation Industries | 22 | $6.14M |
| Other Personal Care Services | 19 | $3.39M |
| Pet Care (except Veterinary) Services | 17 | $2.17M |
| All Other Personal Services | 16 | $2.60M |
| Full-Service Restaurants | 15 | $8.80M |
| Plumbing, Heating, and Air-Conditioning Contractors | 15 | $2.50M |
| Offices of Mental Health Practitioners (except Physicians) | 14 | $2.70M |
Other lenders in these fields: SBA lenders for gyms and fitness businesses, SBA lenders for child care businesses, SBA lenders for medical practices.
Program lists that name this lender
Membership, not lending volume
- Listed by SBA: List of Certified Development Companies as: SBA Certified Development Company (November 9, 2026). Listed by SBA as a Certified Development Company. States served: AZ, CA.
- Listed by SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list as: SBA Community Advantage lender (May 1, 2024). Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. Status with SBA: Community Advantage SBLC (mission lender authorized for 7(a) loans of up to $350,000).
- Listed by SBA: List of microlenders (microloan intermediaries) as: SBA microloan intermediary (November 9, 2026). Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. States served: CA.
Being on a list says the lender is a member of that program on the date shown. It does not say how much it lends.
SBA: List of microlenders (microloan intermediaries), SBA: Community Advantage Small Business Lending Companies (CA SBLCs) list,
Where it lends
Offices beside loans on record
| State | Offices | Multifamily 2025 | 1-4 investor 2025 | SBA 7(a) 36 mo. | SBA 504 36 mo. |
|---|---|---|---|---|---|
| California HQ | 1 | 374 | 0 | ||
| Texas | 0 | 74 | 0 | ||
| Florida | 0 | 63 | 0 | ||
| Arizona | 0 | 31 | 0 | ||
| Georgia | 0 | 31 | 0 | ||
| Michigan | 0 | 23 | 0 | ||
| Nevada | 0 | 19 | 0 | ||
| New York | 0 | 18 | 0 | ||
| Virginia | 0 | 17 | 0 | ||
| Maryland | 0 | 13 | 0 | ||
| North Carolina | 0 | 12 | 0 | ||
| New Jersey | 0 | 10 | 0 |
Loan channel and SBA processing
Public record only
- Preferred Lender authority
- 692 loans (90.3%)
- Approval to first disbursement
- 21 days, median of 745
SBA FOIA, SBA 7(a) loans, 36 months. Counted from SBA approval, not application. Lines of credit disburse fast.
Peers
Same kind of lender, similar size and book
What we don't know
- Whether it is taking new loans today, or on what terms.
- Its balance sheet, capital or total lending. Non-banks file no call report, so this page shows only loans that appear in HMDA or SBA files.
- Whether it makes multifamily loans. No HMDA multifamily loans are on file under this name for 2024 or 2025.
- Whether it takes brokers. No figure here means no evidence, not a refusal.
Check this page
Against the regulator's own record
- Name and entity. CDC Small Business Finance Corp., San Diego, CA. A non-bank has no regulator certificate, so the name comes from the public files that carry it.
- Loans made. 976 recorded loans from SBA files, through September 30, 2026: 766 SBA 7(a) in 36 months, 210 SBA 504 as the CDC in 36 months. Each has its source and date.
- Phone and website. No phone number is on record. Website cdcloans.com, from the FDIC record. [How to reach them]
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For the record
Data as of HMDA 2025, SBA September 30, 2026. Page last changed November 12, 2026.
- The Lender Report ID
- lr_009470
- Recorded 841 SBA 7(a) approvals totaling $137.9M from October 1, 2023 to September 30, 2026, of which 75 were later cancelled (SBA).
- Served as Certified Development Company on 217 SBA 504 approvals with $248.3M in SBA debentures from October 1, 2023 to September 30, 2026 (SBA).
- Listed by SBA as a Certified Development Company. (SBA list, as of November 9, 2026).
- Listed by SBA as a Community Advantage Small Business Lending Company. The list's own page says it is current as of May 1, 2024; the file itself was last changed on December 8, 2025. (SBA list, as of May 1, 2024).
- Listed by SBA as a microloan intermediary. SBA publishes no microloan counts by lender. (SBA list, as of November 9, 2026).
Cite this
Source: The Lender Report, CDC Small Business Finance Corp., https://lender.report/lender/cdc-small-business-finance-ca/, data as of December 31, 2025.
Sources
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.
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Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem