SBA by industry · CA
SBA lenders for car washes in California
43 lenders made 88 SBA loans to car washes in California in the 36 months ending September 30, 2026. U.S. Bank National Association made the most, with 19. The typical loan was about $900K.
- Evidence
- SBA 7(a) and 504 loans to car washes in California, NAICS 811192
- Data as of
- SBA, September 30, 2026
- Page last changed
- November 12, 2026
- Lenders on record
- 43
- SBA FOIA,
- SBA loans, 36 months
- 88
- SBA FOIA,
- 7(a) net of cancelled; 504 funded first liens
- Dollars, 36 months
- $127M
- SBA FOIA,
- Last 12 months
- 34
- SBA FOIA,
Cite this
Source: The Lender Report, SBA lenders for car washes in California, https://lender.report/sba-lenders-for/car-washes/california/, data as of September 30, 2026.
Describe a deal in California
See which lenders made SBA loans to car washes, at your size and in your state. No account and no form.
Show SBA loans to car washes in CaliforniaOn this list? Find your page
| Lender | Kind | Based in | Loans | Dollars | 7(a) | 504 | Last 12 months |
|---|---|---|---|---|---|---|---|
| U.S. Bank National Association SBA 7(a) record | Bank | Cincinnati, OH | 19 | $2.03M | 19 | 0 | 5 |
| Live Oak Banking Company SBA 7(a) record | Bank | Wilmington, NC | 6 | $11.1M | 6 | 0 | 3 |
| Bank of Hope SBA 7(a) record | Bank | Los Angeles, CA | 4 | $12.2M | 4 | 0 | 2 |
| Byline Bank SBA 7(a) record | Bank | Chicago, IL | 4 | $4.46M | 4 | 0 | 1 |
| Celtic Bank SBA 7(a) record | Bank | Salt Lake City, UT | 3 | $10.5M | 3 | 0 | 2 |
| Harvest Small Business Finance, LLC SBA 7(a) record | Non-bank | Laguna Hills, CA | 3 | $7.12M | 3 | 0 | 1 |
| Plumas Bank SBA 7(a) record | Bank | Quincy, CA | 3 | $3.99M | 3 | 0 | 0 |
| CalPrivate Bank SBA 7(a) record | Bank | La Jolla, CA | 3 | $3.40M | 1 | 2 | 2 |
| Southwestern National Bank SBA 7(a) record | Bank | Houston, TX | 2 | $6.80M | 2 | 0 | 0 |
| Open Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $2.20M | 2 | 0 | 1 |
| Commonwealth Business Bank SBA 7(a) record | Bank | Los Angeles, CA | 2 | $2.09M | 2 | 0 | 0 |
| Wells Fargo Bank, National Association SBA 7(a) record | Bank | Sioux Falls, SD | 2 | $2.02M | 1 | 1 | 0 |
| AMPAC Tri-State CDC, Inc. SBA 7(a) record | Non-bank | Ontario, CA | 2 | $400K | 2 | 0 | 2 |
| JPMorgan Chase Bank, National Association SBA 7(a) record | Bank | Columbus, OH | 2 | $210K | 2 | 0 | 1 |
| Northeast Bank SBA 7(a) record | Bank | Portland, ME | 2 | $142K | 2 | 0 | 0 |
| Mission Bank SBA 7(a) record | Bank | Bakersfield, CA | 1 | $5.00M | 1 | 0 | 0 |
| Stone Bank SBA 7(a) record | Bank | Mountain View, AR | 1 | $5.00M | 1 | 0 | 0 |
| Woori America Bank SBA 7(a) record | Bank | New York, NY | 1 | $5.00M | 1 | 0 | 0 |
| BMO Bank National Association SBA 7(a) record | Bank | Chicago, IL | 1 | $4.80M | 1 | 0 | 0 |
| Mission Valley Bank SBA 7(a) record | Bank | Sun Valley, CA | 1 | $4.70M | 1 | 0 | 0 |
| Banc of California SBA 7(a) record | Bank | Los Angeles, CA | 1 | $4.40M | 1 | 0 | 0 |
| The Bancorp Bank, National Association SBA 504 record | Bank | Sioux Falls, SD | 1 | $4.20M | 0 | 1 | 0 |
| EverTrust Bank SBA 7(a) record | Bank | City Of Industry, CA | 1 | $3.80M | 1 | 0 | 0 |
| First-Citizens Bank & Trust Company SBA 504 record | Bank | Raleigh, NC | 1 | $2.00M | 0 | 1 | 0 |
| Velocity Commercial Capital LLC SBA 504 record | Non-bank | Westlake Village, CA | 1 | $1.90M | 0 | 1 | 0 |
Dollars are approval amounts, rounded to 2 significant figures per loan, net of cancelled approvals.
| Industry | Loans |
|---|---|
| Car Washes | 88 |
| Loan size | Loans |
|---|---|
| Under $150K | 23 |
| $150K to $350K | 9 |
| $350K to $1M | 15 |
| $1M to $2.5M | 23 |
| $2.5M or more | 18 |
- SBA lenders recorded 88 loans to car washes totaling $126.7M in California in the 36 months ending September 30, 2026, excluding cancelled approvals. SBA FOIA,
- The typical loan was about $900K, with the middle half between $110K and $2M. SBA FOIA,
- 77 were SBA 7(a) loans and 11 were SBA 504 first liens. SBA FOIA,
- SBA 7(a) lenders reported a median initial rate of 9.50% on 77 loans. SBA FOIA,
- The median term was 20 years. SBA FOIA,
- Banks and savings institutions made 80 of the loans, credit unions 0, and non-banks 7. SBA FOIA,
- The five most active lenders made 40.9% of the loans. SBA FOIA,
- The three most active lenders were U.S. Bank National Association with 19, Live Oak Banking Company with 6, and Bank of Hope with 4. SBA FOIA,
- 23 of the loans were under $150K, and 41 were $1M or more. SBA FOIA,
- 1 of these loans was made by lenders that have since merged or closed, that the file lists under a name with no lender record here, or that the loan tape shows only at a broader industry level. They are counted in the totals here and appear in no lender's row. SBA FOIA,
- The SBA file shows 34 approvals of these loans dated in the 12 months to September 30, 2026, versus 39 in the 12 months before. Both counts leave out cancelled approvals and include 504 approvals not yet funded. SBA FOIA,
- 20 of the 43 lenders are based in California. The rest are based elsewhere, most often in New York, Florida and Georgia. SBA FOIA,
- The most common detailed industry in California was Car Washes, with 88 loans. SBA FOIA,
How this list is defined
- Measure
- SBA loans made to car washes in California
- Period
- October 2023 to September 2026
- Formula
- Count, by lender, of SBA 7(a) approvals and SBA 504 first liens located in California, dated in the 36 months ending September 30, 2026 and not cancelled, whose NAICS code in the SBA file falls in NAICS 811192.
- Order
- Largest first by loans in the state, then dollars, then name. Payment is not part of the order.
- As of
- September 30, 2026
- Source
- SBA FOIA
- Changelog
- : First published, with the data built on this date.
What we don't know
- Whether any of these lenders is taking new SBA loans today, or how it would treat a business like yours.
- Loans that were never completed. The SBA file lists approvals, and these pages leave out the ones it marks cancelled.
- The borrower, the address and every term beyond rate and term. The public file does not show them.
Every loan counted here carried one of these NAICS codes in the SBA file, and the state of the loan is the state of the business. Loans are approvals, net of cancelled approvals. Lenders that merged or stopped filing are left out.
SBA does not require you to use an agent or broker for a loan application. SBA has not reviewed or endorsed this site.
Source and date appear beside each figure. Banks report balances, not loans made. Loans made come only from HMDA and SBA files. We do not audit filings and can make errors joining them. Report a problem
Figures come from public records and show the source and date beside them. Public records can be late, incomplete or wrong. A past loan does not mean a lender will make the same kind of loan today. Confirm anything important with the lender.